ECOBUILDER
ActiveSummary
The computed 12-month bankruptcy probability of ECOBUILDER is 2.0% (moderate). The 2025 annual accounts show equity of €86,361 and a net result of €2,267. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 22% of 2,797 sector peers (NACE 41, financial year 2025). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 14-09-2010 Normal situation
- Activity
- General construction of residential buildings NACE 41001and 3 others
- Establishment unit
- 2.197.638.136 3300 Tienen, since 16-09-2010
- Financial year end
- 31 December
- Peppol
- Reachable
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.0%
- Gross margin
- €18,871
- ▼ 15.5%
- Turnover
- ≈ €240,000
- estimated
- Profit
- €2,267
- ▲ 24.2%
- Equity
- €86,361
- ▲ 2.7%
- Total assets
- €622,198
- ▼ 2.7%
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)1 of the last 3 accounts late1 change of registered office in 24 monthslowers riskSize: total assets €622,198Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 21% of them on solvency, 20% on liquidity, 23% on profitability and 42% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 31-07-2026 at the NBB all 15 filings
Every figure per financial year
The operating result for 2025 is 27% lower than in 2024 and the lowest since 2021.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €664 | €903 | €803 | €803 | - | - | - | - | - |
| Other operating charges640/8 | - | - | - | €1,069 | €1,223 | €30,030 | €2,587 | €4,457 | ▲ 72.3% |
| Gross operating margin9900 | €51,669 | €68,116 | €62,241 | €52,581 | €37,864 | €46,818 | €22,327 | €18,871 | ▼ 15.5% |
| Operating profit (loss)9901 | €32,181 | €59,853 | €57,911 | €50,709 | €36,641 | €16,788 | €19,741 | €14,414 | ▼ 27.0% |
| Financial income75/76B | - | - | - | - | €59 | €305 | - | - | - |
| Recurring financial income75 | - | €1 | €9 | - | €59 | €305 | - | - | - |
| Financial charges65/66B | - | - | - | €20,373 | €16,120 | €14,904 | €17,233 | €10,063 | ▼ 41.6% |
| Recurring financial charges65 | €59,179 | €43,757 | €35,841 | €20,373 | €16,120 | €14,904 | €17,233 | €10,063 | ▼ 41.6% |
| Profit (loss) for the period before taxes9903 | -€26,999 | €16,096 | €22,079 | €30,336 | €20,580 | €2,189 | €2,508 | €4,351 | ▲ 73.5% |
| Income taxes67/77 | - | €6,350 | €9,120 | €8,357 | €6,009 | €9 | €683 | €2,084 | ▲ 205% |
| Profit (loss) for the period9904 | -€26,999 | €9,747 | €12,959 | €21,979 | €14,570 | €2,180 | €1,825 | €2,267 | ▲ 24.2% |
| Profit (loss) for the period to be appropriated9905 | -€26,999 | €9,747 | €12,959 | €21,979 | €14,570 | €2,180 | €1,825 | €2,267 | ▲ 24.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €0.8m | €0.9m | €0.8m | €0.8m | €1.0m | €1.2m | €0.6m | €0.6m | ▼ 2.7% |
| Fixed assets21/28 | €0.07m | €0.003m | €0.002m | €0.002m | €0.002m | €0.001m | €0.001m | €0.001m | = |
| Intangible fixed assets21 | €0.001m | €0.001m | €390 | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €0.06m | €0.001m | €413 | - | - | - | - | - | - |
| Financial fixed assets28 | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | €0.001m | €0.001m | €0.001m | = |
| Current assets29/58 | €0.8m | €0.9m | €0.8m | €0.8m | €1.0m | €1.2m | €0.6m | €0.6m | ▼ 2.7% |
| Stocks and contracts in progress3 | €0.7m | €0.9m | €0.8m | €0.8m | €0.4m | €0.7m | €0.6m | €0.4m | ▼ 26.8% |
| Stocks30/36 | - | - | - | €0.8m | €0.4m | €0.7m | €0.6m | €0.4m | ▼ 26.8% |
| Amounts receivable within one year40/41 | €0.007m | €0.02m | €0.03m | €0.03m | €0.6m | €0.6m | €0.06m | €0.2m | ▲ 233% |
| Trade receivables40 | - | - | - | €0.03m | €0.5m | €0.4m | €0.01m | €0.1m | ▲ 12× |
| Other amounts receivable41 | - | - | - | €49 | €0.08m | €0.1m | €0.05m | €0.06m | ▲ 40.6% |
| Cash at bank and in hand54/58 | €0.02m | €0.002m | €0.01m | €0.001m | €0.04m | €0.01m | €0.002m | €0.01m | ▲ 603% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €0.8m | €0.9m | €0.8m | €0.8m | €1.0m | €1.2m | €0.6m | €0.6m | ▼ 2.7% |
| Equity10/15 | €0.02m | €0.03m | €0.04m | €0.07m | €0.08m | €0.08m | €0.08m | €0.09m | ▲ 2.7% |
| Contributions10/11 | €0.01m | €0.01m | - | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Reserves13 | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | = |
| Non-distributable reserves130/1 | - | - | - | €0.003m | €0.003m | €0.003m | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €0.003m | €0.003m | €0.003m | - | - | - |
| Distributable reserves133 | - | - | - | - | - | - | €0.003m | €0.003m | = |
| Profit (loss) carried forward14 | €0.008m | €0.02m | €0.03m | €0.05m | €0.07m | €0.07m | €0.07m | €0.07m | ▲ 3.2% |
| Amounts payable17/49 | €0.8m | €0.8m | €0.8m | €0.7m | €1.0m | €1.1m | €0.6m | €0.5m | ▼ 3.5% |
| Amounts payable after more than one year17 | €0.5m | €0.4m | €0.4m | €0.3m | - | €0.2m | €0.2m | €0.2m | = |
| Financial debts170/4 | - | - | - | €0.3m | - | €0.2m | €0.2m | €0.2m | = |
| Amounts payable within one year42/48 | €0.3m | €0.4m | €0.4m | €0.5m | €1.0m | €0.9m | €0.4m | €0.3m | ▼ 5.4% |
| Trade debts44 | €0.03m | €0.09m | €0.06m | €0.1m | €0.1m | €0.04m | - | €0.05m | - |
| Suppliers440/4 | - | - | - | €0.1m | €0.1m | €0.04m | - | €0.05m | - |
| Advances received on contracts in progress46 | - | - | - | - | €0.6m | €0.6m | €0.01m | - | - |
| Taxes, remuneration and social security45 | - | - | - | €0.03m | €0.01m | €0.05m | €0.004m | €0.01m | ▲ 263% |
| Taxes450/3 | - | - | - | €0.03m | €0.01m | €0.05m | €0.004m | €0.01m | ▲ 263% |
| Other amounts payable47/48 | - | - | - | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | ▼ 19.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€26,999 | €9,747 | €12,959 | €21,979 | €14,570 | €2,180 | €1,825 | €2,267 | ▲ 24.2% |
| + Depreciation and write-downs630 | €664 | €903 | €803 | €803 | - | - | - | - | - |
| Operating cash flow (approximation) | -€26,335 | €10,650 | €13,762 | €22,783 | €14,570 | €2,180 | €1,825 | €2,267 | ▲ 24.2% |
| Investment in fixed assets (approximation) | - | €63,555 | €0 | €0 | €0 | €400 | €0 | €0 | - |
| Change in cash | - | -€19,738 | €12,712 | -€13,682 | €34,451 | -€21,084 | -€12,359 | €9,423 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 4,107 companies had the same profile as ECOBUILDER has now. Two years later, 98.0% were still going and 1.0% had gone bankrupt.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ECOBUILDER itself is higher: 2.0% within 12 months. It rests on far more data about ECOBUILDER than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,107 companies, not a prediction for ECOBUILDER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 15 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 31-07-2026 | 2026-00384832 | |
| 31-12-2024 | abbreviated format | 30-09-2025 | 2025-00514139 | |
| 31-12-2023 | abbreviated format | 26-07-2024 | 2024-00286928 | |
| 31-12-2022 | abbreviated format | 30-08-2023 | 2023-00377851 | |
| 31-12-2021 | abbreviated format | 29-07-2022 | 2022-20242086 | |
| 31-12-2020 | micro format | 31-08-2021 | 2021-60900307 | |
| 31-12-2019 | micro format | 10-09-2020 | 2020-52700163 | |
| 31-12-2018 | micro format | 26-08-2019 | 2019-55700258 | |
| 31-12-2017 | micro format | 29-08-2018 | 2018-55800330 | |
| 31-12-2016 | micro format | 03-07-2017 | 2017-25700006 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 07-02-2024 Converted to unavailable equity
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| TORSIN Steven Frans Jos |
|
Network & group
ECOBUILDER shares no director with another company.
Companies at the same address
2 other companiesConnections & network
1 current directorThe network starts from the directors of ECOBUILDER. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
13-08
Gazette deed
Registered office moved from Tienen to LandenNew seat: Waasmontstraat 183 3401 Landen · Previous seat: 3300 Tienen, Kalkmarkt 42 points ▸
- Board meeting, 23-06-2025
- Registered-office move, Waasmontstraat 183 3401 Landen
07-02
Gazette deed
Resignation: TORSIN Steven Frans Jos (manager)Reappointment: TORSIN Steven Frans Jos (director) · Capital conversion · Reserve release10 points ▸
- General meeting, 26-01-2024
- Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm, statuten aanpassen aan WVV en rechtsvorm van besloten vennootschap (afgekort BV) behouden” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “statutair onbeschikbare eigen vermogensrekening opheffen en middelen beschikbaar maken voor uitkering, niet-opgevraagde inbrengen” (deed in Dutch)
- Amendment of the articles
- Capital
- Other provision, “statutair onbeschikbare eigen vermogensrekening, Artikel 6” (deed in Dutch)
- Director resignation, TORSIN Steven Frans Jos (manager)
- Director reappointment, TORSIN Steven Frans Jos (director (not named in the articles))
- Registered office clause, “3300 Tienen,Kalkmarkt 4, Zesde besluit” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- 3300 Tienen until the act of 13-08-2025
Activities
NACEBEL 2025Codes under NACEBEL 2008
5 activities
- De coördinatie en/realiseren van bouwwerken
- Met de nadruk op energiezuinig bouwen
- Waarbij in het bijzonder zal worden gestreefd naar het respecteren van het bouwbudget,zoals door de bouwheer bepaald.
- En dit zowel ten aanzien van particulieren als aan bedrijven.
- Deze omschrijving omvat bovendien alles wat in de sector waarin de onderneming actief is momenteel gebruikelijk is en wat in de toekomst gebruikelijk zal worden.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0829.298.926
Financial year and general meeting
Accounts at the NBBEnvironmental permits
The 10 most recent of 33 applications.
Source: Omgevingsloket Vlaanderen.
Sites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24118A1411/00_000 | Flanders | 663 m² | 1 · 172 m² | 10.4 m · 2 |
| 24593G0346/00F000 | Flanders | 130 m² | 1 · 131 m² | 17.6 m · 1 |