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Eco-Toitures-Concept

Active
Private limited companyfounded 2016active for 10 yearsRue Jos. Déderich 8, 4800 Verviers, BelgiumKBO/BCE: BE 0647.931.294
Summary

Eco-Toitures-Concept has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,848 and a net result of €8,524. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 18% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Official details

Source: KBO
Status
Active since 09-02-2016 Normal situation
Activity
Roofing work NACE 43410
Establishment unit
2.295.128.876 4800 Verviers, since 03-02-2016
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

63 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Gross margin
€13,280
Turnover
≈ €150,000
estimated
Profit
€8,524
Equity
€11,848
▲ 256%
Total assets
€75,567
▲ 128%
  • 2025 accounts filed 25 days after the deadline
Filed on 25-08-2026
Score breakdownraises riskLast filed accounts filed 25 days late; 1 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)Liquidity: current ratio 0.89, cash €1,393lowers riskFounded in 2016Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 46% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 41+6
equity 15.7% of total assets
Liquidity 6+5
short-term debt 84.3% · cash 1.8%
Profitability 83+83
return on assets 11.3%
Bankruptcy probability within 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 2.2% 01-2025: 2.2%● unchanged vs 12-2024 02-2025: 2.2%● unchanged vs 01-2025 03-2025: 2.2%● unchanged vs 02-2025 04-2025: 2.3%▲ +0.1 percentage points vs 03-2025 05-2025: 2.2%▼ -0.1 percentage points vs 04-2025 06-2025: 2.2%● unchanged vs 05-2025 07-2025: 2.2%● unchanged vs 06-2025 08-2025: 2.7%▲ +0.5 percentage points vs 07-2025 09-2025: 2.5%▼ -0.2 percentage points vs 08-2025 10-2025: 2.5%● unchanged vs 09-2025 11-2025: 2.5%● unchanged vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 2.5%● unchanged vs 12-2025 02-2026: 2.5%● unchanged vs 01-2026 03-2026: 2.5%● unchanged vs 02-2026 04-2026: 2.6%▲ +0.1 percentage points vs 03-2026 05-2026: 2.5%▼ -0.1 percentage points vs 04-2026 06-2026: 2.5%● unchanged vs 05-2026 07-2026: 2.5%● unchanged vs 06-2026 08-2026: 2.9%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 1.5%▼ -1.4 percentage points vs 08-2026lowest value 10-2026: 1.5%● unchanged vs 09-2026lowest value 11-2026: 1.5%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.89 (1.04 in 2024), below 1. Short-term debt is 84.3% and cash 1.8% of total assets. 84.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 18% of them on solvency, 5% on liquidity, 65% on profitability and 97% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 25 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 0.89, cash €1,393
NBB · annual accounts
lowers risk · Founded in 2016
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 34902 sector peers (2025).
NBB · sector comparison
Position among 34902 sector peers
Solvency
better than 18%
← weakest strongest →
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
25 days late
2024
27 days late
2023
54 days late
2022
31 days late
2021
79 days late
2020
58 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 52 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 82% of companies in specialised constructionsector median €57,811 · 34,914 companies €11,848 View

Comparable companies

These companies have the same main activity as Eco-Toitures-Concept: roofing work (NACE 43410). They are comparable in size and age: total assets between €70,100 and €92,300, founded between 2012 and 2018.

CompanyTotal assetsGross margin
Eco-Toitures-Concept Verviers€75,567€13,280
PRIMATOIT Neupré€83,605€15,967
HOME ISOLATION Marchin€92,343€19,946
HARI & CO Schaarbeek€70,122€17,556
MARGODT DAKWERKEN Staden€86,783€11,680
Bebadak Genk€72,790€19,162
Dakwerken Vandebuerie Waregem€75,934€11,455
Full comparison

Key facts about Eco-Toitures-Concept

What is the company number of Eco-Toitures-Concept?
The company number of Eco-Toitures-Concept is 0647.931.294. The VAT number is the same number with BE in front: BE 0647.931.294.
Where is Eco-Toitures-Concept based?
The registered office is at Rue Jos. Déderich 8, 4800 Verviers.Company details
What does Eco-Toitures-Concept do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of Eco-Toitures-Concept?
The legal form of Eco-Toitures-Concept is Private limited company (BV).
When was Eco-Toitures-Concept founded?
Eco-Toitures-Concept was founded on 09-02-2016.
Is Eco-Toitures-Concept still active?
Yes, Eco-Toitures-Concept is an active enterprise in the KBO register.
What is the turnover of Eco-Toitures-Concept?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €13,280 and 31 comparable companies (NACE 43410). It probably lies between €87,000 and €250,000. It is a rough estimate.Financials
Is Eco-Toitures-Concept profitable?
In financial year 2025, Eco-Toitures-Concept made a profit of €8,524.
Where can I find the annual accounts of Eco-Toitures-Concept?
Eco-Toitures-Concept filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Eco-Toitures-Concept due?
Eco-Toitures-Concept must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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