Eco & Fair

Active

Cooperative companyfounded 2019active for 7 yearsGroenlaan 39, 9550 Herzele, BelgiumKBO/BCE: BE 0720.896.179

Summary

The computed 12-month bankruptcy probability of Eco & Fair is 1.7% (moderate). The 2024 annual accounts show equity of €60,305 and a net result of -€945. Equity is growing by about 8% per year across the filed financial years. The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Eco & FairActiveChecked score 56/100

Risk analysis Report Compare

Activity

Other retail sale of food

NACE 47279

1 site

Size

€62,545total assets 2024

Equity: €60,305
Loss: -€945

Turnover not published (micro format)

Financial health

56 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 1.7%

Structure

Martens, Jean-PaulDirector

2025 accounts 42 days early1 of 2 deeds summarised

Why 56raises riskFigures for financial year 2024 (filed 18-08-2025)Size: total assets €62,545lowers riskLiquidity: current ratio 27.92, cash €15,426Equity €60,305 (96.4% of total assets)Show the evidence

Checked score

Score 2024

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 65% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 100=

equity 96.4% of total assets

Liquidity 81+14

short-term debt 3.6% · cash 24.7%

Profitability 34+8

return on assets -1.5%

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,246 companies, NACE 47, micro)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.7%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%▼ -0.1 percentage points vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▲ +0.5 percentage points vs 07-2025 09-2025: 0.4%▼ -0.8 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.2 percentage points vs 07-2026 09-2026: 0.9%▲ +0.2 percentage points vs 08-2026 10-2026: 1.7%▲ +0.8 percentage points vs 09-2026highest value

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity ample (current ratio 27.92, compared with 7.85 in 2023, above the usual 1.5; short-term debt: 3.6% and cash: 24.7% of total assets), and 3.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 85% on liquidity, 27% on profitability and 55% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Figures for financial year 2024 (filed 18-08-2025)

NBB · annual accounts

Size: total assets €62,545

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 27.92, cash €15,426

NBB · annual accounts

Equity €60,305 (96.4% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

42 days early

2024

17 days late

2023

51 days early

2022

15 days late

2021

22 days early

2020

83 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average on the deadline day; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (4 of the last 5 filed years within 37 days of that day).

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

19-06-2026 Annual accounts filedfinancial year 2025 · abbreviated…
17-08-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Liquidity more than triplescurrent ratio 27.92

Key points

Caution: 2 loss-making years in a rowloss financial year 2024 -€945 View
One director decidessole director in office 1 View
Total assets 20245 financial years filed €62,545 View

By topic

Financials

Financial year: 2024
Total assets: €62,545
Loss: -€945
Solvency: 96.4%

Total assets▼ 3.2%

Net result

20202024

Go to Financials

Board & ownership

Board: 1 member

Martens, Jean-PaulDirector

Go to Board & ownership

Timeline

Events: 10
Since: 2021
Next accounts: by 31-07-2027

10-06-2024Annual accounts filed
10-01-2024Resignation: Follebout, Arthur (director)
31-12-2023Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Cooperative company
Activity: Other retail sale of foodNACE 47279
Founded: 19-02-2019
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 27

Annual meeting: Last Tuesday of May at 20:00
Purpose: “Het promoten en in de praktijk brengen van het principe van de korte keten door een actief…” (deed in Dutch)

Go to Articles of association

Key facts about Eco & Fair

What is the company number of Eco & Fair?: 0720.896.179. In Belgium the VAT number is the company number with BE in front: BE 0720.896.179.
Where is Eco & Fair based?: The registered office is at Groenlaan 39, 9550 Herzele.Company details
What does Eco & Fair do?: According to the KBO register, the main activity is other retail sale of food (NACE 47279).
What is the legal form of Eco & Fair?: Cooperative company (CV).
When was Eco & Fair founded?: On 19-02-2019.
Is Eco & Fair still active?: Yes, Eco & Fair is an active enterprise in the KBO register.
What is the turnover of Eco & Fair?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Eco & Fair profitable?: In financial year 2024, Eco & Fair made a loss of €945.
Where can I find the annual accounts of Eco & Fair?: Eco & Fair filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Eco & Fair due?: By 31-07-2027, for financial year 2026.Timeline