Turnover
≈ €200,000 estimated
The micro format states no turnover.
ECO Construct
Lifetime
3 annual accounts with figures on one time axispeak €36,739 (2023)
€15,232▲ 171%
peak €23,463 (2023)
€6,767▲ 22×
peak €34,542 (2025)
€34,542▲ 24.4%
€3,950▼ 70.4%
Board1 name since 2022
1 directorMALAWSKI Krzysztof Grzegorz
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
Gross margin from €5,620 to €15,232Result from €313 to €6,767Equity from €27,776 to €34,542Debts from €13,347 to €3,950Cash from €563 to €1,410
Key points
from the 2025 annual accountsLiquidity
9.23 was 2.57 in 2024
Short-term debts fell from €13,347 to €3,950.
Position in the sector
89.7%
Higher solvency than 93% of companies in specialised construction. Sector median 46.7% · 35,136 companies.
Checked score
67
Healthy
Financially stronger than 72% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.1%
01-2025: 2.1%● unchanged vs 12-2024
02-2025: 2.0%▼ -0.1 percentage points vs 01-2025
03-2025: 2.1%▲ +0.1 percentage points vs 02-2025
04-2025: 2.2%▲ +0.1 percentage points vs 03-2025
05-2025: 2.3%▲ +0.1 percentage points vs 04-2025
06-2025: 2.1%▼ -0.2 percentage points vs 05-2025
07-2025: 2.1%● unchanged vs 06-2025
08-2025: 2.1%● unchanged vs 07-2025
09-2025: 2.1%● unchanged vs 08-2025
10-2025: 2.1%● unchanged vs 09-2025
11-2025: 2.1%● unchanged vs 10-2025
12-2025: 2.1%● unchanged vs 11-2025
01-2026: 2.1%● unchanged vs 12-2025
02-2026: 2.2%▲ +0.1 percentage points vs 01-2026
03-2026: 2.2%● unchanged vs 02-2026
04-2026: 2.3%▲ +0.1 percentage points vs 03-2026
05-2026: 2.4%▲ +0.1 percentage points vs 04-2026
06-2026: 2.4%● unchanged vs 05-2026highest value
07-2026: 1.4%▼ -1.0 percentage point vs 06-2026
08-2026: 1.4%● unchanged vs 07-2026
09-2026: 1.4%● unchanged vs 08-2026
10-2026: 1.3%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 1.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €38,493
Founded in 2022
lowers risk
Equity €34,542 (89.7% of total assets)
Figures for financial year 2025 (filed on 19-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 50% on liquidity, 77% on profitability and 71% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as ECO Construct has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ECO Construct itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ECO Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.23 (2.57 in 2024), above the usual 1.5. Short-term debt is 10.3% and cash 3.7% of total assets. 10.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
42 days early
2024
1 day early
2023
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 26 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (3 of the last 3 accounts filed within 34 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0792807130
Incorporation
Founding capital of €4,000, 100 shares · Founder: MALAWSKI Krzysztof Grzegorz (comparant) · Appointment: MALAWSKI Krzysztof Grzegorz (director) · published on 26-10-2022 · Gazette deed
First establishment
Hallepoortlaan 22, Sint-Gillis (bij-Brussel)
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ECO Construct Sint-Gillis (bij-Brussel) | €38,493 | €15,232 | 89.7% | - |
| CCF BUILDING SOLUTIONS Ganshoren | €42,711 | €13,853 | 41.0% | - |
| FABIAN COMPANY Saint-Josse-ten-Noode | €40,492 | €14,559 | 71.4% | - |
| DIACRIS Uccle | €34,900 | €14,586 | 73.6% | - |
| DENYAN Overijse | €35,716 | €15,679 | 32.2% | - |
| AH ! ZOT Bassenge | €40,281 | €13,965 | 49.1% | - |
| B. Aumann Hasselt | €38,872 | €13,978 | 40.9% | - |
These companies have the same main activity as ECO Construct: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €34,900 and €42,700, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 24-10-2022Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 4 others
- Establishment unit
- 2.338.233.2031060 Sint-Gillis (bij-Brussel), since 24-10-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 06-11-2025
Annual accounts 2025
- €38,493▼ 6.4%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on ECO Construct
ECO Construct files the micro format. That format states no turnover. The gross margin fell from €36,739 in 2023 to €15,232 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ECO Construct
- What is the company number of ECO Construct?
- The company number of ECO Construct is 0792.807.130. The VAT number is the same number with BE in front: BE 0792.807.130.
- Where is ECO Construct based?
- The registered office is at Hallepoortlaan 22, 1060 Sint-Gillis (bij-Brussel).Company details
- What does ECO Construct do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of ECO Construct?
- ECO Construct is a private limited company (BV).
- When was ECO Construct founded?
- ECO Construct was founded on 24-10-2022.
- Is ECO Construct still active?
- Yes, ECO Construct is an active enterprise in the KBO register.
- What is the turnover of ECO Construct?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €15,232 and 201 comparable companies (NACE 43990). It probably lies between €110,000 and €390,000. It is a rough estimate.Financials
- Is ECO Construct profitable?
- In financial year 2025, ECO Construct made a profit of €6,767.
- Where can I find the annual accounts of ECO Construct?
- ECO Construct filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ECO Construct due?
- ECO Construct must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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