ECO CLEAR
ActiveECO CLEAR has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €20k. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 31% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
61
/ 100
Healthy▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+14
Solvency36▲+13
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.34 in 2024), and 69.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.1%
Return on assets
6.5%
Age of the figures
11 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-05-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
on the day
2023
1 d early
2022
2 d early
2021
5 d early
2020
37 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▲ 27.7%
2024 · €74k
2018: €29k
2019: €35k
2020: €48k
2021: €47k
2022: €48k
2023: €61k
2024: €74k
2018 → 2025
Total assets
€314k▲ 0.1%
2024 · €314k
2018: €394k
2019: €388k
2020: €389k
2021: €351k
2022: €332k
2023: €321k
2024: €314k
2018 → 2025
Net result
€20k▲ 60.2%
2024 · €13k
2018: €-30k
2019: €6k
2020: €13k
2021: €-715
2022: €1k
2023: €13k
2024: €13k
2018 → 2025
Working capital
€-38k▲ 19.0%
2024 · €-47k
2018: €-61k
2019: €-52k
2020: €-33k
2021: €-38k
2022: €-45k
2023: €-43k
2024: €-47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€48k▲ 2.4%€61k▲ 27.2%€74k▲ 20.9%€94k▲ 27.7%
Operating result€7k-€8k▲ 14.0%€22k▲ 196%€22k▼ 2.9%€35k▲ 60.9%
Net result€-715-€1k€13k▲ 1,074%€13k▼ 2.3%€20k▲ 60.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 61% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €314k
Fixed assets
€281k▼ 2.9%
Current assets
€33k▲ 35.5%
Equity and liabilities €314k
Equity
€94k▲ 27.7%
Debt
€219k▼ 8.4%
The debt ratio falls from 76.4% to 69.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€47k▲
2024 · €33k
Cash flow
€32k▲
2024 · €24k
Solvency
30.1%▲
2024 · 23.6%
Current ratio
0.46▲
2024 · 0.34
Quick ratio
0.46▲
2024 · 0.34
Debt / equity
2.32▼
2024 · 3.24
ROE
21.7%▲
2024 · 17.3%
ROA
6.5%▲
2024 · 4.1%
Interest coverage
8.74▲
2024 · 6.04
Debt
€219k▼
2024 · €240k
Debt ≤ 1 year
€71k▼
2024 · €71k
Debt > 1 year
€148k▼
2024 · €168k
Income taxes
€9k▲
2024 · €4k
Staff costs
€15k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€314k€314k▲
Fixed assets21/28€289k€281k▼
Tangible fixed assets22/27€289k€281k▼
Land and buildings22€268k€261k▼
Plant, machinery and equipment23€21k€19k▼
Furniture and vehicles24€678€463▼
Current assets29/58€24k€33k▲
Amounts receivable within one year40/41€16k€31k▲
Trade receivables40€15k€30k▲
Other amounts receivable41€262€426▲
Cash at bank and in hand54/58€8k€718▼
Deferred charges and accrued income490/1€300€1k▲
Equity and liabilities
Total equity and liabilities10/49€314k€314k▲
Equity10/15€74k€94k▲
Contributions10/11€62k€62k=
Profit (loss) carried forward14€12k€33k▲
Amounts payable17/49€240k€219k▼
Amounts payable after more than one year17€168k€148k▼
Financial debts170/4€168k€148k▼
Amounts payable within one year42/48€71k€71k▼
Current portion of amounts payable after more than one year42€19k€20k▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€24k€17k▼
Taxes450/3€12k€11k▼
Remuneration and social security454/9€12k€6k▼
Other amounts payable47/48€22k€27k▲
Income statement
Code20242025
Remuneration, social security and pensions62€53k€15k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€3k€6k▲
Gross operating margin9900€89k€68k▼
Operating profit (loss)9901€22k€35k▲
Financial income75/76B€4€7▲
Recurring financial income75€4€7▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€16k€30k▲
Income taxes67/77€4k€9k▲
Profit (loss) for the period9904€13k€20k▲
Profit (loss) for the period to be appropriated9905€13k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€33k▲
Profit (loss) brought forward from the previous period14P€-331€12k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
30-09
Financial
Highest result since 2018net €20k ▲60.2%
Operating result €35k, net result €20k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Roche-en-Ardenne · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hubermont 206983 La Roche-en-ArdenneGround area
5,372 m²
Building footprint
2,241 m²
Volume, LiDAR
13,318 m³
2 parcels, Brussels, Wallonia · tallest building 31.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ECO CLEAR
since 20122.211.486.469
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21384D0045/00T000 | Brussels | 4,064 m² | 1 · 1,969 m² | 31.1 m · 2 fl. |
| 83043B0312/00M000 | Wallonia | 1,309 m² | 1 · 272 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,248 companies in sector 43350 we hold annual accounts for 2,334. 1,961 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2009
Fiscal year end30-09
Activities, NACEBEL
43350Other building finishing work
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.