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ECLIPZ

Active
Private limited companyfounded 200719 yrs activeBruyère du Wez 18, 1390 Grez-Doiceau, BelgiumKBO/BCE: BE 0891.184.827
Summary

ECLIPZ has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129,828 and a net result of €48,985. Equity is growing by ~30.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 12918 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
ECLIPZActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
NACE 46160NACE 51160
1 site
Size
€248,697total assets 2025
Equity
€129,828
Profit
€48,985
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 114 d early0 of 2 deeds read
Why 95- Profit of €48,985 (FY 2025)+ Liquidity: current ratio 1.96, cash €61,106+ Founded in 2007+ Equity €129,828 (52.2% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 77-9
equity 52.2% of total assets
Liquidity 67-17
short-term debt 32.6% · cash 24.6%
Profitability 93-7
return on assets 19.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,775 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -4.9% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%▼ -2.6% vs 04-2025lowest value 06-2025: < 0.1%▲ +26.3% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%▲ +2.1% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +10.2% vs 03-2026 05-2026: 0.1%▲ +24.1% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%▲ +4.5% vs 09-2026highest value
  • Liquidity: current ratio 1.96, cash €61,106 lowers the probability
  • Founded in 2007 lowers the probability for this profile
  • Equity €129,828 (52.2% of total assets) lowers the probability
  • Profit of €48,985 (FY 2025) raises the probability
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 1.96 against 3.67 in 2024; short-term debt: 32.6% and cash: 24.6% of total assets), and 47.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 59%, liquidity 72%, profitability 87%, growth against the median 22%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.96, cash €61,106
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2007
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €129,828 (52.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Profit of €48,985 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-04-2026, 114 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
114 d early
2024
13 d late
2023
57 d early
2022
20 d early
2021
13 d early
2020
40 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €48,985 ▼35%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 15% on net resultsector median €5,584 · 12,926 companies €48,985 View
  • Positive: 8 profitable years in a rowprofit 2025: €48,985 8 years View
  • Total assets 20256 fiscal years filed €248,697 View

By topic

Financials

Fiscal year
2025
Total assets
€248,697
Profit
€48,985
Solvency
52.2%
Total assets=
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 08-04-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 13-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in the wholesale of textiles, clothing, fur…NACE 46160
Founded
01-08-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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