Summary
ECLIPSE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €511,515 and a net result of €76,774. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 13% of 36 sector peers (fiscal year 2026). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 36 sector peers (2026).
NBB · sector comparisonPosition among 36 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 15-07-2026, 200 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
200 d early
2025
53 d early
2024
28 d early
2023
6 d early
2022
4 d early
2021
35 d early
2020
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-06-2027 close31-01-2028 deadline
History
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Financials · fiscal year 2026, full schema
Equity
€511,515▼ 85.1%
2025 · €3.4m
Net result
€76,774▼ 58.6%
2025 · €185,335
Total assets
€3.7m▼ 0.6%
2025 · €3.7m
Solvency
13.8%▼ 78.1pp
2025 · 91.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€496,518▼ 7.9%€537,569▲ 8.3%€1.0m▲ 86.4%€269,178▼ 73.1%€88,425▼ 67.2%
Net result€328,031above the sector's middle half▼ 16.8%€411,123above the sector's middle half▲ 25.3%€862,356above the sector's middle half▲ 110%€185,335within the sector's middle half▼ 78.5%€76,774▼ 58.6%
Equity€2.7mabove the sector's middle half▼ 1.4%€2.8mabove the sector's middle half▲ 5.7%€3.6mabove the sector's middle half▲ 27.1%€3.4mabove the sector's middle half▼ 3.9%€511,515▼ 85.1%
Total assets€3.3mwithin the sector's middle half▼ 3.5%€3.3mwithin the sector's middle half▲ 1.2%€3.8mwithin the sector's middle half▲ 15.9%€3.7mwithin the sector's middle half▼ 2.5%€3.7m▼ 0.6%
Debt€494,597▼ 21.3%€382,805▼ 22.6%€262,003▼ 31.6%€303,542▲ 15.9%€3.2m▲ 955%
Working capital€712,777▼ 3.3%€851,325▲ 19.4%€1.4m▲ 62.6%€1.4m▲ 3.2%-€1.4m
Solvency81.3%above the sector's middle half▲ 1.7pp84.9%above the sector's middle half▲ 3.6pp93.2%above the sector's middle half▲ 8.3pp91.9%above the sector's middle half▼ 1.3pp13.8%▼ 78.1pp
Staff (FTE)0within the sector's middle half0within the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2026 Net result -59% on 2025. The accounts now follow the full schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2026 is 67% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €3.7m
Fixed assets
€1.9m ▼ 3.4%
Current assets
€1.8m ▲ 2.5%
Equity and liabilities €3.7m
Equity
€511,515 ▼ 85.1%
Debt
€3.2m ▲ 955%
Debt's share of the balance-sheet total rises from 8.1% to 86.2%. Equity is lower and debt is higher.
Key figures and ratios
ROE
15.0%▲
2025 · 5.4%
ROA
2.1%▼
2025 · 5.0%
Debt ≤ 1 year
€3.2m▲
2025 · €302,674
Income taxes
€25,640▼
2025 · €92,391
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €57,850 | €17,750 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €60,023 | €60,606 | €68,782 | €69,881 | €67,468 | ▼ 3.5% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €54,331 | €0 | -€116,795 | €0 | - | - |
| Other operating charges640/8 | €28,625 | €32,021 | €29,899 | €31,156 | €1,015 | ▼ 96.7% |
| Gross operating margin9900 | €639,497 | €630,196 | €984,136 | €370,215 | €156,908 | ▼ 57.6% |
| Operating profit (loss)9901 | €496,518 | €537,569 | €1.0m | €269,178 | €88,425 | ▼ 67.2% |
| Financial income75/76B | €5,216 | €1,675 | €76,952 | €11,394 | €14,311 | ▲ 25.6% |
| Recurring financial income75 | €5,216 | €1,675 | €76,952 | €11,394 | €14,311 | ▲ 25.6% |
| Financial charges65/66B | €21,354 | €2,790 | -€6,213 | €2,845 | €321 | ▼ 88.7% |
| Recurring financial charges65 | €21,354 | €2,790 | -€6,213 | €2,845 | €321 | ▼ 88.7% |
| Profit (loss) for the period before taxes9903 | €480,380 | €536,454 | €1.1m | €277,727 | €102,415 | ▼ 63.1% |
| Income taxes67/77 | €152,350 | €125,331 | €223,059 | €92,391 | €25,640 | ▼ 72.2% |
| Profit (loss) for the period9904 | €328,031 | €411,123 | €862,356 | €185,335 | €76,774 | ▼ 58.6% |
| Profit (loss) for the period to be appropriated9905 | €328,031 | €411,123 | €862,356 | €185,335 | €76,774 | ▼ 58.6% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.3m | €3.3m | €3.8m | €3.7m | €3.7m | ▼ 0.6% |
| Fixed assets21/28 | €2.3m | €2.3m | €2.3m | €2.0m | €1.9m | ▼ 3.4% |
| Tangible fixed assets22/27 | €2.3m | €2.3m | €2.3m | €2.0m | €1.9m | ▼ 3.4% |
| Land and buildings22 | €2.3m | €2.3m | €2.3m | €2.0m | €1.9m | ▼ 3.3% |
| Plant, machinery and equipment23 | - | - | - | €6,993 | €5,576 | ▼ 20.3% |
| Furniture and vehicles24 | €1,239 | €784 | €328 | €0 | - | - |
| Other tangible fixed assets26 | €297 | €149 | €0 | - | - | - |
| Current assets29/58 | €940,227 | €1.0m | €1.5m | €1.7m | €1.8m | ▲ 2.5% |
| Stocks and contracts in progress3 | - | - | - | €145,325 | €314,044 | ▲ 116% |
| Stocks30/36 | - | - | - | €145,325 | €314,044 | ▲ 116% |
| Amounts receivable within one year40/41 | €123,599 | €179,645 | €97,462 | €27,253 | €16,028 | ▼ 41.2% |
| Trade receivables40 | €102,590 | €178,736 | €66,631 | €27,083 | €0 | ▼ 100% |
| Other amounts receivable41 | €21,009 | €908 | €30,832 | €171 | €16,028 | ▲ 9,300% |
| Current investments50/53 | €358,683 | €361,639 | €0 | €345,000 | €1.3m | ▲ 277% |
| Cash at bank and in hand54/58 | €457,945 | €477,595 | €1.4m | €1.2m | €143,115 | ▼ 88.2% |
| Deferred charges and accrued income490/1 | - | €3,061 | €5,967 | €3,999 | €2,586 | ▼ 35.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.3m | €3.3m | €3.8m | €3.7m | €3.7m | ▼ 0.6% |
| Equity10/15 | €2.7m | €2.8m | €3.6m | €3.4m | €511,515 | ▼ 85.1% |
| Contributions10/11 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Capital10 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Issued capital100 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Reserves13 | €1.4m | €1.1m | €1.0m | €3.4m | €450,015 | ▼ 86.7% |
| Non-distributable reserves130/1 | €6,150 | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Legal reserve130 | €6,150 | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Distributable reserves133 | €1.4m | €1.1m | €1.0m | €3.4m | €443,865 | ▼ 86.8% |
| Profit (loss) carried forward14 | €1.2m | €1.6m | €2.5m | €0 | €0 | - |
| Provisions and deferred taxes16 | €116,795 | €116,795 | €0 | - | - | - |
| Provisions for liabilities and charges160/5 | €116,795 | €116,795 | €0 | - | - | - |
| Major repairs and maintenance162 | €116,795 | €116,795 | €0 | - | - | - |
| Amounts payable17/49 | €494,597 | €382,805 | €262,003 | €303,542 | €3.2m | ▲ 955% |
| Amounts payable after more than one year17 | €215,000 | €155,000 | €95,000 | €0 | - | - |
| Financial debts170/4 | €215,000 | €155,000 | €95,000 | €0 | - | - |
| Amounts payable within one year42/48 | €227,450 | €170,615 | €111,936 | €302,674 | €3.2m | ▲ 958% |
| Current portion of amounts payable after more than one year42 | €103,271 | €60,000 | €60,000 | €0 | - | - |
| Trade debts44 | €34,237 | €35,962 | €40,203 | €241,793 | €202,562 | ▼ 16.2% |
| Suppliers440/4 | €34,237 | €35,962 | €40,203 | €241,793 | €202,562 | ▼ 16.2% |
| Taxes, remuneration and social security45 | €87,913 | €67,979 | €8,300 | €60,881 | €0 | ▼ 100% |
| Taxes450/3 | €85,001 | €67,979 | €8,300 | €60,881 | €0 | ▼ 100% |
| Remuneration and social security454/9 | €2,912 | €0 | - | - | - | - |
| Other amounts payable47/48 | €2,029 | €6,673 | €3,433 | €0 | €3.0m | - |
| Accrued charges and deferred income492/3 | €52,147 | €57,191 | €55,067 | €868 | €868 | = |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €328,031 | €411,123 | €862,356 | €185,335 | €76,774 | ▼ 58.6% |
| + Depreciation and write-downs630 | €60,023 | €60,606 | €68,782 | €69,881 | €67,468 | ▼ 3.5% |
| Operating cash flow (approximation) | €388,054 | €471,730 | €931,138 | €255,217 | €144,243 | ▼ 43.5% |
| Investment in fixed assets (approximation) | - | -€19,417 | -€119,260 | €262,555 | €0 | ▼ 100% |
| Change in cash | - | €19,650 | €915,196 | -€182,726 | -€1.1m | ▼ 484% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
30-06
Financial
Weakest financial yearnet €76,774 ▼58.6%
Net result drops to €76,774, the lowest in the series.
27-03
State Gazette act
Permanent representatives: Stijn Eyckmans and Jelle VandendriesscheRegistered-office move4 facts ▸
State Gazette act
Permanent representatives: Stijn Eyckmans and Jelle Vandendriessche
Registered-office move4 facts ▸
- Board meeting, 01/02/2026
- Registered-office move, Kwadestraat 113 bus A5 8800 Roeselare
- Permanent representative, Stijn Eyckmans
- Permanent representative, Jelle Vandendriessche
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
03-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €862,356 ▲110%
Operating result €1.0m, net result €862,356, both a record.
30-06
Financial
Liquidity doublescurrent ratio 13.37
Current ratio from 5.99 to 13.37; short-term debt falls from €170,615 to €111,936.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
27-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
24-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 9 acts read
About the unread acts
Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2001
Ground area
1.6 ha
Building footprint
137 m²
Parcel 36017A1881/00A000, Flanders. Linked by address, not a title deed.
15
companies at this address
See who is registered here
1 establishment unit
Kwadestraat 113, 8800 Roeselare
since 20012.100.855.494
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A1881/00A000 | Flanders | 1.6 ha | 1 · 137 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,925 EUR awarded · 1,925 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,845 EUR | 1,845 EUR |
| 2024 | 1 | 80 EUR | 80 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
967600H831LTJ4UY3J38
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,608 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded11-01-2000
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
62900Other information technology and computer services
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0469561063
Also
9925:BE0469561063
Registered
04-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.