Financials
- Fiscal year
- 2025
- Total assets
- €346,166
- Loss
- -€9,598
- Solvency
- 3.7%
Total assets▼ 5.0%
Net result
20182025
ECLECTIQUE-CONCEPT
ActiveSummary
ECLECTIQUE-CONCEPT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,843 and a net result of -€9,598. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€346,166total assets 2025
- Equity
- €12,843
- Loss
- -€9,598
Turnover not published (abridged schema)
Structure
Accounts 46 d early0 of 4 deeds read
Why 77- 1 change of registered office in 24 months- Equity €12,843 (3.7% of total assets)+ Size: total assets €346,166+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence
Checked score
Score 2025
77
/ 100
Excellent
Probability in this band: under 0.55%
Better than 12% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
29-2
equity 3.7% of total assets
Liquidity
18-2
short-term debt 70.1% · cash 4.1%
Profitability
29-3
return on assets -2.8%
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%lowest value
12-2024: 0.2%● 0.0% vs 11-2024lowest value
01-2025: 0.2%● 0.0% vs 12-2024lowest value
02-2025: 0.6%▲ +198% vs 01-2025
03-2025: 0.6%● 0.0% vs 02-2025
04-2025: 0.6%▲ +0.9% vs 03-2025
05-2025: 0.6%▲ +7.5% vs 04-2025
06-2025: 0.6%▼ -3.2% vs 05-2025
07-2025: 0.7%▲ +23.6% vs 06-2025highest value
08-2025: 0.5%▼ -29.9% vs 07-2025
09-2025: 0.5%● 0.0% vs 08-2025
10-2025: 0.5%● 0.0% vs 09-2025
11-2025: 0.5%● 0.0% vs 10-2025
12-2025: 0.5%● 0.0% vs 11-2025
01-2026: 0.5%● 0.0% vs 12-2025
02-2026: 0.5%● 0.0% vs 01-2026
03-2026: 0.5%● 0.0% vs 02-2026
04-2026: 0.5%▲ +1.0% vs 03-2026
05-2026: 0.6%▲ +6.9% vs 04-2026
06-2026: 0.5%▼ -4.7% vs 05-2026
07-2026: 0.5%● 0.0% vs 06-2026
08-2026: 0.5%● 0.0% vs 07-2026
09-2026: 0.5%● 0.0% vs 08-2026
10-2026: 0.5%● 0.0% vs 09-2026
- 1 change of registered office in 24 months raises the probability
- Size: total assets €346,166 lowers the probability for this profile
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Equity €12,843 (3.7% of total assets) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.08 in 2024; short-term debt: 70.1% and cash: 4.1% of total assets), and 96.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 12%, liquidity 7%, profitability 16%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€9,598
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 9986 sector peers (2025).
NBB · sector comparisonPosition among 9986 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
2 d early
2023
7 d late
2022
3 d early
2021
18 d late
2020
19 d late
2019
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€9,598
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-07-2027
- 15-06-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 29-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 10-03-2004
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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