Starting capital
€6,000 100 shares
ECJ
Lifetime
3 annual accounts with figures on one time axispeak €33,304 (2023)
-€1,326▼ €33,894
lowest -€14,283 (2025)
-€14,283▼ €31,259
peak €41,208 (2024)
€26,925▼ 34.7%
€25,056▼ 6.4%
Board5 names since 2023
4 directorsJEANMOTTE Steeve and 3 others
Documentsfilings and deeds
09-06-202652 days before the deadline
2025micro format
Gross margin from €32,568 to -€1,326Loss of €14,283Equity from €41,208 to €26,925Cash from €14,820 to €23,944
Key points
from the 2025 annual accountsBoard
1 joined · 3 left
Board changed. Latest change 24-07-2026 · 2 in office.
Position in the sector
-€14,283
Lower net result than 90% of companies in specialised construction. Sector median €10,189 · 35,113 companies.
Turnover not published (micro format)
Checked score
81
Excellent
Financially stronger than 37% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.1%▲ +0.1 percentage points vs 03-2025
05-2025: 1.2%▲ +0.1 percentage points vs 04-2025
06-2025: 1.1%▼ -0.1 percentage points vs 05-2025
07-2025: 1.2%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.8%▼ -0.4 percentage points vs 07-2025
09-2025: 0.8%● unchanged vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.7%▼ -0.1 percentage points vs 06-2026
08-2026: 0.7%● unchanged vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026
10-2026: 0.7%● unchanged vs 09-2026
11-2026: 0.5%▼ -0.2 percentage points vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Loss of €14,283 (financial year 2025)
lowers risk
Liquidity: current ratio 1.51, cash €23,944
Equity €26,925 (51.8% of total assets)
Figures for financial year 2025 (filed on 09-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 56% of them on solvency, 74% on liquidity, 4% on profitability and 12% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as ECJ has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ECJ itself is lower: 0.5% within 12 months. It rests on far more data about ECJ than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for ECJ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.51 (1.83 in 2024), above the usual 1.5. Short-term debt is 48.2% and cash 46.1% of total assets. 48.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
52 days early
2024
6 days early
2023
42 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 33 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (3 of the last 3 accounts filed within 35 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- JEANMOTTE Steeve 97 sharesdeed of 31-03-2023
- JEANMOTTE Daniel Emile Robert 1 sharedeed of 31-03-2023
- JEANMOTTE John 1 sharedeed of 31-03-2023
Recent changes
1 director appointed, 3 resignations
Resignations: Colin Kenny, Jeanmotte Daniel and Jeanmotte John · Appointment: Marras Aland · General meeting of 01-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0800080051
Incorporation
Founding capital of €6,000, 100 shares · Appointments: JEANMOTTE Steeve, JEANMOTTE John, JEANMOTTE Daniel Emile Robert and COLIN Kenny Nathan David Francis Philippe Ghislain · Registered office clause: Chemin de la Rabouillette 16, 7600 Peruwelz · published on 31-03-2023 · Gazette deed
First establishment
Chemin de la Rabouillette 16, Péruwelz
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ECJ Péruwelz | €51,981 | -€1,326 | 51.8% | - |
| NT IMMO POP Ganshoren | €48,918 | -€10,327 | 65.6% | - |
| G&G RENOVATIE Lubbeek | €59,112 | -€8,702 | 12.0% | - |
| DON SMY Bruges | €46,040 | -€8,283 | 1.9% | - |
| JORDAENS MARC Malle | €50,962 | -€5,852 | 63.7% | - |
| BELSOLAR CONNECT Mons | €34,700 | -€23,053 | 37.6% | - |
| ACECO Vilvoorde | €46,536 | -€3,658 | 12.3% | - |
These companies have the same main activity as ECJ: other construction installation (NACE 43240). They are comparable in size and age: total assets between €34,700 and €59,100, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 29-03-2023Normal situation
- Activity
- Other construction installationNACE 43240and 1 other
- Establishment unit
- 2.346.109.4057600 Péruwelz, since 29-03-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 19-02-2025
Annual accounts 2025
- €51,981▼ 23.5%
- Filing
- Filed on 09-06-2026, 52 days before the end of the filing period
Insights on ECJ
ECJ files the micro format. That format states no turnover. The gross margin fell from €33,304 in 2023 to -€1,326 in 2025.
In July 2026, three directors stepped down. In March 2023, the Official Gazette published the appointment of JEANMOTTE Steeve as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ECJ
- What is the company number of ECJ?
- The company number of ECJ is 0800.080.051. The VAT number is the same number with BE in front: BE 0800.080.051.
- Where is ECJ based?
- The registered office is at Chemin de la Rabouillette 16, 7600 Péruwelz.Company details
- What does ECJ do?
- According to the KBO register, the main activity is other construction installation (NACE 43240).
- What is the legal form of ECJ?
- ECJ is a private limited company (BV).
- When was ECJ founded?
- ECJ was founded on 29-03-2023.
- Is ECJ still active?
- Yes, ECJ is an active enterprise in the KBO register.
- What is the turnover of ECJ?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is ECJ profitable?
- In financial year 2025, ECJ made a loss of €14,283.
- Where can I find the annual accounts of ECJ?
- ECJ filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ECJ due?
- ECJ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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