Echt
ActiveEcht has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €3k. Equity is growing by ~28.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-10
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 7.11 against 4.86 in 2024; short-term debt: 11.2% and cash: 8.7% of total assets), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
1.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-12-2025, 58 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
58 d early
2024
53 d early
2023
8 d early
2022
5 d early
2021
12 d early
2020
9 d late
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▲ 2.2%
2024 · €123k
2019: €11k
2020: €34k
2021: €62k
2022: €78k
2023: €108k
2024: €123k
2019 → 2025
Total assets
€141k▼ 4.8%
2024 · €149k
2019: €52k
2020: €61k
2021: €83k
2022: €104k
2023: €129k
2024: €149k
2019 → 2025
Net result
€3k▼ 82.2%
2024 · €15k
2019: €5k
2020: €22k
2021: €28k
2022: €17k
2023: €29k
2024: €15k
2019 → 2025
Working capital
€97k▼ 2.5%
2024 · €99k
2019: €-8k
2020: €9k
2021: €55k
2022: €66k
2023: €86k
2024: €99k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€78k▲ 26.8%€108k▲ 37.5%€123k▲ 14.1%€125k▲ 2.2%
Operating result€37k-€27k▼ 27.2%€45k▲ 69.3%€28k▼ 37.8%€11k▼ 59.8%
Net result€28k-€17k▼ 40.7%€29k▲ 77.4%€15k▼ 48.4%€3k▼ 82.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 60% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets
€29k▲ 21.7%
Current assets
€112k▼ 9.9%
Equity and liabilities €141k
Equity
€125k▲ 2.2%
Debt
€16k▼ 38.0%
The debt ratio falls from 17.5% to 11.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▼
2024 · €37k
Cash flow
€12k▼
2024 · €24k
Solvency
88.6%▲
2024 · 82.5%
Current ratio
7.11▲
2024 · 4.86
Quick ratio
7.11▲
2024 · 4.86
Debt / equity
0.13▼
2024 · 0.21
ROE
2.2%▼
2024 · 12.3%
ROA
1.9%▼
2024 · 10.2%
Interest coverage
8.90▼
2024 · 12.67
Debt
€16k▼
2024 · €26k
Debt ≤ 1 year
€16k▼
2024 · €26k
Income taxes
€7k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€149k€141k▼
Fixed assets21/28€24k€29k▲
Tangible fixed assets22/27€24k€29k▲
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€15k€23k▲
Leasing and similar rights25€2k€774▼
Current assets29/58€125k€112k▼
Amounts receivable within one year40/41€111k€98k▼
Trade receivables40€31k€18k▼
Other amounts receivable41€80k€80k▼
Cash at bank and in hand54/58€11k€12k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€149k€141k▼
Equity10/15€123k€125k▲
Contributions10/11€6k€6k=
Reserves13€116k€119k▲
Distributable reserves133€116k€119k▲
Amounts payable17/49€26k€16k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€26k€16k▼
Current portion of amounts payable after more than one year42€1k€0▼
Financial debts43€5k€7k▲
Credit institutions430/8€5k€7k▲
Trade debts44€14k€4k▼
Suppliers440/4€14k€4k▼
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9€2k€2k=
Accrued charges and deferred income492/3€300€300=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€38k€22k▼
Operating profit (loss)9901€28k€11k▼
Financial income75/76B€229€341▲
Recurring financial income75€229€341▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€26k€9k▼
Income taxes67/77€10k€7k▼
Profit (loss) for the period9904€15k€3k▼
Profit (loss) for the period to be appropriated9905€15k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€3k▼
Transfer to equity691/2€15k€3k▼
To other reserves6921€15k€3k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
04-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €3k ▼82.2%
Net result drops to €3k, the lowest in the series.
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €29k ▲77.4%
Operating result €45k, net result €29k, both a record.
30-06
Financial
Equity above €100kEq €108k ▲37.5%
5 profitable years in a row build equity to €108k.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Liquidity triplescurrent ratio 3.64
Current ratio from 1.38 to 3.64; short-term debt falls from €22k to €21k.
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
10-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan van Goorstraat 43670 OudsbergenGround area
1,061 m²
Building footprint
153 m²
Volume, LiDAR
831 m³
Parcel 72011B0394/00M000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Echt
since 20162.255.350.661
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72011B0394/00M000 | Flanders | 1,060 m² | 1 · 153 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1008.972.026
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YOLIMATT
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LINKONOMY
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,570. 40,840 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2016
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
47594Retail trade
47690Retail sale of other cultural and recreation goods
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
73110Advertising agencies
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.