ECHOLINE
ActiveSummary
ECHOLINE has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €117,573. Equity is growing by about 25% per year across the filed financial years. Its solvency ranks better than 79% of 486 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Staff
- 6.9 FTE
- Equity
- €1.2m
- Surplus
- €117,573
- Board
- 7 members
Why 97raises risk1 change of registered office in 24 monthslowers riskLegal form: non-profit associationLiquidity: current ratio 6.66, cash €834,086Equity €1.2m (76.6% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro): better than 92% on solvency, 98% on liquidity, 74% on profitability and 51% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 42 days after the deadline; the sector median (NACE 88) for financial year 2024 is 24 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
- Admissions: Docteur Virginie PIERARD (membre effectif…Appointment: Docteur Anne-Céline CHERON (director)…
- Annual accounts filedfinancial year 2025 · abbreviated…
- Equity above €1mequity €1.2m ▲92.3%
Financials · financial year 2025, abbreviated format
2021 to 2025, 5 financial years 2018 to 2025, 7 financial years
The operating result falls in 2025; 2025 is 30% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 88, Social work activities without accommodation: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 31,368 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93.5% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | €523,306 | €619,615 | €813,875 | €853,118 | €850,884 | ▼ 0.3% |
| Turnover70 | €13,093 | €8,467 | €7,377 | €22,565 | €68,023 | €80,813 | €61,026 | ▼ 24.5% |
| Other operating income74 | - | - | €515,928 | €597,050 | €745,853 | €772,306 | €789,858 | ▲ 2.3% |
| Operating charges60/66A | - | - | €469,466 | €561,335 | €764,104 | €714,044 | €752,885 | ▲ 5.4% |
| Goods for resale, raw materials and consumables60 | - | - | €6,949 | €1,449 | €5,034 | €2,014 | €6,920 | ▲ 244% |
| Purchases600/8 | - | - | €6,949 | €1,449 | €5,034 | €2,014 | €6,920 | ▲ 244% |
| Services and other goods61 | - | - | €40,994 | €48,346 | €45,474 | €63,159 | €67,935 | ▲ 7.6% |
| Remuneration, social security and pensions62 | - | - | €420,285 | €510,297 | €562,051 | €647,123 | €647,146 | = |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,565 | €2,573 | €1,239 | €1,239 | €1,371 | €1,746 | €24,345 | ▲ 14× |
| Other operating charges640/8 | - | - | - | €4 | €174 | €1 | €1,940 | ▲ 1,357× |
| Non-recurring operating charges66A | - | - | - | - | - | - | €4,598 | - |
| Operating profit (loss)9901 | €41,062 | -€360,666 | €53,839 | €58,281 | €49,772 | €139,074 | €97,999 | ▼ 29.5% |
| Financial income75/76B | - | - | €92 | €89 | €1,258 | €1,728 | €21,461 | ▲ 12× |
| Recurring financial income75 | €6,267 | €1,640 | €92 | €89 | €1,258 | €1,728 | €21,461 | ▲ 12× |
| Income from current assets751 | - | - | €92 | €89 | €1,258 | €1,728 | €21,461 | ▲ 12× |
| Financial charges65/66B | - | - | €130 | €146 | €471 | €775 | €1,888 | ▲ 144% |
| Recurring financial charges65 | €130 | €126 | €130 | €146 | €471 | €775 | €1,888 | ▲ 144% |
| Other financial charges652/9 | - | - | €130 | €146 | €471 | €775 | €1,888 | ▲ 144% |
| Profit (loss) for the period before taxes9903 | €47,199 | -€359,152 | €53,802 | €58,223 | €50,559 | €140,028 | €117,573 | ▼ 16.0% |
| Profit (loss) for the period9904 | €47,199 | €94,166 | €53,802 | €58,223 | €50,559 | €140,028 | €117,573 | ▼ 16.0% |
| Profit (loss) for the period to be appropriated9905 | €47,199 | €94,166 | €53,802 | €58,223 | €50,559 | €140,028 | €117,573 | ▼ 16.0% |
| Line | 2018 | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €0.3m | €0.4m | €0.5m | €0.6m | €0.8m | €1.0m | €1.6m | ▲ 58.1% |
| Fixed assets21/28 | €0.04m | €0.006m | €0.003m | €0.002m | €0.02m | €0.2m | €0.7m | ▲ 323% |
| Tangible fixed assets22/27 | €0.04m | €0.006m | €0.003m | €0.002m | €0.02m | €0.2m | €0.7m | ▲ 323% |
| Land and buildings22 | - | - | - | - | - | - | €0.7m | - |
| Plant, machinery and equipment23 | - | - | - | - | €0.002m | €0.001m | €0.001m | ▼ 25.5% |
| Furniture and vehicles24 | - | - | €0.003m | €0.002m | €0.005m | €0.004m | €0.02m | ▲ 321% |
| Assets under construction and advance payments27 | - | - | - | - | €0.02m | €0.2m | - | - |
| Current assets29/58 | €0.3m | €0.4m | €0.5m | €0.6m | €0.8m | €0.8m | €0.8m | ▲ 3.0% |
| Amounts receivable within one year40/41 | €0.005m | €0.008m | €0.004m | €0.002m | €0.005m | €0.008m | €0.002m | ▼ 76.4% |
| Trade receivables40 | - | - | €226 | €300 | - | - | - | - |
| Other amounts receivable41 | - | - | €0.004m | €0.002m | €0.005m | €0.008m | €0.002m | ▼ 76.4% |
| Cash at bank and in hand54/58 | €0.3m | €0.4m | €0.5m | €0.6m | €0.7m | €0.8m | €0.8m | ▲ 2.5% |
| Deferred charges and accrued income490/1 | - | - | €0.009m | €203 | €135 | €0.001m | €0.01m | ▲ 888% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €0.3m | €0.4m | €0.5m | €0.6m | €0.8m | €1.0m | €1.6m | ▲ 58.1% |
| Equity10/15 | €0.2m | €0.2m | €0.3m | €0.4m | €0.4m | €0.6m | €1.2m | ▲ 92.3% |
| Profit (loss) carried forward14 | €0.1m | €0.2m | €0.3m | €0.4m | €0.4m | €0.6m | €0.7m | ▲ 20.4% |
| Investment grants15 | - | - | - | - | - | €0.05m | €0.5m | ▲ 921% |
| Provisions and deferred taxes16 | €0.09m | €0.09m | €0.09m | €0.09m | €0.2m | €0.2m | €0.2m | = |
| Provisions for liabilities and charges160/5 | - | - | €0.09m | €0.09m | €0.2m | €0.2m | €0.2m | = |
| Major repairs and maintenance162 | - | - | €0.09m | €0.09m | €0.2m | €0.2m | - | - |
| Other liabilities and charges164/5 | - | - | - | - | - | - | €0.2m | - |
| Amounts payable17/49 | €0.08m | €0.06m | €0.08m | €0.1m | €0.1m | €0.1m | €0.1m | ▼ 0.5% |
| Amounts payable within one year42/48 | €0.06m | €0.06m | €0.08m | €0.1m | €0.1m | €0.1m | €0.1m | ▲ 12.7% |
| Trade debts44 | €0.002m | €0.002m | €0.007m | €0.001m | €0.003m | €0.01m | €0.003m | ▼ 76.7% |
| Suppliers440/4 | - | - | €0.007m | €0.001m | €0.003m | €0.01m | €0.003m | ▼ 76.7% |
| Taxes, remuneration and social security45 | - | - | €0.08m | €0.1m | €0.1m | €0.1m | €0.1m | ▼ 1.3% |
| Taxes450/3 | - | - | €0.009m | €0.01m | €0.01m | €0.01m | €0.01m | ▼ 25.6% |
| Remuneration and social security454/9 | - | - | €0.07m | €0.09m | €0.08m | €0.09m | €0.09m | ▲ 2.3% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €0.02m | €202 | ▼ 98.7% |
| Line | 2018 | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €47,199 | €94,166 | €53,802 | €58,223 | €50,559 | €140,028 | €117,573 | ▼ 16.0% |
| + Depreciation and write-downs630 | €6,565 | €2,573 | €1,239 | €1,239 | €1,371 | €1,746 | €24,345 | ▲ 14× |
| Operating cash flow (approximation) | €53,764 | €96,739 | €55,040 | €59,462 | €51,930 | €141,774 | €141,918 | ▲ 0.1% |
| Investment in fixed assets (approximation) | - | €30,954 | - | €0 | -€21,155 | -€151,117 | -€577,228 | ▼ 282% |
| Change in cash | - | €69,672 | - | €89,280 | €174,936 | €65,398 | €20,301 | ▼ 69.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (9)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 22-07-2026 | 2026-00338516 |
| 31-12-2024 | abbreviated format | 23-07-2025 | 2025-00310872 |
| 31-12-2023 | abbreviated format | 30-07-2024 | 2024-00314188 |
| 31-12-2022 | abbreviated format | 26-07-2024 | 2024-00299780 |
| 31-12-2021 | abbreviated format | 11-07-2022 | 2022-20191850 |
| 31-12-2019 | full format | 28-08-2020 | 2020-48400128 |
| 31-12-2018 | abbreviated format | 04-06-2019 | 2019-15900428 |
| 31-12-2017 | abbreviated format | 22-06-2018 | 2018-21400327 |
| 31-12-2016 | abbreviated format | 11-07-2017 | 2017-29600370 |
Similar companies · same sector, comparable size
Subsidies and aid
Wallonia-Brussels Federation
2024 to 2025 · 4 entries · €347,512 in total| Year | Entries | Paid |
|---|---|---|
| 2025 | 3 | €184,154 |
| 2024 | 1 | €163,358 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Christophe THOREAU |
|
| Geneviève HAQUENNE |
|
| Jean-GuySARTENAER |
|
| Jean-PierreROCHET |
|
| MichèlePIRLOT |
|
| PierreROUSSEAU |
|
| Docteur Anne-Céline CHERON |
|
Owners and capital
Owners
This non-profit association has no shareholders or capital.
Group and network
Connections & network
7 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
02-09
Gazette deed
Admissions: Docteur Virginie PIERARD (membre effectif de l'asbl) and Docteur Anne-Céline CHERON (membre effectif de l'asbl)Appointment: Docteur Anne-Céline CHERON (director) · Declaration5 facts ▸
- General meeting, 16-06-2026
- Member admission, Docteur Virginie PIERARD (membre effectif de l'asbl)
- Member admission, Docteur Anne-Céline CHERON (membre effectif de l'asbl)
- Director appointment, Docteur Anne-Céline CHERON (director)
- Declaration, “absence of mandate renewals, resignations or revocations” (deed in French)
03-07
Gazette deed
Reappointments: MichèlePIRLOT, Jean-GuySARTENAER and 2 othersRegistered-office move6 facts ▸
- General meeting, 16-06-2025
- Director reappointment, MichèlePIRLOT (director)
- Director reappointment, Jean-GuySARTENAER (director)
- Director reappointment, PierreROUSSEAU (director)
- Director reappointment, Jean-PierreROCHET (director)
- Registered-office move, 118ChausséedeCharlero à6061Montignies-Sur-Sambre
17-06
Gazette deed
Reappointments: Geneviève HAQUENNE (director) and Christophe THOREAU (director)3 facts ▸
- General meeting, 28-05-2024
- Director reappointment, Geneviève HAQUENNE (director)
- Director reappointment, Christophe THOREAU (director)
02-03
Gazette deed
Amendment of the articlesRegistered office clause3 facts ▸
- General meeting, 15-12-2022
- Registered office clause, “Avenue du Centenaire,65 à 6061 Montignies-Sur-Sambre, dispositions transitoires-détermination du siège statutaire” (deed in French)
- Other provision, “info@echoline.be, coordonnées électroniques” (deed in French)
Show earlier events
About the unread acts
Of the 19 Belgian Official Gazette deeds we know for this company, 4 have been read. The other 15 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 52049B1081/00M000 | Wallonia | 1.6 ha | 1 · 16 m² | 6.4 m · 1 |
| 52049B0410/00D000 | Wallonia | 556 m² | 1 · 158 m² | 11.7 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Objet social; Accompagnement individuel et personnalisé des familles dans leurs lieux de vie et dans les locaux de l'ASBL; Activités…” (deed in French)
3 activities (deed in French)
- Objet social
- Accompagnement individuel et personnalisé des familles dans leurs lieux de vie et dans les locaux de l'ASBL
- Activités collectives
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- ECHOLINE
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région linguistique de langue française ressort Région wallonne, organe d'administration” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Titre IX La représentation générale Article 42: Le conseil d'administration représente l'association, en ce compris la représentation en…”
- Board ruleHow the board is made up, meets and takes decisions.
- “3 ans jusqu assemblée ordinaire année fin mandat, 3” (deed in French)“Pouvoirs conseil, 39” (deed in French)
Capital, shares and profit
- Membership ruleWho can become a member or partner, and on what terms.
- “Illimité, plénitude des droits code et statuts” (deed in French)“Entendu, devoir de réserve sans préjudice ASBL et exclu” (deed in French)“Membres adhérents” (deed in French)“Concours actif capacités et dévouement, membres effectifs” (deed in French)4 more provisions on this in the deed
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Dissolution volontaire, à tout moment” (deed in French)“Dissolution de plein droit” (deed in French)“Dissolution judiciaire, action seulement après sept mois suivant clôture de l'exercice” (deed in French)1 more provision on this in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “À défaut tribunal nomme sur requête motivée d'un membre,d'un tiers intéressé ou du ministère public, sauf dissolution judiciaire ou…” (deed in French)“Tribunal, assemblée générale” (deed in French)“Réouverture de liquidation, tout créancier n'ayant pas recouvré l'intégralité de sa créance” (deed in French)“Exécution du mandat et fautes de gestion, responsabilité des liquidateurs” (deed in French)1 more provision on this in the deed