Equity
€2,000 =
ECHO111 paid out €12,331 in dividends. That is 100% of the 2025 profit.
ECHO111
Lifetime
6 annual accounts with figures on one time axispeak €31,049 (2020)
€19,207▼ 11.1%
peak €25,195 (2020)
€12,331▼ 10.7%
peak €34,434 (2022)
€2,000unchanged
€36,247▲ 5.4%
Board1 name since 2020
1 directorVERSTRAETEN Elyse Emily
Documentsfilings and deeds
17-04-2026105 days before the deadline
2025micro format
Dividend €12,331
Key points
from the 2025 annual accountsTurnover
≈ €95,000 estimated
The micro format states no turnover.
Debts
€36,247 95% of the balance sheet
Suppliers 6%Taxes and wages 9%Other 85%
Filings
6 annual accounts since 2020
The last five annual accounts were filed 27 to 105 days before the end of the period.
Starting capital
€2,000 200 shares
Position in the sector
€2,000
Less equity than 89% of companies in architecture and engineering. Sector median €63,879 · 11,799 companies.
Checked score
92
Excellent
Financially stronger than 43% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025highest value
06-2025: 0.1%▼ -0.1 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €2,000 (5.2% of total assets)
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 0.89, cash €24,634
Size: total assets €38,247
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 13% of them on solvency, 31% on liquidity, 88% on profitability and 39% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as ECHO111 has now. Each dot stands for 6 companies, two years later.
96.0%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of ECHO111 itself is lower: 0.1% within 12 months. It rests on far more data about ECHO111 than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for ECHO111. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 11794 sector peers (2025).
NBB · sector comparisonPosition among 11794 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-04-2026, 105 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
105 days early
2024
27 days early
2023
40 days early
2022
53 days early
2021
54 days early
2020
40 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 53 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0747690648
Registered office moved within Aarschot
New registered office: Albertlaan 47 te 3200 Aarschot · Previous registered office: Sint-Niklaasberg 32 bus 5 te 3200 Aarschot · General meeting of 01-04-2023 · Gazette deed
Incorporation
Founding capital of €2,000, 200 shares · Founder: VERSTRAETEN Elyse Emily · Appointment: VERSTRAETEN Elyse Emily (director) · published on 02-06-2020 · Gazette deed
First establishment
Albertlaan 47, Aarschot
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ECHO111 Aarschot | €38,247 | €19,207 | 5.2% | - |
| IsabelleM Jalhay | €33,279 | €18,832 | -14.6% | - |
| Tia Architectuur Sint-Pieters-Leeuw | €27,626 | €20,516 | 54.3% | - |
| Studio Sinc Ghent | €33,752 | €17,847 | 73.5% | - |
| RART.Brussels Schaerbeek | €46,830 | €21,280 | 5.4% | - |
| SLINE Manage | €49,469 | €19,945 | 69.9% | - |
| KARIN CLAEYS INTERIORS Lasne | €28,959 | €22,338 | -32.4% | - |
These companies have the same main activity as ECHO111: activities of interior architects (NACE 71112). They are comparable in size and age: total assets between €27,600 and €49,500, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 28-05-2020Normal situation
- Activity
- Activities of interior architectsNACE 71112
- Establishment unit
- 2.302.859.0833200 Aarschot, since 28-05-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 11-07-2025
Annual accounts 2025
- €38,247▲ 5.1%
- Filing
- Filed on 17-04-2026, 105 days before the end of the filing period
Insights on ECHO111
ECHO111 files the micro format. That format states no turnover. The gross margin fell from €31,049 in 2020 to €19,207 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ECHO111
- What is the company number of ECHO111?
- The company number of ECHO111 is 0747.690.648. The VAT number is the same number with BE in front: BE 0747.690.648.
- Where is ECHO111 based?
- The registered office is at Albertlaan 47, 3200 Aarschot.Company details
- What does ECHO111 do?
- According to the KBO register, the main activity is activities of interior architects (NACE 71112).
- What is the legal form of ECHO111?
- ECHO111 is a private limited company (BV).
- When was ECHO111 founded?
- ECHO111 was founded on 28-05-2020.
- Is ECHO111 still active?
- Yes, ECHO111 is an active enterprise in the KBO register.
- What is the turnover of ECHO111?
- The turnover in financial year 2025 is ≈ €95,000. This figure is estimated from the gross margin of €19,207 and 94 comparable companies (NACE 711). It probably lies between €59,000 and €190,000. It is a rough estimate.Financials
- Is ECHO111 profitable?
- In financial year 2025, ECHO111 made a profit of €12,331.
- Where can I find the annual accounts of ECHO111?
- ECHO111 filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ECHO111 due?
- ECHO111 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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