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ECHO

Active Private limited companyfounded 2015active for 11 yearsBaasbergstraat 5, 1600 Sint-Pieters-LeeuwKBO/BCE: BE 0589.935.786
ECHO
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Overview

Lifetime

2 annual accounts with figures on one time axis
peak €92,519 (2025)
€92,519▲ 17.2%
peak €36,883 (2024)
€4,885▼ 86.8%
peak €24,742 (2025)
€24,742▲ 24.6%
€503,789▲ 48.5%
Board2 names since 2024
2 directors and 1 other
Documentsfilings and deeds
17-08-202617 days late
2025micro format
Gross margin from €78,918 to €92,519Result from €36,883 to €4,885Equity from €19,857 to €24,742Debts from €339,194 to €503,789Investments €266,257Cash from €76,525 to €26,531

Key points

from the 2025 annual accounts

Turnover

≈ €560,000 estimated

The micro format states no turnover.

Debts

€503,789 95% of the balance sheet
Financial debts 72%Suppliers 5%Taxes and wages 3%Other 20%

Of this, €140,376 falls due within a year.

Investments

€266,257 4.2 × depreciation
20242025

Green is investment, beige is depreciation. Land and buildings stand 104.5% higher than in 2024.

2025 accounts filed 17 days after the deadline

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 1,449 companies had the same profile as ECHO has now. Each dot stands for 4 companies, two years later.

95.7%
were still trading
2.1%
stopped another way
2.0%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet

Another 0.3% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,449 companies, not a prediction for ECHO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Director
  • werkend vennootdeed of 05-07-2019
Board & ownership

Recent changes

New establishment in Forest Pieterstraat 62
Registered in the Peppol Directory Reachable for e-invoices through 0208:0589935786
Change of role: , from manager to director Legal-form conversion: from general partnership to private limited company · Director discharge: · General meeting of 29-03-2024 · Gazette deed
Resignations & appointments Partner: (werkend vennoot) · General meeting of 30-12-2018 · Gazette deed
All 9 events

Comparable companies

same main activity, similar in size and age
Company
ECHO Sint-Pieters-Leeuw €528,531 €92,519 4.7% -
RESTORE Liège €454,057 €133,207 7.5% -
M11 Drogenbos €452,438 €82,757 18.7% -
stART to ART Grobbendonk €524,121 €90,263 76.2% -
MDMC Brussels €393,654 €137,218 33.6% -
Galerie Van Caelenberg Aalst €395,609 €85,235 52.5% -
GALERIE MARIE HELENE DE LA FOREST DIVONNE BRUXELLES Ixelles €382,980 €177,861 -63.2% -

These companies have the same main activity as ECHO: retail sale of other cultural and recreation goods (NACE 47690). They are comparable in size and age: total assets between €383,000 and €524,000, founded between 2011 and 2017.

Official details

Source: KBO
Status
Active since 01-01-2015Normal situation
Activity
Retail sale of other cultural and recreation goodsNACE 47690and 5 others
Establishment units
2.239.126.9171600 Sint-Pieters-Leeuw, since 30-01-2015
2.395.976.3131190 Forest, since 26-10-2026
Financial year end
31 December
Peppol
Reachable since 22-12-2025
Company details

Annual accounts 2025

€92,519▲ 17.2%
€4,885▼ 86.8%
€24,742▲ 24.6%
€528,531▲ 47.2%
Filing
Filed on 17-08-2026
Financials

Insights on ECHO

The balance sheet grew most in 2025 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 17-08-2026, 17 days late
€92,519
▲ 17.2%
€25,116
▼ 53.5%
€4,885
▼ 86.8%
-€74,382
▼ €16,149
4.7%
▼ 0.8 percentage points
0.47
▼ 0.16

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €560,000. Estimated: probably between €260,000 and €930,000.

Balance sheet

balance sheet total €528,531 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

4.7%

Higher than 25% of 25,237 companies in 2025.

0.47

Higher than 12% of 24,245 companies in 2025.

0.9%

Higher than 39% of 24,434 companies in 2025.

ECHO Middle half of the sector 80% of the sector Micro accounts in retail trade (NACE 47)

Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024
Balance sheet: assets
20/58 528,531359,052
21/28 462,537260,360
22/27 462,537260,360
22 426,243208,453
23 7031,406
24 35,59150,501
29/58 65,99498,692
40/41 39,46322,167
40 37,25415,734
41 2,2096,433
54/58 26,53176,525
Balance sheet: equity and liabilities
10/49 528,531359,052
10/15 24,74219,857
10/11 1,0001,000
13 23,66918,784
130/1 124124
1311 124124
133 23,54518,660
14 7373
17/49 503,789339,194
17 360,993182,269
170/4 360,993182,269
42/48 140,376156,925
42 32,70718,192
44 25,52551,931
440/4 25,52551,931
45 16,39230,968
450/3 16,39230,968
47/48 65,75355,834
492/3 2,419-
Income statement
9900 92,51978,918
630 64,07918,228
640/8 3,3236,711
9901 25,11653,979
75/76B -175
75 -175
65/66B 17,5256,434
65 17,5256,434
9903 7,59147,720
67/77 2,70510,837
9904 4,88536,883
9905 4,88536,883
Appropriation of the result
9906 4,95836,956
14P 7373
691/2 4,885-
6921 4,885-
694/7 -36,883
694 -36,883
Document PDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 17-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 17 days after the deadline. Filed on 17 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00408564.

Financial year Type Filed Reference Document
31-12-2025 micro format 17-08-2026 2026-00408564 PDF
31-12-2024 micro format 29-08-2025 2025-00463755 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024
89,19572,207
68,96555,111
266,257223,917
-49,994-
-74,382-58,233
4.7%5.5%
0.470.63
20.3617.08
19.7%185.7%
0.9%10.3%
5.0911.22

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024
Tangible fixed assets€266,257€223,917
€64,079€18,228

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Insights on ECHO

The operating result for 2025 is 53% lower than in 2024.

Debt's share of the balance-sheet total rises from 94.5% to 95.3%. Equity and debt are higher.

Board & ownership

Board

2 directors, last change in 2024
Director (not named in the articles)
appointed by deed of 09-04-2024 term without a fixed end
earlier manager, until 09-04-2024
listed in the 2025 annual accounts, filed on 17-08-2026
Director
listed in the 2025 annual accounts, filed on 17-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 09-04-2024

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

Director (not named in the articles)

Director
BoardEarliermandate already running before its first mention
Mandates as a list
    • Director (not named in the articles), appointed by deed of 09-04-2024, still in office
    • Manager, until 09-04-2024
    • Director, since before 31-12-2025

See the board, name and registered office on a given date →

Control

Shareholder
This company
ECHO
Equity €24,742
Profit €4,885 in 2025

Capital

Contribution
€1,000
Source
2025 annual accounts

Articles of association

deed of 09-04-2024 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
100 shares
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Friday of June at 13:00

Founder

Stated in the deed deed of 05-07-2019 ↗
  • werkend vennoot

Network & group

No group

ECHO has no parent and no holdings in its annual accounts. ECHO shares no director with another company.

Timeline

Timeline

9 events since 2015

Deadline for the 2026 accounts: 31-07-2027

2026
New establishment in Forest Pieterstraat 62
Annual accounts 2025 filed NBBmicro format · 17 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0589935786
Annual accounts 2024 filed PDFmicro format · 29 days late
2024
Change of role: , from manager to directorLegal-form conversion: from general partnership to private limited company · Director discharge: · General meeting of 29-03-20248 points ▸
  • General meeting, 29-03-2024
  • Legal-form conversion, from general partnership to private limited company
  • Accounting effect, 31-12-2023
  • Director resignation, (manager)
  • Director appointment, (director (not named in the articles))
  • Director discharge,
  • Registered office clause, Baasbergstraat 5, 1600 Sint-Pieters-Leeuw
  • Power of attorney,
  • The deed holds 8 more points.

Open the deed in the Belgian Official Gazette

2019
Resignations & appointmentsPartner: (werkend vennoot) · General meeting of 30-12-20182 points ▸
  • General meeting, 30-12-2018
  • Partner, (werkend vennoot)

Open the deed in the Belgian Official Gazette

2016
Registered office moved from Brussels to Sint-Pieters-LeeuwNew registered office: Baasbergstraat 5 te 1600 Sint-Pieters-Leeuw · Previous registered office: Diksmuidelaan 30 bus 8D te 1000 Brussel · Board meeting of 01-07-20162 points ▸
  • Board meeting, 01-07-2016
  • Registered-office move, Baasbergstraat 5 te 1600 Sint-Pieters-Leeuw
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2015
First establishment Baasbergstraat 5, Sint-Pieters-Leeuw
Incorporation PDFpublished on 11-02-2015

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 1 January 2015, ECHO was incorporated.1 In 2016 the registered office moved to Sint-Pieters-Leeuw.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 28-07-2016
  3. 3National Bank, annual accounts 2025

Company details

Identity

Enterprise number
0589.935.786
VAT number
BE 0589.935.786
Peppol ID
0208:0589935786
Legal form
Private limited company
Status
Active, normal situation
Founded
01-01-2015
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Friday of June at 13:00
deed of 09-04-2024 (in Dutch)
Peppol
Reachable since 22-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
ECHO in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 09-04-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 09-04-2024 (in Dutch)

Activities

NACEBEL 2025
47690 Retail sale of other cultural and recreation goods main activity
71112 Activities of interior architects
74130 Interior design
82990 Other business support services
90120 Visual arts creation
90202 Performing arts by artistic ensembles
Codes under NACEBEL 2008
47787 Retail trade main activity
71112 Architectural and engineering activities; technical testing and analysis
74104 Other professional, scientific and technical activities
82990 Other business support services
90012 Arts creation and performing arts activities
90032 Arts creation and performing arts activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Kunstschilderwerk; Fijnschilderwerk; Huisschilderwerk; Restauratie van schilderwerk; Reclameschilderwerk; Kleine restauratiewerken : stuk-…”
8 activities
  1. Kunstschilderwerk
  2. Fijnschilderwerk
  3. Huisschilderwerk
  4. Restauratie van schilderwerk
  5. Reclameschilderwerk
  6. Kleine restauratiewerken : stuk- en stafwerken, schilderwerk, houtwerk
  7. Interieurontwerp en –advies
  8. Decor- en standenbouw
deed of 09-04-2024 (in Dutch)

Registered office and establishments

2 establishments
Establishment Since Unit number
Baasbergstraat 5 registered office 1600 Sint-Pieters-Leeuw 43310 Plastering work 30-01-2015 2.239.126.917
Pieterstraat 62 1190 Forest 43310 Plastering work 26-10-2026 2.395.976.313
1 former office
  • Diksmuidelaan 30 bus 8D, 1000 Brussel until 01-07-2016 · deed of 28-07-2016

Buildings and parcels at the addresses

Ground area
1,673 m²
Buildings
708 m²
Volume, LiDAR
4,839 m³
Tallest building
17.2 m
Buildings to scale, each on its own parcel
536 m², 10.3 m 171 m², 17.1 m 536 m², 10.3 m 171 m², 17.1 m

Location

registered office establishment All 2 establishment units on the map

Parcels

Flanders 1 (50%) Brussels 1 (50%)
Cadastral parcelRegionArea Buildings Height / floors
23061A0099/00C000Flanders1,374 m² 1 · 536 m² 10.3 m · 1
21384D0209/00D002Brussels299 m² 1 · 171 m² 17.1 m · 5

Recognitions

Recognised contractor

5 categories
ECHO VOFapproval number #9811
  • D11 Plastering and renderingclass 1, up to €162,000
  • D21 Cleaning and restoring facadesclass 1, up to €162,000
  • D23 Restoration by craftsmenclass 1, up to €162,000
  • D24 Restoration of monumentsclass 1, up to €162,000
decision 13-06-2026 · valid until 12-03-2028
ECHO VOFapproval number 42606
  • D13 Paintingclass 1, up to €162,000
decision 13-03-2023

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