ECC TOITURES
ActiveSummary
ECC TOITURES has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €274k and a net result of €-42k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-84
Solvency87▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 2.41 in 2024; short-term debt: 24.4% and cash: 0.3% of total assets), and 38.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
27 d late
2022
87 d late
2021
31 d late
2020
38 d late
2019
207 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€274k▼ 13.4%
2024 · €317k
2018: €101k
2019: €111k
2020: €118k
2021: €215k
2022: €220k
2023: €221k
2024: €317k
2018 → 2025
Total assets
€446k▼ 18.6%
2024 · €548k
2018: €157k
2019: €206k
2020: €212k
2021: €387k
2022: €537k
2023: €390k
2024: €548k
2018 → 2025
Net result
€-42k
2024 · €96k
2018: €23k
2019: €10k
2020: €8k
2021: €84k
2022: €4k
2023: €1k
2024: €96k
2018 → 2025
Working capital
€156k▼ 31.9%
2024 · €229k
2018: €85k
2019: €93k
2020: €100k
2021: €131k
2022: €143k
2023: €145k
2024: €229k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€215k-€220k▲ 2.0%€221k▲ 0.6%€317k▲ 43.4%€274k▼ 13.4%
Operating result€125k-€3k▼ 97.4%€9k▲ 179%€150k▲ 1,555%€-26k
Net result€84k-€4k▼ 94.9%€1k▼ 67.1%€96k▲ 6,647%€-42k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26k after €150k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €446k
Fixed assets
€181k ▲ 16.2%
Current assets
€265k ▼ 32.5%
Equity and liabilities €446k
Equity
€274k ▼ 13.4%
Debt
€172k ▼ 25.8%
Debt's share of the balance-sheet total falls from 42.2% to 38.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▼
2024 · €172k
Cash flow
€-23k▼
2024 · €118k
Current ratio
2.44▲
2024 · 2.41
Quick ratio
2.00▼
2024 · 2.07
Debt to equity
0.63▼
2024 · 0.73
ROE
-15.5%▼
2024 · 30.3%
ROA
-9.5%▼
2024 · 17.5%
Interest coverage
-0.36▼
2024 · 15.47
Debt ≤ 1 year
€109k▼
2024 · €163k
Debt > 1 year
€60k▼
2024 · €68k
Income taxes
€11▼
2024 · €43k
Staff costs
€207k▼
2024 · €211k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€548k€446k▼
Fixed assets21/28€156k€181k▲
Tangible fixed assets22/27€156k€181k▲
Land and buildings22€18k€18k=
Plant, machinery and equipment23€69k€58k▼
Furniture and vehicles24€63k€100k▲
Other tangible fixed assets26€5k€5k▼
Current assets29/58€392k€265k▼
Amounts receivable after more than one year29€145k€167k▲
Other amounts receivable291€145k€167k▲
Stocks and contracts in progress3€56k€47k▼
Stocks30/36€56k€47k▼
Amounts receivable within one year40/41€112k€42k▼
Trade receivables40€66k€20k▼
Other amounts receivable41€46k€22k▼
Cash at bank and in hand54/58€73k€1k▼
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€548k€446k▼
Equity10/15€317k€274k▼
Contributions10/11€19k€19k=
Reserves13€229k€229k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€228k€229k▲
Profit (loss) carried forward14€69k€26k▼
Amounts payable17/49€231k€172k▼
Amounts payable after more than one year17€68k€60k▼
Financial debts170/4€68k€60k▼
Amounts payable within one year42/48€163k€109k▼
Current portion of amounts payable after more than one year42€50k€20k▼
Financial debts43€14k€28k▲
Credit institutions430/8€14k€28k▲
Trade debts44€79k€50k▼
Suppliers440/4€79k€50k▼
Taxes, remuneration and social security45€19k€10k▼
Taxes450/3€3k€503▼
Remuneration and social security454/9€16k€9k▼
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€211k€207k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€20k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€385k€204k▼
Operating profit (loss)9901€150k€-26k▼
Financial income75/76B€4€51▲
Recurring financial income75€4€51▲
Financial charges65/66B€11k€17k▲
Recurring financial charges65€11k€17k▲
Profit (loss) for the period before taxes9903€139k€-42k▼
Income taxes67/77€43k€11▼
Profit (loss) for the period9904€96k€-42k▼
Profit (loss) for the period to be appropriated9905€96k€-42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€165k€26k▼
Profit (loss) brought forward from the previous period14P€69k€69k=
Transfer to equity691/2€96k-
To other reserves6921€96k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-42k ▼144%
Net result drops to €-42k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €96k ▲6647%
Operating result €150k, net result €96k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 87 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €200kEq €215k ▲81.7%
4 profitable years in a row build equity to €215k.
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 38 days late
23-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 207 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Ateliers 76200 ChâteletGround area
166 m²
Building footprint
277 m²
Volume, LiDAR
2,466 m³
Parcel 52013A0372/00E003, Wallonia · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ECC TOITURES // ECC FISHING
since 20142.225.472.285
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52013A0372/00E003 | Wallonia | 166 m² | 1 · 277 m² | 13.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
5 categoriesECC TOITURES SRL41618
Similar companies · same sector, comparable size
JULLIEN MATERIALS
BE 0842.718.281
Beersel · Eq €274,409
BRICHAUD-RATKOVIC
BE 0836.587.584
Seraing · Eq €274,448
Upgreen
BE 0731.730.386
Herve · Eq €274,379
Van den Spiegel
BE 0877.145.660
Ninove · Eq €274,373
Goos Dakwerken
BE 0835.686.573
Mol · Eq €274,322
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,406 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.