ECBA
ActiveSummary
The computed 12-month bankruptcy probability of ECBA is 2.6% (moderate). The 2025 annual accounts show negative equity (-€16,942) and a net result of -€21,942. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability36
Solvency25
Growth-
Track record67
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.07; short-term debt: 10.9% and cash: 0.7% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.5%
Return on assets
-0.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€16,942
Total assets
€3.5m
Net result
-€21,942
Working capital
-€359,403
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €3.5m
Fixed assets
€3.5m
Current assets
€25,867
Key figures and ratios
Solvency
-0.5%
Current ratio
0.07
ROA
-0.6%
Debt
€3.5m
Debt ≤ 1 year
€385,270
Debt > 1 year
€3.1m
A ratio outside any meaningful range has been withheld (balance sheet total €3.5m, equity -€16,942).
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | -€2,596 |
| Operating profit (loss)9901 | -€2,995 |
| Financial charges65/66B | €18,947 |
| Recurring financial charges65 | €18,947 |
| Profit (loss) for the period before taxes9903 | -€21,942 |
| Profit (loss) for the period9904 | -€21,942 |
| Profit (loss) for the period to be appropriated9905 | -€21,942 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €3.5m | |
| Fixed assets21/28 | €3.5m | |
| Financial fixed assets28 | €3.5m | |
| Current assets29/58 | €25,867 | |
| Cash at bank and in hand54/58 | €25,601 | |
| Deferred charges and accrued income490/1 | €266 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €3.5m | |
| Equity10/15 | -€16,942 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | -€21,942 | |
| Amounts payable17/49 | €3.5m | |
| Amounts payable after more than one year17 | €3.1m | |
| Financial debts170/4 | €1.1m | |
| Other amounts payable178/9 | €2.0m | |
| Amounts payable within one year42/48 | €385,270 | |
| Current portion of amounts payable after more than one year42 | €185,270 | |
| Other amounts payable47/48 | €200,000 | |
| Accrued charges and deferred income492/3 | €18,436 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€21,942 |
| Operating cash flow (approximation) | -€21,942 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2025
Ground area
7.1 ha
Building footprint
1.6 ha
Parcel 55020B0381/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ECBA
since 20252.380.790.665
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55020B0381/00E000 | Wallonia | 7.1 ha | 1 · 1.6 ha | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded27-06-2025
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.