ECACHIM
ActiveSummary
ECACHIM has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €429k and a net result of €80k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 85% of 3489 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability89=
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.27 in 2024; short-term debt: 15.4% and cash: 19.8% of total assets), and 15.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.6%
Return on assets
15.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
6 d early
2023
7 d early
2022
3 d early
2021
8 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€429k▲ 23.0%
2024 · €348k
Total assets
€507k▲ 4.8%
2024 · €483k
Net result
€80k▲ 1.0%
2024 · €79k
Working capital
€35k▲ 13.8%
2024 · €30k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€161k▲ 1.6%€55k▼ 65.7%€71k▲ 28.1%€101k▲ 42.9%€108k▲ 6.7%
Net result€136k▲ 18.3%€33k▼ 76.1%€54k▲ 64.2%€79k▲ 48.1%€80k▲ 1.0%
Equity€363k▲ 60.1%€396k▲ 9.0%€359k▼ 9.2%€348k▼ 3.0%€429k▲ 23.0%
Total assets€606k▲ 35.7%€542k▼ 10.7%€553k▲ 2.0%€483k▼ 12.5%€507k▲ 4.8%
Debt€243k▲ 10.5%€146k▼ 40.0%€194k▲ 32.6%€135k▼ 30.3%€78k▼ 42.2%
Working capital€-20k▲ 18.2%€58k€57k▼ 1.4%€30k▼ 46.5%€35k▲ 13.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €507k
Fixed assets
€394k ▲ 16.4%
Current assets
€113k ▼ 22.4%
Equity and liabilities €507k
Equity
€429k ▲ 23.0%
Debt
€78k ▼ 42.2%
Debt's share of the balance-sheet total falls from 27.9% to 15.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€258k▲
2024 · €258k
Cash flow
€230k▼
2024 · €235k
Current ratio
1.44▲
2024 · 1.27
Debt to equity
0.18▼
2024 · 0.39
ROE
18.7%▼
2024 · 22.8%
ROA
15.8%▼
2024 · 16.4%
Interest coverage
123.48▲
2024 · 44.92
Debt ≤ 1 year
€78k▼
2024 · €115k
Income taxes
€26k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €15k | €48k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €134k | €190k | €194k | €156k | €150k | ▼ 4.0% |
| Other operating charges640/8 | €5k | €5k | €6k | €7k | €5k | ▼ 24.8% |
| Gross operating margin9900 | €301k | €250k | €271k | €264k | €263k | ▼ 0.4% |
| Operating profit (loss)9901 | €161k | €55k | €71k | €101k | €108k | ▲ 6.7% |
| Financial income75/76B | €6 | €7 | - | €364 | €374 | ▲ 2.6% |
| Recurring financial income75 | €6 | €7 | - | €364 | €374 | ▲ 2.6% |
| Financial charges65/66B | €6k | €6k | €7k | €6k | €2k | ▼ 63.6% |
| Recurring financial charges65 | €6k | €6k | €7k | €6k | €2k | ▼ 63.6% |
| Profit (loss) for the period before taxes9903 | €155k | €50k | €64k | €96k | €106k | ▲ 10.9% |
| Income taxes67/77 | €19k | €17k | €10k | €17k | €26k | ▲ 57.6% |
| Profit (loss) for the period9904 | €136k | €33k | €54k | €79k | €80k | ▲ 1.0% |
| Profit (loss) for the period to be appropriated9905 | €136k | €33k | €54k | €79k | €80k | ▲ 1.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €606k | €542k | €553k | €483k | €507k | ▲ 4.8% |
| Fixed assets21/28 | €470k | €405k | €346k | €338k | €394k | ▲ 16.4% |
| Tangible fixed assets22/27 | €470k | €405k | €346k | €338k | €394k | ▲ 16.4% |
| Land and buildings22 | €183k | €157k | €139k | €122k | €92k | ▼ 25.1% |
| Plant, machinery and equipment23 | €27k | €27k | €20k | €23k | €77k | ▲ 234% |
| Furniture and vehicles24 | €260k | €221k | €188k | €193k | €225k | ▲ 16.7% |
| Financial fixed assets28 | €135 | €135 | €135 | €135 | €135 | = |
| Current assets29/58 | €136k | €137k | €207k | €145k | €113k | ▼ 22.4% |
| Amounts receivable within one year40/41 | €123k | €127k | €115k | €31k | €12k | ▼ 61.6% |
| Trade receivables40 | €123k | €127k | €115k | €31k | €12k | ▼ 60.9% |
| Other amounts receivable41 | - | - | - | €526 | - | - |
| Cash at bank and in hand54/58 | €13k | €10k | €92k | €114k | €100k | ▼ 11.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €606k | €542k | €553k | €483k | €507k | ▲ 4.8% |
| Equity10/15 | €363k | €396k | €359k | €348k | €429k | ▲ 23.0% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Outside capital11 | €19k | - | - | - | - | - |
| Other1109/19 | €19k | - | - | - | - | - |
| Reserves13 | €344k | €377k | €340k | €330k | €410k | ▲ 24.3% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €342k | €375k | €339k | €328k | €408k | ▲ 24.4% |
| Amounts payable17/49 | €243k | €146k | €194k | €135k | €78k | ▼ 42.2% |
| Amounts payable after more than one year17 | €87k | €66k | €44k | €20k | - | - |
| Financial debts170/4 | €87k | €66k | €44k | €20k | - | - |
| Amounts payable within one year42/48 | €156k | €79k | €150k | €115k | €78k | ▼ 32.0% |
| Current portion of amounts payable after more than one year42 | - | - | €22k | €23k | €20k | ▼ 12.7% |
| Financial debts43 | €20k | €21k | - | - | - | - |
| Credit institutions430/8 | €20k | €21k | - | - | - | - |
| Trade debts44 | €92k | €9k | €11k | €2k | €3k | ▲ 80.3% |
| Suppliers440/4 | €92k | €9k | €11k | €2k | €3k | ▲ 80.3% |
| Taxes, remuneration and social security45 | €36k | €35k | €54k | €56k | €52k | ▼ 7.6% |
| Taxes450/3 | €26k | €35k | €42k | €43k | €46k | ▲ 5.1% |
| Remuneration and social security454/9 | €10k | - | €12k | €13k | €7k | ▼ 50.1% |
| Other amounts payable47/48 | €9k | €14k | €63k | €33k | €2k | ▼ 93.2% |
| Accrued charges and deferred income492/3 | - | €800 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €136k | €33k | €54k | €79k | €80k | ▲ 1.0% |
| + Depreciation and write-downs630 | €134k | €190k | €194k | €156k | €150k | ▼ 4.0% |
| Operating cash flow (approximation) | €271k | €223k | €248k | €235k | €230k | ▼ 2.3% |
| Investment in fixed assets (approximation) | - | €-124k | €-135k | €-149k | €-205k | ▼ 38.3% |
| Change in cash | - | €-3k | €82k | €22k | €-13k | ▼ 160% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €33k ▼76.1%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €136k ▲18.3%
Operating result €161k, net result €136k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Liquidity quadruplescurrent ratio 1.95
Current ratio from 0.53 to 1.95.
30-09
Financial
Equity above €200kEq €240k ▲30.3%
2 profitable years in a row build equity to €240k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2006
Ground area
85 m²
Parcel 11040D0213/00E002, Flanders. Linked by address, not a title deed.
20
companies at this address
See who is registered here
1 establishment unit
Ecachim
since 20062.153.851.148
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0213/00E002 | Flanders | 85 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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LAMBERT PEB
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Of 4,563 companies in sector 74999 we hold annual accounts for 1,934. 1,246 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-05-2006
Fiscal year end30-09
Abbreviation NL
ALB
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
63920Other information service activities
72109Other research and development on natural sciences
Scores and ratios are computed by Checked and are not a credit decision.