ECAA
Open bankruptcyA bankruptcy procedure is open for ECAA according to publications in the Belgian State Gazette; curator: EMMANUELLE BOUILLON. The 2024 annual accounts show equity of €9k and a net result of €-18k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
64 d late
2023
55 d late
2022
52 d late
2021
71 d late
2020
60 d late
2019
66 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€9k▼ 67.1%
2023 · €27k
2018: €29k
2019: €29k
2020: €8k
2021: €14k
2022: €16k
2023: €27k
2018 → 2024
Total assets
€45k▼ 39.1%
2023 · €75k
2018: €104k
2019: €108k
2020: €89k
2021: €90k
2022: €51k
2023: €75k
2018 → 2024
Net result
€-18k
2023 · €12k
2018: €-5k
2019: €326
2020: €-21k
2021: €7k
2022: €1k
2023: €12k
2018 → 2024
Working capital
€-2k
2023 · €19k
2018: €-27k
2019: €-15k
2020: €-13k
2021: €-4k
2022: €5k
2023: €19k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€8k-€14k▲ 89.0%€16k▲ 9.1%€27k▲ 75.8%€9k▼ 67.1%
Operating result€-19k-€9k€3k▼ 64.4%€13k▲ 318%€-17k
Net result€-21k-€7k€1k▼ 80.7%€12k▲ 809%€-18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €17k after €13k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €45k
Fixed assets
€11k▼ 15.4%
Current assets
€34k▼ 44.2%
Equity and liabilities €45k
Equity
€9k▼ 67.1%
Debt
€36k▼ 22.7%
The debt ratio rises from 63.2% to 80.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-14k▼
2023 · €17k
Cash flow
€-15k▼
2023 · €16k
Solvency
19.9%▼
2023 · 36.8%
Current ratio
0.94▼
2023 · 1.46
Quick ratio
0.59▼
2023 · 1.03
Debt / equity
4.02▲
2023 · 1.71
ROE
-203.5%▼
2023 · 43.1%
ROA
-40.5%▼
2023 · 15.9%
Interest coverage
-11.99▼
2023 · 8.72
Debt
€36k▼
2023 · €47k
Debt ≤ 1 year
€36k▼
2023 · €42k
Income taxes
€-70▼
2023 · €120
Staff costs
€16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€75k€45k▼
Fixed assets21/28€13k€11k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23-€610
Furniture and vehicles24€2k€2k▼
Leasing and similar rights25€1k€712▼
Other tangible fixed assets26€4k€2k▼
Financial fixed assets28€6k€6k=
Current assets29/58€61k€34k▼
Stocks and contracts in progress3€18k€13k▼
Stocks30/36€18k€13k▼
Amounts receivable within one year40/41€36k€18k▼
Trade receivables40€35k€17k▼
Other amounts receivable41€357€1k▲
Cash at bank and in hand54/58€7k-
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€75k€45k▼
Equity10/15€27k€9k▼
Contributions10/11€19k€19k=
Reserves13€830€830=
Non-distributable reserves130/1€830€830=
Reserves not available under the articles1311€830€830=
Profit (loss) carried forward14€8k€-10k▼
Amounts payable17/49€47k€36k▼
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€42k€36k▼
Current portion of amounts payable after more than one year42€7k€5k▼
Financial debts43-€6k
Credit institutions430/8-€6k
Trade debts44€14k€8k▼
Suppliers440/4€14k€8k▼
Advances received on contracts in progress46-€5k
Taxes, remuneration and social security45€15k€9k▼
Taxes450/3€15k€9k▼
Other amounts payable47/48€6k€4k▼
Income statement
Code20232024
Remuneration, social security and pensions62-€16k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€6k€1k▼
Gross operating margin9900€23k€5k▼
Operating profit (loss)9901€13k€-17k▼
Financial income75/76B€588-
Recurring financial income75€588-
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€12k€-18k▼
Income taxes67/77€120€-70▼
Profit (loss) for the period9904€12k€-18k▼
Profit (loss) for the period to be appropriated9905€12k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-10k▼
Profit (loss) brought forward from the previous period14P€-4k€8k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
16-02
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL ECAA RUE DU TILLEUL 175, 1140 EVERE · event 09-02-2026
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 64 days late
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
31-12
Financial
Highest result since 2018net €12k ▲809%
Operating result €13k, net result €12k, both a record.
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
2021
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Weakest financial yearnet €-21k ▼6655%
Net result drops to €-21k, the lowest in the series.
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
31-12
Financial
Back to profitnet €326
Net result €326 after one loss-making year.
13-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 44 days late
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
02-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 2 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 1751140 EvereGround area
755 m²
Building footprint
724 m²
Volume, LiDAR
3,744 m³
Parcel 21006A0426/00S006, Brussels · tallest building 13.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
3IDECO
since 20152.245.303.837
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21006A0426/00S006 | Brussels | 755 m² | 1 · 723 m² | 13.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | EMMANUELLE BOUILLON CHAUSSEE DE LA
HULPE 187, 1170 WATERMAEL-BOITSFORT |
09-02-2026 → present |
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Of 6,295 companies in sector 74120 we hold annual accounts for 1,011. 711 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-11-2013
Fiscal year end31-12
Activities, NACEBEL
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
71112Activities of interior architects
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.