EC Vastgoed
ActiveEC Vastgoed has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-36k) and a net result of €-32k. Equity is shrinking by ~320.1% per year across the filed fiscal years. Its solvency ranks better than 15% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▲+22
Solvency18▼-1
Growth32=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.94 against 0.95 in 2024; short-term debt: 106.2% and cash: 1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-6.7%
Return on assets
-5.9%
Age of the figures
12 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-36k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-36k▼ 741%
2024 · €-4k
2023: €7k
2024: €-4k
2023 → 2025
Total assets
€539k▲ 610%
2024 · €76k
2023: €50k
2024: €76k
2023 → 2025
Net result
€-32k▼ 190%
2024 · €-11k
2023: €-3k
2024: €-11k
2023 → 2025
Working capital
€-34k▼ 804%
2024 · €-4k
2023: €7k
2024: €-4k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€7k-€-4k€-36k▼ 741%
Operating result€-2k-€-10k▼ 292%€-22k▼ 127%
Net result€-3k-€-11k▼ 230%€-32k▼ 190%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2025 against €10k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €539k
Fixed assets
€500=
Current assets
€539k▲ 614%
Key figures and ratios
Solvency
-6.7%▼
2024 · -5.7%
Current ratio
0.94▼
2024 · 0.95
Quick ratio
0.01▼
2024 · 0.16
Debt / equity
-15.94▲
2024 · -18.70
ROA
-5.9%▲
2024 · -14.5%
Debt
€575k▲
2024 · €80k
Debt ≤ 1 year
€573k▲
2024 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€539k▲
Fixed assets21/28€500€500=
Financial fixed assets28€500€500=
Current assets29/58€75k€539k▲
Stocks and contracts in progress3€63k€531k▲
Stocks30/36€63k€531k▲
Amounts receivable within one year40/41€12k€2k▼
Trade receivables40-€363
Other amounts receivable41€12k€2k▼
Cash at bank and in hand54/58€576€6k▲
Equity and liabilities
Total equity and liabilities10/49€76k€539k▲
Equity10/15€-4k€-36k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-14k€-46k▼
Amounts payable17/49€80k€575k▲
Amounts payable within one year42/48€79k€573k▲
Financial debts43-€475k
Credit institutions430/8-€475k
Trade debts44€11k€1k▼
Suppliers440/4€11k€1k▼
Other amounts payable47/48€68k€96k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Other operating charges640/8€586€497▼
Gross operating margin9900€-9k€-22k▼
Operating profit (loss)9901€-10k€-22k▼
Financial income75/76B-€98
Recurring financial income75-€98
Financial charges65/66B€1k€10k▲
Recurring financial charges65€1k€10k▲
Profit (loss) for the period before taxes9903€-11k€-32k▼
Profit (loss) for the period9904€-11k€-32k▼
Profit (loss) for the period to be appropriated9905€-11k€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-46k▼
Profit (loss) brought forward from the previous period14P€-3k€-14k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beerveldse Baan 2D9080 LochristiGround area
635 m²
Building footprint
651 m²
Volume, LiDAR
3,697 m³
Parcel 44034B0724/00H000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EC Vastgoed
since 20222.333.347.074
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034B0724/00H000 | Flanders | 635 m² | 1 · 651 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 1,549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2022
Fiscal year end30-09
Activities, NACEBEL
68110Buying and selling of own real estate
41001General construction of residential buildings
68121Development of residential building projects
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.