Summary
The computed 12-month bankruptcy probability of EC CONSTRUCT is 3.5% (moderate). The 2025 annual accounts show equity of €12,791 and a net result of -€4,719. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €12,791
- Loss
- -€4,719
- Bankruptcy probabilitywithin 12 months
- 3.5%
Signalsraises riskLatest accounts 30 days late; 2 of the last 3 lateNo main activity registeredNo registered site in the KBOPersistent losseslowers riskSize: total assets €12,791neutralFiled after the deadlineShow the evidence
Bankruptcy probability
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 168 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet -€153,178
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (30 days) Filed on 30 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00477332.
2020 to 2025, 5 financial years 2018 to 2025, 7 financial years
The operating result stays negative: a loss of €4,719 in 2025 against €133,113 in 2024; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
- 2025 Net result +97% on 2024. The accounts now follow the abbreviated format, last year the micro format.
Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88.1% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,213 | €2,585 | €10,212 | €12,976 | - | - | - | - |
| Other operating charges640/8 | - | - | - | €2,473 | €1,610 | - | - | - |
| Gross operating margin9900 | -€7,579 | €22,473 | €249,448 | -€18,797 | -€11,537 | -€133,113 | -€4,719 | ▲ 96.5% |
| Operating profit (loss)9901 | -€19,042 | €19,888 | €234,172 | -€34,246 | -€13,147 | -€133,113 | -€4,719 | ▲ 96.5% |
| Recurring financial income75 | €132 | - | - | - | - | - | - | - |
| Financial charges65/66B | - | - | - | €624 | €20,391 | €20,065 | - | - |
| Recurring financial charges65 | €226 | €1,519 | - | €624 | €20,391 | €20,065 | - | - |
| Profit (loss) for the period before taxes9903 | -€19,136 | €18,369 | €234,172 | -€34,870 | -€33,538 | -€153,178 | -€4,719 | ▲ 96.9% |
| Income taxes67/77 | - | - | €63,500 | €2,517 | - | - | - | - |
| Profit (loss) for the period9904 | -€19,136 | €18,369 | €170,672 | -€37,387 | -€33,538 | -€153,178 | -€4,719 | ▲ 96.9% |
| Profit (loss) for the period to be appropriated9905 | -€19,136 | €18,369 | €170,672 | -€37,387 | -€33,538 | -€153,178 | -€4,719 | ▲ 96.9% |
| Line | 2018 | 2019 | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €1.0m | €1.0m | €0.4m | €0.3m | €0.6m | €0.02m | €0.01m | ▼ 27.0% |
| Fixed assets21/28 | €0.04m | €0.04m | €0.06m | €0.03m | €0.03m | - | - | - |
| Intangible fixed assets21 | - | - | €0.002m | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €0.04m | €0.04m | €0.06m | €0.03m | €0.03m | - | - | - |
| Plant, machinery and equipment23 | - | - | - | €0.001m | €0.001m | - | - | - |
| Furniture and vehicles24 | - | - | - | €0.03m | €0.03m | - | - | - |
| Current assets29/58 | €1.0m | €1.0m | €0.4m | €0.2m | €0.5m | €0.02m | €0.01m | ▼ 27.0% |
| Stocks and contracts in progress3 | €0.9m | €0.9m | €0.3m | €0.2m | €0.2m | - | - | - |
| Stocks30/36 | - | - | - | €0.2m | €0.2m | - | - | - |
| Amounts receivable within one year40/41 | €0.01m | €0.1m | €0.005m | €0.003m | €0.3m | - | €0.01m | - |
| Other amounts receivable41 | - | - | - | €0.003m | €0.3m | - | €0.01m | - |
| Current investments50/53 | - | - | - | €0.006m | - | - | - | - |
| Cash at bank and in hand54/58 | €0.009m | €0.009m | €0.09m | €0.003m | €0.006m | €0.02m | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €1.0m | €1.0m | €0.4m | €0.3m | €0.6m | €0.02m | €0.01m | ▼ 27.0% |
| Equity10/15 | €0.07m | €0.09m | €0.3m | €0.2m | €0.2m | €0.02m | €0.01m | ▼ 27.0% |
| Contributions10/11 | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Contributions outside capital11 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Other1109/19 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Reserves13 | €0.002m | €0.07m | €0.2m | €0.2m | €0.2m | €0.002m | €0.002m | = |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Distributable reserves133 | - | - | - | €0.2m | €0.2m | - | - | - |
| Profit (loss) carried forward14 | €0.05m | €0.07m | €0.05m | €0.01m | - | -€0.003m | -€0.008m | ▼ 160% |
| Amounts payable17/49 | €0.9m | €1.0m | €0.2m | €0.07m | €0.4m | - | - | - |
| Amounts payable after more than one year17 | €0.6m | €0.6m | €0.1m | - | - | - | - | - |
| Amounts payable within one year42/48 | €0.3m | €0.3m | €0.07m | €0.07m | €0.4m | - | - | - |
| Financial debts43 | - | - | - | - | €0.3m | - | - | - |
| Credit institutions430/8 | - | - | - | - | €0.3m | - | - | - |
| Trade debts44 | €0.05m | €0.07m | €0.006m | €0.02m | €0.02m | - | - | - |
| Suppliers440/4 | - | - | - | €0.02m | €0.02m | - | - | - |
| Other amounts payable47/48 | - | - | - | €0.05m | €0.08m | - | - | - |
| Line | 2018 | 2019 | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€19,136 | €18,369 | €170,672 | -€37,387 | -€33,538 | -€153,178 | -€4,719 | ▲ 96.9% |
| + Depreciation and write-downs630 | €9,213 | €2,585 | €10,212 | €12,976 | - | - | - | - |
| Operating cash flow (approximation) | -€9,923 | €20,954 | €180,884 | -€24,411 | -€33,538 | -€153,178 | -€4,719 | ▲ 96.9% |
| Investment in fixed assets (approximation) | - | €0 | -€34,512 | - | €0 | - | - | - |
| Change in cash | - | €0 | €83,065 | - | €2,659 | €11,871 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 13 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 30-08-2026 | 2026-00477332 |
| 31-12-2024 | micro format | 30-12-2025 | 2025-00592072 |
| 31-12-2023 | micro format | 22-11-2024 | 2024-00603209 |
| 31-12-2022 | micro format | 28-12-2023 | 2023-00538294 |
| 31-12-2020 | micro format | 13-11-2021 | 2021-77300299 |
| 31-12-2019 | micro format | 13-11-2021 | 2021-77300298 |
| 31-12-2018 | micro format | 30-12-2019 | 2019-78100065 |
| 31-12-2017 | abbreviated format | 28-08-2018 | 2018-52400473 |
| 31-12-2016 | abbreviated format | 28-08-2017 | 2017-53100138 |
| 31-12-2015 | abbreviated format | 31-08-2016 | 2016-56400521 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
About the unread acts
We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 14 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 73347A0285/00F003 | Flanders | 324 m² | - | - |