EBURA
ActiveEBURA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €-21k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 61% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-88
Solvency81▼-19
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.08 against 4.23 in 2024; short-term debt: 44.2% and cash: 32% of total assets), and 44.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.8%
Return on assets
-21.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
23 d late
2022
30 d late
2021
31 d late
2020
24 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▼ 27.9%
2024 · €75k
2018: €19k
2019: €25k
2020: €38k
2021: €27k
2022: €43k
2023: €60k
2024: €75k
2018 → 2025
Total assets
€97k▲ 2.1%
2024 · €95k
2018: €50k
2019: €42k
2020: €54k
2021: €52k
2022: €57k
2023: €72k
2024: €95k
2018 → 2025
Net result
€-21k
2024 · €15k
2018: €-956
2019: €6k
2020: €13k
2021: €5k
2022: €17k
2023: €17k
2024: €15k
2018 → 2025
Working capital
€46k▼ 28.3%
2024 · €64k
2018: €18k
2019: €24k
2020: €37k
2021: €20k
2022: €37k
2023: €51k
2024: €64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€43k▲ 61.8%€60k▲ 38.4%€75k▲ 24.8%€54k▼ 27.9%
Operating result€9k-€25k▲ 192%€26k▲ 0.9%€24k▼ 5.8%€-20k
Net result€5k-€17k▲ 237%€17k▲ 0.5%€15k▼ 10.6%€-21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €24k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€8k▼ 25.8%
Current assets
€89k▲ 5.6%
Equity and liabilities €97k
Equity
€54k▼ 27.9%
Debt
€43k▲ 115%
The debt ratio rises from 21.0% to 44.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-17k▼
2024 · €26k
Cash flow
€-18k▼
2024 · €17k
Solvency
55.8%▼
2024 · 79.0%
Current ratio
2.08▼
2024 · 4.23
Quick ratio
2.08▼
2024 · 4.23
Debt / equity
0.79▲
2024 · 0.27
ROE
-38.7%▼
2024 · 19.9%
ROA
-21.6%▼
2024 · 15.7%
Interest coverage
-34.94▼
2024 · 36.95
Debt
€43k▲
2024 · €20k
Debt ≤ 1 year
€43k▲
2024 · €20k
Income taxes
€173▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€97k▲
Fixed assets21/28€11k€8k▼
Tangible fixed assets22/27€11k€8k▼
Furniture and vehicles24€6k€3k▼
Other tangible fixed assets26€5k€5k=
Current assets29/58€84k€89k▲
Amounts receivable within one year40/41€63k€47k▼
Trade receivables40€35k€12k▼
Other amounts receivable41€28k€36k▲
Current investments50/53€15k€0▼
Cash at bank and in hand54/58€6k€31k▲
Deferred charges and accrued income490/1-€11k
Equity and liabilities
Total equity and liabilities10/49€95k€97k▲
Equity10/15€75k€54k▼
Contributions10/11€13k€13k=
Reserves13€62k€61k▼
Non-distributable reserves130/1€1k€0▼
Reserves not available under the articles1311€1k€0▼
Distributable reserves133€61k€61k▼
Profit (loss) carried forward14-€-19k
Amounts payable17/49€20k€43k▲
Amounts payable within one year42/48€20k€43k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43-€836
Credit institutions430/8-€836
Trade debts44€8k€28k▲
Suppliers440/4€8k€28k▲
Taxes, remuneration and social security45€11k€14k▲
Taxes450/3€11k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€400€115▼
Gross operating margin9900€27k€-17k▼
Operating profit (loss)9901€24k€-20k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€717€500▼
Recurring financial charges65€717€500▼
Profit (loss) for the period before taxes9903€23k€-21k▼
Income taxes67/77€8k€173▼
Profit (loss) for the period9904€15k€-21k▼
Profit (loss) for the period to be appropriated9905€15k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€-21k▼
Transfer from equity791/2-€2k
Transfer to equity691/2€15k€0▼
To other reserves6921€15k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-21k ▼240%
Net result drops to €-21k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Highest result since 2018net €17k ▲0.5%
Operating result €26k, net result €17k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 3.65
Current ratio from 1.81 to 3.65; short-term debt falls from €25k to €14k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heerbaan 4503582 BeringenGround area
2,684 m²
Building footprint
269 m²
Volume, LiDAR
1,207 m³
Parcel 71522D0827/00D022, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ebura
since 20142.234.719.355
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71522D0827/00D022 | Flanders | 2,684 m² | 1 · 269 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 750 EUR awarded · 1,050 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 750 EUR | 1,050 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500CLB03CE90DEW59
Similar companies · same sector, comparable size
NAJJAR
BE 0454.310.386
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CAMADA
BE 0768.597.316
Watermaal-Bosvoorde · Eq €54k
MAVIOS
BE 0777.753.819
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AVCOTECH
BE 0731.637.148
Mettet · Eq €54k
REHASPORT
BE 0816.918.162
Ham-sur-Heure-Nalinnes · Eq €54k
Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,931 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2014
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.