EBOVA
ActiveEBOVA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.60M and a net result of €97k. Equity is growing by ~26.2% per year across the filed fiscal years. Its solvency ranks better than 42% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability66▼-7
Solvency45▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity short (current ratio 0.72 against 0.06 in 2023; short-term debt: 5.2% and cash: 0% of total assets), and 80.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.7%
Return on assets
1.2%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
21 d early
2022
3 d early
2021
17 d early
2020
32 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.60M▲ 124%
2023 · €717k
2019: €381k
2020: €357k
2021: €453k
2022: €538k
2023: €717k
2019 → 2025
Total assets
€8.14M▲ 52.5%
2023 · €5.34M
2019: €3.10M
2020: €4.05M
2021: €3.97M
2022: €5.02M
2023: €5.34M
2019 → 2025
Net result
€97k▼ 45.8%
2023 · €179k
2019: €293k
2020: €-24k
2021: €96k
2022: €85k
2023: €179k
2019 → 2025
Working capital
€-120k▲ 53.5%
2023 · €-258k
2019: €-102k
2020: €-151k
2021: €-168k
2022: €-66k
2023: €-258k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€357k-€453k▲ 27.0%€538k▲ 18.8%€717k▲ 33.2%€1.60M▲ 124%
Operating result€15k-€199k▲ 1,262%€167k▼ 15.8%€313k▲ 87.2%€252k▼ 19.4%
Net result€-24k-€96k€85k▼ 11.3%€179k▲ 109%€97k▼ 45.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €252k in 2025, compared with €313k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €8.14M
Fixed assets
€7.84M▲ 47.2%
Current assets
€305k▲ 1,901%
Equity and liabilities €8.14M
Equity
€1.60M▲ 124%
Provisions
€88k▲ 35.3%
Debt
€6.45M▲ 41.5%
The debt ratio falls from 85.3% to 79.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€671k▲
2023 · €491k
Cash flow
€516k▲
2023 · €356k
Solvency
19.7%▲
2023 · 13.4%
Current ratio
0.72▲
2023 · 0.06
Quick ratio
0.72▲
2023 · 0.06
Debt / equity
4.02▼
2023 · 6.35
ROE
6.0%▼
2023 · 24.9%
ROA
1.2%▼
2023 · 3.3%
Interest coverage
5.47▼
2023 · 6.85
Debt
€6.45M▲
2023 · €4.56M
Debt ≤ 1 year
€425k▲
2023 · €273k
Debt > 1 year
€5.82M▲
2023 · €4.02M
Income taxes
€39k▼
2023 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€5.34M€8.14M▲
Fixed assets21/28€5.33M€7.84M▲
Tangible fixed assets22/27€5.33M€7.84M▲
Land and buildings22€5.32M€7.83M▲
Plant, machinery and equipment23€7k€6k▼
Current assets29/58€15k€305k▲
Amounts receivable within one year40/41€198€290k▲
Trade receivables40€0€281k▲
Other amounts receivable41€198€8k▲
Cash at bank and in hand54/58€4k€3k▼
Deferred charges and accrued income490/1€11k€13k▲
Equity and liabilities
Total equity and liabilities10/49€5.34M€8.14M▲
Equity10/15€717k€1.60M▲
Contributions10/11€120k€333k▲
Reserves13€597k€1.27M▲
Non-distributable reserves130/1€6k-
Reserves not available under the articles1311€6k-
Tax-exempt reserves132€196k€245k▲
Distributable reserves133€396k€1.03M▲
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€65k€88k▲
Deferred taxes168€65k€88k▲
Amounts payable17/49€4.56M€6.45M▲
Amounts payable after more than one year17€4.02M€5.82M▲
Financial debts170/4€2.68M€4.02M▲
Other amounts payable178/9€1.34M€1.80M▲
Amounts payable within one year42/48€273k€425k▲
Current portion of amounts payable after more than one year42€235k€354k▲
Trade debts44€0€445▲
Suppliers440/4€0€445▲
Taxes, remuneration and social security45€39k€18k▼
Taxes450/3€39k€18k▼
Other amounts payable47/48-€53k
Accrued charges and deferred income492/3€261k€201k▼
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€178k€419k▲
Other operating charges640/8€10k€32k▲
Gross operating margin9900€500k€703k▲
Operating profit (loss)9901€313k€252k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€72k€123k▲
Recurring financial charges65€72k€123k▲
Profit (loss) for the period before taxes9903€242k€130k▼
Transfer from deferred taxes780€4k€6k▲
Income taxes67/77€67k€39k▼
Profit (loss) for the period9904€179k€97k▼
Transfer from tax-exempt reserves789€12k€18k▲
Profit (loss) for the period to be appropriated9905€191k€115k▼
Appropriation of the result
Profit (loss) to be appropriated9906€191k€134k▼
Profit (loss) brought forward from the previous period14P-€19k
Transfer to equity691/2€191k€134k▼
To other reserves6921€191k€134k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €1MEq €1.60M ▲124%
4 profitable years in a row build equity to €1.60M.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €500kEq €538k ▲18.8%
2 profitable years in a row build equity to €538k.
2021
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €96k
Net result €96k after one loss-making year.
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-24k ▼108%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
2019
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 153A9090 Merelbeke-MelleGround area
1.4 ha
Building footprint
2,689 m²
Volume, LiDAR
20,011 m³
Parcel 44402A0238/00X002, Flanders · tallest building 8.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EBOVA
since 20072.163.769.496
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44402A0238/00X002 | Flanders | 1.4 ha | 1 · 2,689 m² | 8.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 2,866 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2007
Fiscal year end31-03
Activities, NACEBEL
68110Buying and selling of own real estate
64200Holdings
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.