EBMI
ActiveEBMI has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €464k and a net result of €91k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 78% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+19
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 5.8 against 25.7 in 2024), and 17.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.9%
Return on assets
16.3%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
47 d early
2024
57 d early
2023
48 d early
2022
49 d early
2021
on the day
2020
9 d early
2019
60 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€464k▼ 19.6%
2024 · €577k
2019: €355k
2020: €404k
2021: €549k
2022: €518k
2023: €492k
2024: €577k
2019 → 2025
Total assets
€560k▼ 6.8%
2024 · €600k
2019: €408k
2020: €461k
2021: €580k
2022: €533k
2023: €509k
2024: €600k
2019 → 2025
Net result
€91k▲ 0.5%
2024 · €91k
2019: €138k
2020: €73k
2021: €147k
2022: €113k
2023: €-25k
2024: €91k
2019 → 2025
Working capital
€460k▼ 20.0%
2024 · €575k
2019: €334k
2020: €402k
2021: €547k
2022: €515k
2023: €490k
2024: €575k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€549k-€518k▼ 5.7%€492k▼ 5.0%€577k▲ 17.3%€464k▼ 19.6%
Operating result€186k-€158k▼ 14.8%€-3k€122k€122k▼ 0.1%
Net result€147k-€113k▼ 22.7%€-25k€91k€91k▲ 0.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €560k
Fixed assets
€4k▲ 77.5%
Current assets
€556k▼ 7.1%
Equity and liabilities €560k
Equity
€464k▼ 19.6%
Debt
€96k▲ 312%
The debt ratio rises from 3.9% to 17.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€122k▲
2024 · €122k
Cash flow
€92k▲
2024 · €91k
Solvency
82.9%▼
2024 · 96.1%
Current ratio
5.80▼
2024 · 25.70
Quick ratio
5.80▼
2024 · 25.70
Debt / equity
0.21▲
2024 · 0.04
ROE
19.7%▲
2024 · 15.7%
ROA
16.3%▲
2024 · 15.1%
Interest coverage
1283.99▲
2024 · 915.68
Debt
€96k▲
2024 · €23k
Debt ≤ 1 year
€96k▲
2024 · €23k
Income taxes
€36k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€600k€560k▼
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27€2k€4k▲
Plant, machinery and equipment23€671€349▼
Furniture and vehicles24€413€347▼
Other tangible fixed assets26€1k€3k▲
Current assets29/58€598k€556k▼
Amounts receivable after more than one year29€150k€150k=
Other amounts receivable291€150k€150k=
Amounts receivable within one year40/41€20k€17k▼
Trade receivables40€20k€17k▼
Current investments50/53€217k€219k▲
Cash at bank and in hand54/58€209k€168k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€600k€560k▼
Equity10/15€577k€464k▼
Contributions10/11€6k€6k=
Reserves13€571k€458k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€18k€18k=
Distributable reserves133€551k€438k▼
Amounts payable17/49€23k€96k▲
Amounts payable within one year42/48€23k€96k▲
Trade debts44€588€1k▲
Suppliers440/4€588€1k▲
Taxes, remuneration and social security45€13k€16k▲
Taxes450/3€13k€16k▲
Other amounts payable47/48€10k€79k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€478€779▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€123k€124k▲
Operating profit (loss)9901€122k€122k▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€133€95▼
Recurring financial charges65€133€95▼
Profit (loss) for the period before taxes9903€124k€127k▲
Income taxes67/77€34k€36k▲
Profit (loss) for the period9904€91k€91k▲
Profit (loss) for the period to be appropriated9905€91k€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€91k€91k▲
Profit (loss) brought forward from the previous period14P€-233-
Transfer from equity791/2-€203k
Transfer to equity691/2€85k€89k▲
To other reserves6921€85k€89k▲
Profit to be distributed694/7€6k€205k▲
Return on contributions (dividend)694-€205k
Directors or managers695€6k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
05-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €91k
Net result €91k after one loss-making year.
30-06
Financial
Equity above €500kEq €577k ▲17.3%
Equity rises from €492k to €577k.
2023
14-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-25k ▼122%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €147k ▲99.7%
Net result €147k, the highest in the series.
30-06
Financial
Liquidity doublescurrent ratio 18.61
Current ratio from 8.05 to 18.61; short-term debt falls from €57k to €31k.
30-06
Financial
Equity above €500kEq €549k ▲36.1%
3 profitable years in a row build equity to €549k.
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bekelstraat 1559100 Sint-NiklaasGround area
1,131 m²
Building footprint
180 m²
Volume, LiDAR
931 m³
Parcel 46021A0105/00B000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EBMI
since 20092.178.621.582
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46021A0105/00B000 | Flanders | 1,131 m² | 1 · 180 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANTARAS
BE 0841.416.701
Aalst · Eq €464k
YEAST
BE 0540.600.301
Poperinge · Eq €464k
STEGRA
BE 0869.984.486
Heist-op-den-Berg · Eq €463k
i-BIS
BE 0862.855.283
Haaltert · Eq €463k
INOCA RESEARCH AND DEVELOPMENT
BE 0658.904.172
Sint-Jans-Molenbeek · Eq €463k
Of 29,880 companies in sector 62200 we hold annual accounts for 18,324. 12,230 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-05-2009
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.