Summary
EBM-Projects is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €588,992 and a net result of €229,097. Equity has been growing by about 46% per year since 2018. Its solvency ranks better than 78% of 9,754 sector peers (NACE 64, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 03-02-2017 Normal situation
- Activity
- Activities of holding companies NACE 64210
- Establishment unit
- 2.260.965.179 3940 Hechtel-Eksel, since 03-02-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 28-09-2026
Board and ownership
Board
- Bongaerts MarkDirector
- Holdings
- Shares in 2 companies DERDAELE + and B2B Construct
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €229,097
- ▲ 161%
- Equity
- €588,992
- ▲ 28.1%
- Total assets
- €736,164
- ▲ 41.7%
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
32 days early
2024
31 days early
2023
29 days early
2022
14 days early
2021
34 days early
2020
33 days early
2019
18 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 29-06-2026 at the NBB all 8 filings
Equity
€588,992▲ 28.1%
2024 · €459,895
Net result
€229,097▲ 161%
2024 · €87,727
Total assets
€736,164▲ 41.7%
2024 · €519,431
Solvency
80.0%▼ 8.5pp
2024 · 88.5%
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€51,780
▼ 4.5%
2025
20182025
Net result
€229,097
▲ 161%
2025
highest quarter of the sector
20182025
Equity
€588,992
▲ 28.1%
2025
highest quarter of the sector
20182025
Total assets
€736,164
▲ 41.7%
2025
middle half of the sector
20182025
Debt
€147,172
▲ 147%
2025
20182025
Working capital
€258,013
▲ 94.8%
2025
highest quarter of the sector
20182025
Solvency
80.0%
▼ 8.5pp
2025
highest quarter of the sector
20182025
Current ratio
2.87
▼ 1.30
2025
middle half of the sector
20182025
Return on assets (ROA)
31.1%
▲ 14.2pp
2025
highest quarter of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€52,299-€35,770▼ 31.6%€57,225▲ 60.0%€44,400▼ 22.4%€65,553▲ 47.6%€55,751▼ 15.0%€54,224▼ 2.7%€51,780▼ 4.5%
Net result€33,378-€22,031▼ 34.0%€45,604within the sector's middle half▲ 107%€27,008within the sector's middle half▼ 40.8%€92,395above the sector's middle half▲ 242%€138,625above the sector's middle half▲ 50.0%€87,727above the sector's middle half▼ 36.7%€229,097above the sector's middle half▲ 161%
Equity€45,238-€66,469▲ 46.9%€111,273below the sector's middle half▲ 67.4%€137,481within the sector's middle half▲ 23.6%€235,176within the sector's middle half▲ 71.1%€373,001within the sector's middle half▲ 58.6%€459,895above the sector's middle half▲ 23.3%€588,992above the sector's middle half▲ 28.1%
Total assets€257,216-€237,979▼ 7.5%€284,268below the sector's middle half▲ 19.5%€276,858within the sector's middle half▼ 2.6%€361,250within the sector's middle half▲ 30.5%€443,004within the sector's middle half▲ 22.6%€519,431within the sector's middle half▲ 17.3%€736,164within the sector's middle half▲ 41.7%
Debt€211,977-€171,509▼ 19.1%€172,995▲ 0.9%€139,377▼ 19.4%€126,074▼ 9.5%€70,003▼ 44.5%€59,536▼ 15.0%€147,172▲ 147%
Working capital-€3,671--€21,170▼ 477%-€58,756within the sector's middle half▼ 178%-€65,784below the sector's middle half▼ 12.0%-€2,715within the sector's middle half▲ 95.9%€54,273within the sector's middle half€132,462within the sector's middle half▲ 144%€258,013above the sector's middle half▲ 94.8%
Solvency17.6%-27.9%▲ 10.3pp39.1%within the sector's middle half▲ 11.2pp49.7%within the sector's middle half▲ 10.5pp65.1%within the sector's middle half▲ 15.4pp84.2%above the sector's middle half▲ 19.1pp88.5%above the sector's middle half▲ 4.3pp80.0%above the sector's middle half▼ 8.5pp
Current ratio0.94-0.64▼ 0.300.41within the sector's middle half▼ 0.220.39below the sector's middle half▼ 0.020.97within the sector's middle half▲ 0.582.28within the sector's middle half▲ 1.314.17within the sector's middle half▲ 1.882.87within the sector's middle half▼ 1.30
Return on assets (ROA)13.0%-9.3%▼ 3.7pp16.0%above the sector's middle half▲ 6.8pp9.8%within the sector's middle half▼ 6.3pp25.6%above the sector's middle half▲ 15.8pp31.3%above the sector's middle half▲ 5.7pp16.9%within the sector's middle half▼ 14.4pp31.1%above the sector's middle half▲ 14.2pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 5% lower than in 2024. It is the third fall in a row.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €736,164
Fixed assets
€340,122 ▼ 1.5%
Current assets
€396,042 ▲ 127%
Equity and liabilities €736,164
Equity
€588,992 ▲ 28.1%
Debt
€147,172 ▲ 147%
Debt's share of the balance-sheet total rises from 11.5% to 20.0%. Equity and debt are higher.
Key figures and ratios
ROE
38.9%▲
2024 · 19.1%
Debt ≤ 1 year
€138,030▲
2024 · €41,829
Debt > 1 year
€6,191▼
2024 · €16,578
Income taxes
€11,577▼
2024 · €13,802
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €991 | - | - | €7,856 | €2,718 |
| Financial fixed assets | - | €50,000 | €80,000 | - | €1,465 |
| Depreciation and write-downs of the year | €9,210 | €9,027 | €9,008 | €9,182 | €1,427 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | - | - | €8,342 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,601 | €679 | €1,176 | €9,210 | €9,027 | €9,008 | €9,182 | €1,427 | ▼ 84.5% |
| Other operating charges640/8 | - | - | - | €1,245 | €1,013 | €957 | €1,106 | €1,243 | ▲ 12.4% |
| Gross operating margin9900 | €53,963 | €36,565 | €58,908 | €54,855 | €75,593 | €65,716 | €64,512 | €54,450 | ▼ 15.6% |
| Operating profit (loss)9901 | €52,299 | €35,770 | €57,225 | €44,400 | €65,553 | €55,751 | €54,224 | €51,780 | ▼ 4.5% |
| Financial income75/76B | - | - | - | - | €50,000 | €100,000 | €50,000 | €200,000 | ▲ 300% |
| Recurring financial income75 | - | - | - | - | €50,000 | €100,000 | €50,000 | €200,000 | ▲ 300% |
| Financial charges65/66B | - | - | - | €3,691 | €3,568 | €3,084 | €2,696 | €11,106 | ▲ 312% |
| Recurring financial charges65 | €1,513 | €3,465 | €3,595 | €3,691 | €3,568 | €3,084 | €2,696 | €11,106 | ▲ 312% |
| Profit (loss) for the period before taxes9903 | €50,786 | €32,305 | €53,629 | €40,709 | €111,985 | €152,666 | €101,529 | €240,674 | ▲ 137% |
| Income taxes67/77 | €17,408 | €10,274 | €8,025 | €13,701 | €19,590 | €14,041 | €13,802 | €11,577 | ▼ 16.1% |
| Profit (loss) for the period9904 | €33,378 | €22,031 | €45,604 | €27,008 | €92,395 | €138,625 | €87,727 | €229,097 | ▲ 161% |
| Profit (loss) for the period to be appropriated9905 | €33,378 | €22,031 | €45,604 | €27,008 | €92,395 | €138,625 | €87,727 | €229,097 | ▲ 161% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €257,216 | €237,979 | €284,268 | €276,858 | €361,250 | €443,004 | €519,431 | €736,164 | ▲ 41.7% |
| Formation expenses20 | €667 | €451 | €235 | €20 | - | - | - | - | - |
| Fixed assets21/28 | €200,519 | €200,056 | €242,484 | €234,481 | €275,473 | €346,465 | €345,140 | €340,122 | ▼ 1.5% |
| Tangible fixed assets22/27 | €519 | €56 | €42,484 | €34,481 | €25,473 | €16,465 | €15,140 | €8,657 | ▼ 42.8% |
| Land and buildings22 | - | - | - | - | - | - | €6,258 | €5,594 | ▼ 10.6% |
| Furniture and vehicles24 | - | - | - | €34,481 | €25,473 | €16,465 | €8,881 | €3,063 | ▼ 65.5% |
| Financial fixed assets28 | €200,000 | €200,000 | €200,000 | €200,000 | €250,000 | €330,000 | €330,000 | €331,465 | ▲ 0.4% |
| Current assets29/58 | €56,030 | €37,471 | €41,549 | €42,358 | €85,777 | €96,539 | €174,291 | €396,042 | ▲ 127% |
| Amounts receivable within one year40/41 | €21,780 | €21,780 | €13,615 | €1,139 | €1,054 | €13,880 | €13,976 | €28,387 | ▲ 103% |
| Trade receivables40 | - | - | - | - | - | €12,826 | €12,922 | €25,410 | ▲ 96.6% |
| Other amounts receivable41 | - | - | - | €1,139 | €1,054 | €1,054 | €1,054 | €2,977 | ▲ 182% |
| Current investments50/53 | - | - | €204 | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €34,250 | €15,219 | €27,129 | €39,655 | €83,111 | €81,454 | €158,895 | €365,695 | ▲ 130% |
| Deferred charges and accrued income490/1 | - | - | - | €1,564 | €1,612 | €1,205 | €1,420 | €1,961 | ▲ 38.0% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €257,216 | €237,979 | €284,268 | €276,858 | €361,250 | €443,004 | €519,431 | €736,164 | ▲ 41.7% |
| Equity10/15 | €45,238 | €66,469 | €111,273 | €137,481 | €235,176 | €373,001 | €459,895 | €588,992 | ▲ 28.1% |
| Contributions10/11 | €12,500 | €12,500 | - | €12,500 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €32,738 | €53,969 | €98,773 | €124,981 | €216,576 | €354,401 | €441,295 | €570,392 | ▲ 29.3% |
| Distributable reserves133 | - | - | - | €124,981 | €216,576 | €354,401 | €441,295 | €570,392 | ▲ 29.3% |
| Profit (loss) carried forward14 | - | - | - | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €211,977 | €171,509 | €172,995 | €139,377 | €126,074 | €70,003 | €59,536 | €147,172 | ▲ 147% |
| Amounts payable after more than one year17 | €151,777 | €112,368 | €72,190 | €31,235 | €36,520 | €26,686 | €16,578 | €6,191 | ▼ 62.7% |
| Financial debts170/4 | - | - | - | €31,235 | €36,520 | €26,686 | €16,578 | €6,191 | ▼ 62.7% |
| Amounts payable within one year42/48 | €59,701 | €58,641 | €100,305 | €108,142 | €88,492 | €42,266 | €41,829 | €138,030 | ▲ 230% |
| Current portion of amounts payable after more than one year42 | - | - | - | €40,955 | €40,807 | €9,834 | €10,108 | €10,387 | ▲ 2.8% |
| Financial debts43 | - | - | - | €3,678 | - | - | - | - | - |
| Credit institutions430/8 | - | - | - | €3,678 | - | - | - | - | - |
| Trade debts44 | €828 | €254 | €7,267 | €15,623 | €2,844 | €421 | €867 | €1,783 | ▲ 106% |
| Suppliers440/4 | - | - | - | €15,623 | €2,844 | €421 | €867 | €1,783 | ▲ 106% |
| Taxes, remuneration and social security45 | - | - | - | €5,405 | €9,916 | €12,606 | €9,386 | €27,671 | ▲ 195% |
| Taxes450/3 | - | - | - | €4,905 | €9,916 | €12,606 | €9,386 | €26,206 | ▲ 179% |
| Remuneration and social security454/9 | - | - | - | €500 | - | - | - | €1,465 | - |
| Other amounts payable47/48 | - | - | - | €42,481 | €34,926 | €19,406 | €21,469 | €98,189 | ▲ 357% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1,062 | €1,050 | €1,128 | €2,951 | ▲ 161% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33,378 | €22,031 | €45,604 | €27,008 | €92,395 | €138,625 | €87,727 | €229,097 | ▲ 161% |
| + Depreciation and write-downs630 | €1,601 | €679 | €1,176 | €9,210 | €9,027 | €9,008 | €9,182 | €1,427 | ▼ 84.5% |
| Operating cash flow (approximation) | €34,980 | €22,709 | €46,780 | €36,218 | €101,422 | €147,633 | €96,909 | €230,524 | ▲ 138% |
| Investment in fixed assets (approximation) | - | -€216 | -€43,603 | -€1,207 | -€50,020 | -€80,000 | -€7,856 | €3,591 | - |
| Change in cash | - | -€19,031 | €11,911 | €12,526 | €43,456 | -€1,657 | €77,441 | €206,800 | ▲ 167% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (8)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-06-2026 | 2026-00223345 | |
| 31-12-2024 | micro format | 30-06-2025 | 2025-00202080 | |
| 31-12-2023 | micro format | 02-07-2024 | 2024-00213571 | |
| 31-12-2022 | micro format | 17-07-2023 | 2023-00240680 | |
| 31-12-2021 | micro format | 27-06-2022 | 2022-20102846 | |
| 31-12-2020 | abbreviated format | 28-06-2021 | 2021-26200137 | |
| 31-12-2019 | abbreviated format | 13-07-2020 | 2020-29400373 | |
| 31-12-2018 | micro format | 27-06-2019 | 2019-24300330 |
Board & ownership
Directors
Directors
1 director
Bongaerts Mark
Current
Director · listed in the 2025 annual accounts, filed on 29-06-2026
Owners and capital
Capital transactions
Capital over time
- 28-12-2022 Capital stated in the deed · 186 shares
Network & group
Holdings and subsidiaries
2 holdingsHoldings 2
Source for every holding own accounts 2025
- Equity €5.5m Profit of €1.5m in 2025 (profit of €1.1m in 2024) Checked score 9210.01%
- Equity €1.3m Profit of €116,552 in 2025 (loss of €41,441 in 2024) Checked score 8710%
Connections & network
1 current directorThe network starts from the directors of EBM-Projects. Every other company they run is a node.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
29-06
micro format · 32 days before the deadline
2025
31-12
Financial
Highest result from 2018 to 2025net €229,097 ▲161%
The net result of €229,097 is the highest of those years.
31-12
Financial
Equity above €500,000equity €588,992 ▲28.1%
With a profit in every financial year since 2018, equity grows to €588,992.
30-06
micro format · 31 days before the deadline
2024
02-07
micro format · 29 days before the deadline
2023
31-12
Financial
Liquidity more than doubledcurrent ratio 2.28
The current ratio rises from 0.97 to 2.28. Short-term debt falls from €88,492 to €42,266.
17-07
micro format · 14 days before the deadline
2022
31-12
Financial
Equity above €200,000equity €235,176 ▲71.1%
With a profit in every financial year since 2018, equity grows to €235,176.
28-12
Gazette deed
MiscellaneousCapital contribution · Capital · Power of attorney9 points ▸
Gazette deed
Miscellaneous
Capital contribution · Capital · Power of attorney9 points ▸
- General meeting, 12-12-2022
- Other provision, “Kennisname overgangsmaatregel VVPRbis regel, Eerste agendapunt” (deed in Dutch)
- Other provision, “toepassingsgebied overgangsmaatregel” (deed in Dutch)
- Other provision, 02-06-2021
- Other provision, “afstand verslaggevingsverplichting uitgifte nieuwe aandelen, Tweede agendapunt A” (deed in Dutch)
- Capital contribution, €6,100
- Capital
- Power of attorney
- Other provision, “elk van de besluiten, STEMMINGEN” (deed in Dutch)
27-06
micro format · 34 days before the deadline
2021
28-06
abbreviated format · 33 days before the deadline
2020
31-12
Financial
Equity above €100,000equity €111,273 ▲67.4%
With a profit in every financial year since 2018, equity grows to €111,273.
Show earlier events
13-07
abbreviated format · 18 days before the deadline
2019
31-12
Financial
Weakest financial yearnet €22,031 ▼34%
The net result drops to €22,031, the lowest from 2018 to 2025. It recovers the following year.
27-06
micro format · 34 days before the deadline
2017
07-02
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
EBM-Projects in Dutch
Enterprise number
0670.733.422
Legal form
Private limited company
Status
Active, normale toestand
Founded
03-02-2017
Entity type
Legal entity
Registered office and establishments
Registered office
Panovenstraat 11, 3940 Hechtel-Eksel, Belgium
Establishment unit
EBM-Projects, Panovenstraat 11, 3940 Hechtel-Eksel since 03-02-2017 · unit number 2.260.965.17968110 Buying and selling of own real estate
E-mail
mark@derdaele.beHechtel-Eksel
Phone
+32498877304Hechtel-Eksel
Activities
NACEBEL 202564210
Activities of holding companies main activity
Codes under NACEBEL 2008
64200
Holdings main activity
Invoicing and payment
VAT number
BE 0670.733.422
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
1,111 m²
Building footprint
148 m²
Building volume
734 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 72006C0118/00W004 | Flanders | 1,111 m² | 1 · 147 m² | 7.0 m · 2 |