EBM
ActiveSummary
EBM has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €2.0m and a net result of €174,817. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 87% of 99 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability78▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180,000 at 30 days acceptable
Liquidity ample (current ratio 8.0 against 7.58 in 2025; short-term debt: 11.5% and cash: 65% of total assets), and 13.8% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
86.2%
Return on assets
7.4%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 22-07-2026, 101 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
101 d early
2025
31 d early
2024
31 d early
2023
81 d early
2022
62 d early
2021
48 d early
2020
59 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 59 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-03-2027 close31-10-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
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Financials · fiscal year 2026, abbreviated schema
In the rankings
#5 company by equity in Stabroek, Construction sector#8 company by total assets in Stabroek, Construction sector
Equity
€2.0m▲ 9.3%
2025 · €1.9m
Total assets
€2.4m▲ 6.7%
2025 · €2.2m
Net result
€174,817▼ 1.1%
2025 · €176,739
Working capital
€1.9m▲ 9.4%
2025 · €1.7m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€29,871▼ 83.0%€311,846▲ 944%€477,632▲ 53.2%€261,489▼ 45.3%€290,678▲ 11.2%
Net result€397below the sector's middle half▼ 99.7%€232,808above the sector's middle half▲ 58,616%€338,384above the sector's middle half▲ 45.3%€176,739above the sector's middle half▼ 47.8%€174,817▼ 1.1%
Equity€1.1mabove the sector's middle half=€1.4mabove the sector's middle half▲ 20.7%€1.7mabove the sector's middle half▲ 24.9%€1.9mabove the sector's middle half▲ 10.4%€2.0m▲ 9.3%
Total assets€1.8mabove the sector's middle half▼ 0.3%€2.1mabove the sector's middle half▲ 22.8%€2.5mabove the sector's middle half▲ 15.2%€2.2mabove the sector's middle half▼ 10.2%€2.4m▲ 6.7%
Debt€605,970▲ 0.1%€758,835▲ 25.2%€729,976▼ 3.8%€314,802▼ 56.9%€298,691▼ 5.1%
Working capital€1.0m▼ 2.1%€1.3m▲ 26.8%€1.5m▲ 20.6%€1.7m▲ 12.8%€1.9m▲ 9.4%
Solvency64.2%above the sector's middle half▲ 0.2pp63.1%above the sector's middle half▼ 1.1pp68.5%above the sector's middle half▲ 5.4pp84.2%above the sector's middle half▲ 15.7pp86.2%▲ 2.1pp
Staff (FTE)7.1within the sector's middle half▼ 20.2%6.9within the sector's middle half▼ 2.8%5.7within the sector's middle half▼ 17.4%6.2within the sector's middle half▲ 8.8%6.1▼ 1.6%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 11% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €2.4m
Fixed assets
€188,790 ▼ 10.0%
Current assets
€2.2m ▲ 8.5%
Equity and liabilities €2.4m
Equity
€2.0m ▲ 9.3%
Provisions
€28,491 ▼ 23.9%
Debt
€298,691 ▼ 5.1%
Debt's share of the balance-sheet total falls from 14.2% to 12.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€351,503▲
2025 · €321,256
Cash flow
€235,642▼
2025 · €236,506
Current ratio
8.00▲
2025 · 7.58
Quick ratio
7.74▲
2025 · 7.29
Debt to equity
0.15▼
2025 · 0.17
ROE
8.5%▼
2025 · 9.4%
ROA
7.4%▼
2025 · 7.9%
Interest coverage
6.73▼
2025 · 96.73
Debt ≤ 1 year
€272,977▲
2025 · €265,838
Debt > 1 year
€24,784▼
2025 · €48,787
Income taxes
€72,065▼
2025 · €102,892
Staff costs
€434,390▲
2025 · €423,654
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1,653 | €0 | - | - | - | - |
| Remuneration, social security and pensions62 | €381,392 | €393,543 | €359,925 | €423,654 | €434,390 | ▲ 2.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €52,741 | €55,067 | €50,988 | €59,767 | €60,825 | ▲ 1.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €37,019 | €0 | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€5,658 | €13,750 | €16,187 | -€13,382 | -€8,950 | ▲ 33.1% |
| Other operating charges640/8 | €14,577 | €7,401 | €31,249 | €8,294 | €7,959 | ▼ 4.0% |
| Non-recurring operating charges66A | €5,095 | €0 | €1,246 | €0 | - | - |
| Gross operating margin9900 | €478,018 | €781,606 | €974,247 | €739,823 | €784,902 | ▲ 6.1% |
| Operating profit (loss)9901 | €29,871 | €311,846 | €477,632 | €261,489 | €290,678 | ▲ 11.2% |
| Financial income75/76B | €8,397 | €13,531 | €15,693 | €21,463 | €8,644 | ▼ 59.7% |
| Recurring financial income75 | €8,397 | €13,531 | €15,693 | €21,463 | €8,644 | ▼ 59.7% |
| Financial charges65/66B | €6,833 | €6,442 | €4,374 | €3,321 | €52,441 | ▲ 1,479% |
| Recurring financial charges65 | €6,833 | €6,021 | €4,374 | €3,321 | €52,241 | ▲ 1,473% |
| Non-recurring financial charges66B | - | €421 | €0 | - | €200 | - |
| Profit (loss) for the period before taxes9903 | €31,434 | €318,935 | €488,951 | €279,631 | €246,882 | ▼ 11.7% |
| Income taxes67/77 | €31,038 | €86,126 | €150,568 | €102,892 | €72,065 | ▼ 30.0% |
| Profit (loss) for the period9904 | €397 | €232,808 | €338,384 | €176,739 | €174,817 | ▼ 1.1% |
| Transfer from tax-exempt reserves789 | €0 | - | - | €71,200 | €0 | ▼ 100% |
| Transfer to tax-exempt reserves689 | - | €105,250 | €84,200 | €105,250 | €84,200 | ▼ 20.0% |
| Profit (loss) for the period to be appropriated9905 | €397 | €127,558 | €254,184 | €142,689 | €90,617 | ▼ 36.5% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.8m | €2.1m | €2.5m | €2.2m | €2.4m | ▲ 6.7% |
| Fixed assets21/28 | €255,232 | €225,958 | €268,665 | €209,736 | €188,790 | ▼ 10.0% |
| Intangible fixed assets21 | €6,233 | €4,653 | €3,073 | €1,493 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €248,830 | €221,137 | €265,343 | €207,995 | €188,542 | ▼ 9.4% |
| Land and buildings22 | €159,305 | €143,244 | €127,230 | €111,216 | €95,202 | ▼ 14.4% |
| Plant, machinery and equipment23 | €873 | €332 | €0 | €1,088 | €725 | ▼ 33.3% |
| Furniture and vehicles24 | €88,652 | €77,561 | €138,113 | €95,691 | €92,615 | ▼ 3.2% |
| Financial fixed assets28 | €168 | €168 | €248 | €248 | €248 | = |
| Current assets29/58 | €1.5m | €1.9m | €2.2m | €2.0m | €2.2m | ▲ 8.5% |
| Stocks and contracts in progress3 | €91,087 | €110,022 | €60,368 | €75,134 | €72,204 | ▼ 3.9% |
| Stocks30/36 | €91,087 | €110,022 | €60,368 | €75,134 | €72,204 | ▼ 3.9% |
| Amounts receivable within one year40/41 | €743,163 | €1.4m | €1.4m | €1.1m | €548,077 | ▼ 48.4% |
| Trade receivables40 | €680,775 | €1.3m | €1.4m | €964,761 | €449,502 | ▼ 53.4% |
| Other amounts receivable41 | €62,389 | €94,633 | €65,134 | €97,356 | €98,574 | ▲ 1.3% |
| Current investments50/53 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €648,988 | €413,806 | €688,002 | €861,516 | €1.5m | ▲ 79.1% |
| Deferred charges and accrued income490/1 | €11,858 | €17,880 | €16,355 | €15,143 | €21,172 | ▲ 39.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.8m | €2.1m | €2.5m | €2.2m | €2.4m | ▲ 6.7% |
| Equity10/15 | €1.1m | €1.4m | €1.7m | €1.9m | €2.0m | ▲ 9.3% |
| Contributions10/11 | €30,987 | €30,987 | €30,987 | €30,987 | €30,987 | = |
| Reserves13 | €1.1m | €1.3m | €1.7m | €1.8m | €2.0m | ▲ 9.5% |
| Non-distributable reserves130/1 | €3,099 | €3,099 | €3,099 | €3,099 | €3,099 | = |
| Reserves not available under the articles1311 | €3,099 | €3,099 | €3,099 | €3,099 | €3,099 | = |
| Tax-exempt reserves132 | €71,200 | €176,450 | €260,650 | €294,700 | €378,900 | ▲ 28.6% |
| Distributable reserves133 | €1.0m | €1.1m | €1.4m | €1.5m | €1.6m | ▲ 5.9% |
| Provisions and deferred taxes16 | €20,886 | €34,636 | €50,823 | €37,441 | €28,491 | ▼ 23.9% |
| Provisions for liabilities and charges160/5 | €20,886 | €34,636 | €50,823 | €37,441 | €28,491 | ▼ 23.9% |
| Environmental obligations163 | €20,886 | €34,636 | - | - | - | - |
| Other liabilities and charges164/5 | - | - | €50,823 | €37,441 | €28,491 | ▼ 23.9% |
| Amounts payable17/49 | €605,970 | €758,835 | €729,976 | €314,802 | €298,691 | ▼ 5.1% |
| Amounts payable after more than one year17 | €123,479 | €94,549 | €72,034 | €48,787 | €24,784 | ▼ 49.2% |
| Financial debts170/4 | €123,479 | €94,549 | €72,034 | €48,787 | €24,784 | ▼ 49.2% |
| Amounts payable within one year42/48 | €481,224 | €638,594 | €657,380 | €265,838 | €272,977 | ▲ 2.7% |
| Current portion of amounts payable after more than one year42 | €28,180 | €28,930 | €22,515 | €23,247 | €24,003 | ▲ 3.3% |
| Trade debts44 | €409,635 | €539,410 | €521,838 | €186,962 | €212,159 | ▲ 13.5% |
| Suppliers440/4 | €409,635 | €539,410 | €521,838 | €186,962 | €212,159 | ▲ 13.5% |
| Taxes, remuneration and social security45 | €28,289 | €66,636 | €108,538 | €55,629 | €36,815 | ▼ 33.8% |
| Taxes450/3 | €4,793 | €26,791 | €80,441 | €27,721 | €1,952 | ▼ 93.0% |
| Remuneration and social security454/9 | €23,496 | €39,845 | €28,097 | €27,908 | €34,863 | ▲ 24.9% |
| Other amounts payable47/48 | €15,120 | €3,619 | €4,489 | €0 | - | - |
| Accrued charges and deferred income492/3 | €1,268 | €25,692 | €561 | €177 | €930 | ▲ 424% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €397 | €232,808 | €338,384 | €176,739 | €174,817 | ▼ 1.1% |
| + Depreciation and write-downs630 | €52,741 | €55,067 | €50,988 | €59,767 | €60,825 | ▲ 1.8% |
| Operating cash flow (approximation) | €53,138 | €287,876 | €389,372 | €236,506 | €235,642 | ▼ 0.4% |
| Investment in fixed assets (approximation) | - | -€25,794 | -€93,694 | -€839 | -€39,879 | ▼ 4,655% |
| Change in cash | - | -€235,182 | €274,196 | €173,515 | €681,643 | ▲ 293% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Equity above €2mEq €2.0m ▲9.3%
8 profitable years in a row build equity to €2.0m.
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Liquidity doublescurrent ratio 7.58
Current ratio from 3.36 to 7.58; short-term debt falls from €657,380 to €265,838.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Highest result since 2019net €338,384 ▲45.3%
Operating result €477,632, net result €338,384, both a record.
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Weakest financial yearnet €397 ▼99.7%
Net result drops to €397, the lowest in the series; recovery starts the following year.
2021
13-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Equity above €1mEq €1.1m ▲12.8%
3 profitable years in a row build equity to €1.1m.
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Show earlier events
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stabroek · 1 establishment unit since 1999
Ground area
1.2 ha
Building footprint
1,516 m²
Volume, LiDAR
11,269 m³
Parcel 11044C0115/00E000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EBM
since 19992.091.485.096
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11044C0115/00E000 | Flanders | 1.2 ha | 1 · 1,516 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 3,293 EUR awarded · 2,756 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,033 EUR | 1,529 EUR |
| 2024 | 1 | 309 EUR | 309 EUR |
| 2023 | 1 | 357 EUR | 324 EUR |
| 2022 | 1 | 594 EUR | 594 EUR |
Recognitions · licences · registrations
Recognised contractor
4 categoriesEBM BV36076
Legal Entity Identifier
254900S8C1VUUWX8BA88
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Of 22,831 companies in sector 43211 we hold annual accounts for 10,329. 2,837 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded25-05-1999
Fiscal year end31-03
Activities, NACEBEL 2025
43211General electrical installation work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0466104893
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.