Financials
- Fiscal year
- 2024
- Total assets
- €3,237
- Profit
- €2,115
- Solvency
- -114.1%
EBLA
ActiveSummary
The computed 12-month bankruptcy probability of EBLA is 4.7% (elevated). The 2024 annual accounts show negative equity (-€3,692) and a net result of €2,115. Its solvency ranks better than 9% of 15872 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Wholesale trade
NACE 46424
1 site
Size
€3,237total assets 2024
- Equity
- -€3,692
- Profit
- €2,115
Turnover not published (abridged schema)
Structure
Accounts filed 88 d late0 of 2 deeds read
Why 38- Figures for FY 2024 (filed 04-11-2025)- 1 financial year not filed after the legal deadline; latest accounts 88 days late; 1 of the last 3 late- Founded in 2023+ Liquidity: current ratio 0.13, cash €904Show the evidence
Checked score
Score 2024
38
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 44% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
0
equity -114.1% of total assets
Liquidity
35
short-term debt 214.1% · cash 27.9%
Profitability
100
return on assets 65.3%
Bankruptcy probability, 12 months
4.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 4.9%
12-2024: 5.1%▲ +5.2% vs 11-2024
01-2025: 5.3%▲ +2.7% vs 12-2024
02-2025: 5.3%● 0.0% vs 01-2025
03-2025: 5.3%● 0.0% vs 02-2025
04-2025: 5.3%● 0.0% vs 03-2025
05-2025: 5.3%● 0.0% vs 04-2025
06-2025: 5.3%● 0.0% vs 05-2025
07-2025: 5.3%● 0.0% vs 06-2025
08-2025: 9.8%▲ +85.7% vs 07-2025highest value
09-2025: 9.7%▼ -1.3% vs 08-2025
10-2025: 9.7%● 0.0% vs 09-2025
11-2025: 9.7%● 0.0% vs 10-2025
12-2025: 3.6%▼ -62.9% vs 11-2025
01-2026: 3.6%● 0.0% vs 12-2025
02-2026: 3.6%● 0.0% vs 01-2026
03-2026: 3.7%▲ +1.9% vs 02-2026
04-2026: 4.2%▲ +13.8% vs 03-2026
05-2026: 2.5%▼ -39.6% vs 04-2026lowest value
06-2026: 2.5%▲ +0.1% vs 05-2026
07-2026: 2.6%▲ +2.9% vs 06-2026
08-2026: 3.3%▲ +27.2% vs 07-2026
09-2026: 3.3%▼ -0.1% vs 08-2026
10-2026: 4.7%▲ +44.0% vs 09-2026
- Figures for FY 2024 (filed 04-11-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 88 days late; 1 of the last 3 late raises the probability
- Founded in 2023 raises the probability for this profile
- Liquidity: current ratio 0.13, cash €904 lowers the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 6%, liquidity 32%, profitability 95%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 15872 sector peers (2024).
NBB · sector comparisonPosition among 15872 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-10-2025, 88 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
88 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 88 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 27-10-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale tradeNACE 46424
- Founded
- 13-01-2023
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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