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EBIZ@WORK

Active
Private limited companyfounded 200026 yrs activeOude Heerbaan 43, 1755 Pajottegem, BelgiumKBO/BCE: BE 0471.979.729

EBIZ@WORK has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €271k and a net result of €27k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 94% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
100 / 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+4
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 15.19 against 19.92 in 2024), and 5.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 26 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
94.8%
Return on assets
9.5%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
21 d early
2023
13 d early
2022
on the day
2021
4 d early
2020
10 d late
2019
30 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€271k▲ 11.1%
2024 · €244k
2019: €162k 2020: €175k 2021: €190k 2022: €200k 2023: €222k 2024: €244k
2019 → 2025
Total assets
€286k▲ 11.4%
2024 · €257k
2019: €210k 2020: €215k 2021: €237k 2022: €245k 2023: €229k 2024: €257k
2019 → 2025
Net result
€27k▲ 21.2%
2024 · €22k
2019: €19k 2020: €12k 2021: €16k 2022: €10k 2023: €22k 2024: €22k
2019 → 2025
Working capital
€212k▼ 12.0%
2024 · €241k
2019: €152k 2020: €166k 2021: €189k 2022: €196k 2023: €219k 2024: €241k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€190k-€200k▲ 5.0%€222k▲ 11.1%€244k▲ 10.1%€271k▲ 11.1%
Operating result€31k-€15k▼ 50.9%€34k▲ 124%€34k▲ 1.4%€40k▲ 16.7%
Net result€16k-€10k▼ 38.4%€22k▲ 132%€22k▲ 1.4%€27k▲ 21.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30k€40kOperating result 2021: €31k€31kNet result 2021: €16k€16kOperating result 2022: €15k€15kNet result 2022: €10k€10kOperating result 2023: €34k€34kNet result 2023: €22k€22kOperating result 2024: €34k€34kNet result 2024: €22k€22kOperating result 2025: €40k€40kNet result 2025: €27k€27k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 17% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €286k
Fixed assets €59k▲ 1,926%
Current assets €227k▼ 10.5%
Equity and liabilities €286k
Equity €271k▲ 11.1%
Debt €15k▲ 17.3%
The debt ratio rises from 5.0% to 5.2%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€44k
2024 · €35k
Cash flow
€32k
2024 · €23k
Solvency
94.8%
2024 · 95.0%
Current ratio
15.19
2024 · 19.92
Quick ratio
15.19
2024 · 19.92
Debt / equity
0.06
2024 · 0.05
ROE
10.0%
2024 · 9.2%
ROA
9.5%
2024 · 8.7%
Interest coverage
223.65
2024 · 181.57
Debt
€15k
2024 · €13k
Debt ≤ 1 year
€15k
2024 · €13k
Income taxes
€13k
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€257k€286k
Fixed assets21/28€3k€59k
Tangible fixed assets22/27€3k€59k
Plant, machinery and equipment23-€2k
Furniture and vehicles24€3k€57k
Current assets29/58€254k€227k
Amounts receivable within one year40/41€991€4
Other amounts receivable41€991€4
Cash at bank and in hand54/58€253k€227k
Deferred charges and accrued income490/1€465€768
Equity and liabilities
Total equity and liabilities10/49€257k€286k
Equity10/15€244k€271k
Contributions10/11€12k€12k=
Reserves13€232k€259k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€230k€257k
Amounts payable17/49€13k€15k
Amounts payable within one year42/48€13k€15k
Trade debts44€320€88
Suppliers440/4€320€88
Taxes, remuneration and social security45€2k€3k
Taxes450/3€2k€3k
Other amounts payable47/48€10k€12k
Income statement Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€679€5k
Other operating charges640/8€946€985
Gross operating margin9900€36k€45k
Operating profit (loss)9901€34k€40k
Financial income75/76B€180€278
Recurring financial income75€180€278
Financial charges65/66B€191€198
Recurring financial charges65€191€198
Profit (loss) for the period before taxes9903€34k€40k
Income taxes67/77€12k€13k
Profit (loss) for the period9904€22k€27k
Profit (loss) for the period to be appropriated9905€22k€27k
Appropriation of the result
Profit (loss) to be appropriated9906€22k€27k
Transfer to equity691/2€22k€27k
To other reserves6921€22k€27k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
29-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Highest result since 2019net €27k ▲21.2%
Operating result €40k, net result €27k, both a record.
2024
10-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
18-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Liquidity times 6current ratio 31.57
Current ratio from 5.32 to 31.57; short-term debt falls from €45k to €7k.
31-03
Financial Equity above €200kEq €222k ▲11.1%
5 profitable years in a row build equity to €222k.
2022
31-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Weakest financial yearnet €10k ▼38.4%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
2021
27-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
10-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2019
01-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
20-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
19-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
29-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2000
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oude Heerbaan 431755 Pajottegem
Ground area
1,127 m²
Building footprint
177 m²
Volume, LiDAR
773 m³
Parcel 23058B0187/00H000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
EBIZ@WORK
Oude Heerbaan 43, 1755 PajottegemScientific research and development
since 20002.131.838.482
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23058B0187/00H000 Flanders 1,127 m² 1 · 177 m² 7.0 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 13,956 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-05-2000
Fiscal year end31-03
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.