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EBENEZER

Active
Private limited companyfounded 2021active for 5 yearsHelenalaan 46, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0766.725.909
Summary

The computed 12-month bankruptcy probability of EBENEZER is 3.9% (moderate). The 2025 annual accounts show equity of €6,363 and a net result of €4,002. Equity has been growing by about 36% per year since 2021. Its solvency ranks better than 59% of 17,001 sector peers (NACE 56, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 14-04-2021 Normal situation
Activity
Limited-service restaurants, excluding mobile food services NACE 56112and 5 others
Joint committee
302 Paritair Comité voor het hotelbedrijf · annual accounts 2023
Establishment unit
2.316.656.146 1082 Sint-Agatha-Berchem, since 01-05-2021
Financial year end
31 December
Peppol
Reachable since 04-12-2025

Board and ownership

Board

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.9%
Annual accounts 2025
Gross margin
€8,451
▲ 221%
Turnover
≈ €95,000
estimated
Profit
€4,002
▲ 287%
Equity
€6,363
▲ 170%
Total assets
€15,880
▼ 17.1%
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Founded in 2021Size: total assets €15,880Last filed accounts filed 31 days late; 2 of the last 3 accounts lateShow the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 69% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Strong
Solvency 65+28
equity 40.1% of total assets
Liquidity 34-17
short-term debt 59.9% · cash 11.8%
Profitability 100+25
return on assets 25.2%
Bankruptcy probability within 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,779 companies, NACE 56, micro)
Last 24 months 12-2024: 5.8% 01-2025: 5.8%● unchanged vs 12-2024 02-2025: 5.8%● unchanged vs 01-2025 03-2025: 5.8%● unchanged vs 02-2025 04-2025: 6.5%▲ +0.7 percentage points vs 03-2025 05-2025: 7.2%▲ +0.7 percentage points vs 04-2025 06-2025: 7.2%● unchanged vs 05-2025 07-2025: 7.2%● unchanged vs 06-2025 08-2025: 8.2%▲ +1.0 percentage point vs 07-2025highest value 09-2025: 3.9%▼ -4.3 percentage points vs 08-2025 10-2025: 3.9%● unchanged vs 09-2025 11-2025: 3.9%● unchanged vs 10-2025 12-2025: 3.9%● unchanged vs 11-2025 01-2026: 2.9%▼ -1.0 percentage point vs 12-2025lowest value 02-2026: 2.9%● unchanged vs 01-2026lowest value 03-2026: 2.9%● unchanged vs 02-2026 04-2026: 2.9%● unchanged vs 03-2026 05-2026: 3.0%▲ +0.1 percentage points vs 04-2026 06-2026: 3.0%● unchanged vs 05-2026 07-2026: 3.0%● unchanged vs 06-2026 08-2026: 3.5%▲ +0.5 percentage points vs 07-2026 09-2026: 3.9%▲ +0.4 percentage points vs 08-2026 10-2026: 3.9%● unchanged vs 09-2026 11-2026: 3.9%● unchanged vs 10-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 59% of them on solvency, 28% on liquidity, 93% on profitability and 93% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €15,880
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
86 days late
2022
91 days late
2021
46 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 57 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 September (4 of the last 5 accounts filed within 41 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00459654.

Annual accounts 2025 filed on 31-08-2026 at the NBB all 5 filings

Turnover
≈ €95,000
Estimated: probably between €58,000 and €160,000
Total assets
€15,880▼ 17.1%
2024 · €19,161
Net result
€4,002▲ 287%
2024 · €1,033
Working capital
-€900▲ 87.1%
2024 · -€7,001
Multi-year overview
2021 to 2025, 5 financial years
Operating result
€5,875
▲ 222% 2025
20212025
Net result
€4,002
▲ 287% 2025
middle half of the sector
20212025
Equity
€6,363
▲ 170% 2025
middle half of the sector
20212025
Total assets
€15,880
▼ 17.1% 2025
lowest quarter of the sector
20212025
Debt
€9,517
▼ 43.4% 2025
20212025
Working capital
-€900
▲ 87.1% 2025
middle half of the sector
20212025
Solvency
40.1%
▲ 27.7pp 2025
middle half of the sector
20212025
Current ratio
0.91
▲ 0.32 2025
middle half of the sector
20212025
Return on assets (ROA)
25.2%
▲ 19.8pp 2025
highest quarter of the sector
20212025
Staff (FTE)
no figure
2025
20212025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result-€18,621--€18,451▲ 0.9%€5,424€1,825▼ 66.4%€5,875▲ 222%
Net result-€18,724below the sector's middle half--€18,683below the sector's middle half▲ 0.2%€5,170within the sector's middle half€1,033within the sector's middle half▼ 80.0%€4,002within the sector's middle half▲ 287%
Equity-€16,724below the sector's middle half--€35,407below the sector's middle half▼ 112%-€30,238below the sector's middle half▲ 14.6%€2,361within the sector's middle half€6,363within the sector's middle half▲ 170%
Total assets€33,901below the sector's middle half-€31,890below the sector's middle half▼ 5.9%€6,201below the sector's middle half▼ 80.6%€19,161below the sector's middle half▲ 209%€15,880below the sector's middle half▼ 17.1%
Debt€50,625-€67,297▲ 32.9%€36,439▼ 45.9%€16,801▼ 53.9%€9,517▼ 43.4%
Working capital-€48,699below the sector's middle half--€63,493below the sector's middle half▼ 30.4%-€31,031within the sector's middle half▲ 51.1%-€7,001within the sector's middle half▲ 77.4%-€900within the sector's middle half▲ 87.1%
Solvency-49.3%below the sector's middle half--111.0%below the sector's middle half▼ 61.7pp-487.6%below the sector's middle half▼ 376.6pp12.3%within the sector's middle half▲ 500.0pp40.1%within the sector's middle half▲ 27.7pp
Current ratio0.04below the sector's middle half-0.06below the sector's middle half▲ 0.020.15below the sector's middle half▲ 0.090.58within the sector's middle half▲ 0.430.91within the sector's middle half▲ 0.32
Return on assets (ROA)-55.2%below the sector's middle half--58.6%below the sector's middle half▼ 3.4pp83.4%above the sector's middle half▲ 142.0pp5.4%within the sector's middle half▼ 78.0pp25.2%above the sector's middle half▲ 19.8pp
Staff (FTE)1.1-0.8▼ 27.3%
above within below The sector band is the middle half of the companies in Food and beverage service activities (NACE 56). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is over 3.2 times that of 2024 and the highest since 2021. It is a recovery after the fall in 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15,880
Fixed assets €7,263 ▼ 22.4%
Current assets €8,617 ▼ 12.1%
Equity and liabilities €15,880
Equity €6,363 ▲ 170%
Debt €9,517 ▼ 43.4%
Debt's share of the balance-sheet total falls from 87.7% to 59.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€7,974▲
2024 · €2,249
Cash flow
€6,101▲
2024 · €1,457
Quick ratio
0.28▼
2024 · 0.55
Debt to equity
1.50▼
2024 · 7.12
ROE
62.9%▲
2024 · 43.8%
Interest coverage
51.90▲
2024 · 8.50
Debt ≤ 1 year
€9,517▼
2024 · €16,801
Income taxes
€1,719▲
2024 · €527
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-12-202131-12-2022
Employees at the balance-sheet date1-
part-time1-
in full-time equivalents0.4-
Average over the year, in full-time equivalents0.40.4
On a permanent contract1-
Joined30
Left21

Source: social balance sheet in the 2021 to 2022 annual accounts

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets--€902€8,992-
Intangible fixed assets€35,000----
Depreciation and write-downs of the year€3,026€3,889€109€423€2,099

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€19,161€15,880▼
Fixed assets21/28€9,362€7,263▼
Tangible fixed assets22/27€9,362€7,263▼
Furniture and vehicles24€9,362€7,263▼
Current assets29/58€9,799€8,617▼
Stocks and contracts in progress3€500€5,986▲
Stocks30/36€500€5,986▲
Amounts receivable within one year40/41€750€561▼
Trade receivables40€500-
Other amounts receivable41€250€561▲
Cash at bank and in hand54/58€8,549€1,879▼
Deferred charges and accrued income490/1-€191
Equity and liabilities
Total equity and liabilities10/49€19,161€15,880▼
Equity10/15€2,361€6,363▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€361€4,363▲
Amounts payable17/49€16,801€9,517▼
Amounts payable within one year42/48€16,801€9,517▼
Trade debts44€1,595€4,005▲
Suppliers440/4€1,595€4,005▲
Taxes, remuneration and social security45€1,419€2,247▲
Taxes450/3€1,419€2,247▲
Other amounts payable47/48€13,787€3,265▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€423€2,099▲
Other operating charges640/8€387€477▲
Gross operating margin9900€2,636€8,451▲
Operating profit (loss)9901€1,825€5,875▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€264€154▼
Recurring financial charges65€264€154▼
Profit (loss) for the period before taxes9903€1,561€5,722▲
Income taxes67/77€527€1,719▲
Profit (loss) for the period9904€1,033€4,002▲
Profit (loss) for the period to be appropriated9905€1,033€4,002▲
Appropriation of the result
Profit (loss) to be appropriated9906-€31,204€4,363▲
Profit (loss) brought forward from the previous period14P-€32,238€361▲
Shareholders' contribution to the loss794€31,565-

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Line20212022202320242025Change
Remuneration, social security and pensions62€15,828€16,513-€1,211---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,026€3,889€109€423€2,099▲ 396%
Other operating charges640/8-€526€1,317€387€477▲ 23.0%
Non-recurring operating charges66A--€28,085---
Gross operating margin9900€232€2,477€33,724€2,636€8,451▲ 221%
Operating profit (loss)9901-€18,621-€18,451€5,424€1,825€5,875▲ 222%
Financial income75/76B-€13-€0--
Recurring financial income75-€13-€0--
Financial charges65/66B€103€245€255€264€154▼ 41.9%
Recurring financial charges65€103€245€255€264€154▼ 41.9%
Profit (loss) for the period before taxes9903-€18,724-€18,683€5,170€1,561€5,722▲ 267%
Income taxes67/77---€527€1,719▲ 226%
Profit (loss) for the period9904-€18,724-€18,683€5,170€1,033€4,002▲ 287%
Profit (loss) for the period to be appropriated9905-€18,724-€18,683€5,170€1,033€4,002▲ 287%
Line20212022202320242025Change
Assets
Total assets20/58€33,901€31,890€6,201€19,161€15,880▼ 17.1%
Fixed assets21/28€31,974€28,086€793€9,362€7,263▼ 22.4%
Intangible fixed assets21€31,974€28,086----
Tangible fixed assets22/27--€793€9,362€7,263▼ 22.4%
Furniture and vehicles24--€793€9,362€7,263▼ 22.4%
Current assets29/58€1,926€3,804€5,408€9,799€8,617▼ 12.1%
Stocks and contracts in progress3€218€227-€500€5,986▲ 12×
Stocks30/36€218€227-€500€5,986▲ 12×
Amounts receivable within one year40/41€388€3,115€3,551€750€561▼ 25.3%
Trade receivables40-€2,495€3,301€500--
Other amounts receivable41€388€620€250€250€561▲ 124%
Cash at bank and in hand54/58€1,320€106€1,675€8,549€1,879▼ 78.0%
Deferred charges and accrued income490/1-€356€181-€191-
Equity and liabilities
Total equity and liabilities10/49€33,901€31,890€6,201€19,161€15,880▼ 17.1%
Equity10/15-€16,724-€35,407-€30,238€2,361€6,363▲ 170%
Contributions10/11€2,000€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14-€18,724-€37,407-€32,238€361€4,363▲ 12×
Amounts payable17/49€50,625€67,297€36,439€16,801€9,517▼ 43.4%
Amounts payable within one year42/48€50,625€67,297€36,439€16,801€9,517▼ 43.4%
Trade debts44€2,022€2,269€1,774€1,595€4,005▲ 151%
Suppliers440/4€2,022€2,269€1,774€1,595€4,005▲ 151%
Advances received on contracts in progress46-€2,355€2,870---
Taxes, remuneration and social security45€3,685€4,581€1,808€1,419€2,247▲ 58.4%
Taxes450/3€23-€1,780€1,419€2,247▲ 58.4%
Remuneration and social security454/9€3,662€4,581€27---
Other amounts payable47/48€44,918€58,093€29,987€13,787€3,265▼ 76.3%
Line20212022202320242025Change
Profit (loss) for the period9904-€18,724-€18,683€5,170€1,033€4,002▲ 287%
+ Depreciation and write-downs630€3,026€3,889€109€423€2,099▲ 396%
Operating cash flow (approximation)-€15,699-€14,795€5,278€1,457€6,101▲ 319%
Investment in fixed assets (approximation)-€0€27,184-€8,992€0-
Change in cash--€1,214€1,569€6,874-€6,670-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 26,972 companies had the same profile as EBENEZER has now. Two years later, 94.9% were still going and 1.6% had gone bankrupt.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
94.9% was still going
3.4% stopped otherwise
1.6% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of EBENEZER itself is higher: 3.9% within 12 months. It rests on far more data about EBENEZER than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for EBENEZER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (5)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00459654 PDF
31-12-2024 micro format 29-08-2025 2025-00437104 PDF
31-12-2023 micro format 25-10-2024 2024-00514000 PDF
31-12-2022 micro format 30-10-2023 2023-00496911 PDF
31-12-2021 micro format 15-09-2022 2022-20429342 PDF

Board & ownership

Directors

Directors
2 directors, last change in 2025
Ebenezer Fordjour
Director · since 14-04-2021 · listed in the 2025 annual accounts, filed on 31-08-2026
Current
KITENGE William Kabala
Director · appointed in the act of 09-09-2026
Current

Owners and capital

Mandate history

2 people, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Ebenezer Fordjour
  • Director, from 14-04-2021 to date
KITENGE William Kabala
  • Director, appointed in the act of 09-09-2026, still in office
See the board, name and registered office on a given date →

Network & group

EBENEZER shares no director with another company.

Companies at the same address

1 other company

Connections & network

2 current directors
Depth

The network starts from the directors of EBENEZER. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
09-09
Gazette deed Appointment: KITENGE William Kabala (director)
2 points ▸
  • General meeting, 01-11-2025
  • Director appointment, KITENGE William Kabala (director)

Open the act in the Belgian Official Gazette

31-08
NBB filing Annual accounts 2025 filedNBB
micro format · 31 days late
2025
29-08
NBB filing Annual accounts 2024 filedPDF
micro format · 29 days late
2024
25-10
NBB filing Annual accounts 2023 filedPDF
micro format · 86 days late
2023
31-12
Financial Back to profitnet €5,170
The net result is €5,170, after 2 loss-making years.
12-12
Gazette deed Registered office
Registered-office move2 points ▸
  • General meeting, 01-11-2023
  • Registered-office move, avenueHélènen°46-1082Berchem-Sainte-Agathe

Open the act in the Belgian Official Gazette

30-10
NBB filing Annual accounts 2022 filedPDF
micro format · 91 days late
2022
15-09
NBB filing Annual accounts 2021 filedPDF
micro format · 46 days late
2021
16-04
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

EBENEZER was incorporated on 14 April 2021 as a private limited company.1 Total assets fell from €33,901 in 2021 to €15,880 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2025

Company details

Register details

Identity

KBO record
Name EBENEZER in French
Enterprise number 0766.725.909
Legal form Private limited company
Status Active, normale toestand
Founded 14-04-2021
Entity type Legal entity

Registered office and establishments

Registered office Helenalaan 46, 1082 Sint-Agatha-Berchem, Belgium
Establishment unit Sandwicherie Ebenezer, Helenalaan 46, 1082 Sint-Agatha-Berchem since 01-05-2021 · unit number 2.316.656.146

Activities

NACEBEL 2025
56112 Limited-service restaurants, excluding mobile food services main activity
46180 Agents specialised in the wholesale of other particular products
47811 Retail sale of cars and light vans (up to 3.5 tonnes)
47812 Retail trade
49320 Non-scheduled passenger transport by road
49330 On-demand passenger transport by chauffeured vehicle
Codes under NACEBEL 2008
56102 Limited-service restaurants main activity
45112
45113
45192
45193
49320 Taxi operation
49390 Land transport and transport via pipelines
Joint committee 302 Paritair Comité voor het hotelbedrijf annual accounts 2023

Invoicing and payment

VAT number BE 0766.725.909
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0766725909
Other Peppol ID 9925:BE0766725909
Registered 04-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
204 m²
Building footprint
83 m²
Building volume
765 m³
Cadastral parcel Region Area Buildings Height / floors
21342B0103/00D003 Brussels 204 m² 1 · 83 m² 12.4 m · 3