Summary
Ebenco is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €106,602 and a net result of €29,118. Equity is growing by ~44.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 9866 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-05-2025, 66 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
66 d early
2023
7 d early
2022
10 d late
2021
12 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€106,602▲ 37.6%
2023 · €77,484
Net result
€29,118▲ 2.5%
2023 · €28,404
Total assets
€168,787▲ 15.3%
2023 · €146,431
Solvency
63.2%▲ 10.2pp
2023 · 52.9%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€22,956-€35,293▲ 53.7%€39,359▲ 11.5%€40,328▲ 2.5%
Net result€22,551-€26,530▲ 17.6%€28,404▲ 7.1%€29,118▲ 2.5%
Equity€22,551-€49,081▲ 118%€77,484▲ 57.9%€106,602▲ 37.6%
Total assets€33,447-€60,801▲ 81.8%€146,431▲ 141%€168,787▲ 15.3%
Debt€10,896-€11,720▲ 7.6%€68,946▲ 488%€62,185▼ 9.8%
Working capital€22,551-€44,364▲ 96.7%€64,553▲ 45.5%€95,244▲ 47.5%
Solvency67.4%-80.7%▲ 13.3pp52.9%▼ 27.8pp63.2%▲ 10.2pp
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 2% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €168,787
Fixed assets
€31,228 ▼ 22.5%
Current assets
€137,559 ▲ 29.6%
Equity and liabilities €168,787
Equity
€106,602 ▲ 37.6%
Debt
€62,185 ▼ 9.8%
Debt's share of the balance-sheet total falls from 47.1% to 36.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
27.3%▼
2023 · 36.7%
ROA
17.3%▼
2023 · 19.4%
Debt ≤ 1 year
€42,315▲
2023 · €41,588
Debt > 1 year
€18,072▼
2023 · €27,358
Income taxes
€8,804▼
2023 · €9,431
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €783 | €5,287 | €9,561 | ▲ 80.9% |
| Other operating charges640/8 | - | €547 | €903 | €2,123 | ▲ 135% |
| Gross operating margin9900 | €22,956 | €36,623 | €45,548 | €52,012 | ▲ 14.2% |
| Operating profit (loss)9901 | €22,956 | €35,293 | €39,359 | €40,328 | ▲ 2.5% |
| Financial income75/76B | €5,002 | €2 | €0 | €0 | ▲ 2,300% |
| Recurring financial income75 | €5,002 | €2 | €0 | €0 | ▲ 2,300% |
| Financial charges65/66B | €425 | €565 | €1,524 | €2,407 | ▲ 57.9% |
| Recurring financial charges65 | €425 | €565 | €1,524 | €2,407 | ▲ 57.9% |
| Profit (loss) for the period before taxes9903 | €27,532 | €34,730 | €37,834 | €37,922 | ▲ 0.2% |
| Income taxes67/77 | €4,982 | €8,200 | €9,431 | €8,804 | ▼ 6.6% |
| Profit (loss) for the period9904 | €22,551 | €26,530 | €28,404 | €29,118 | ▲ 2.5% |
| Profit (loss) for the period to be appropriated9905 | €22,551 | €26,530 | €28,404 | €29,118 | ▲ 2.5% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €33,447 | €60,801 | €146,431 | €168,787 | ▲ 15.3% |
| Fixed assets21/28 | - | €4,717 | €40,289 | €31,228 | ▼ 22.5% |
| Tangible fixed assets22/27 | - | €4,717 | €40,289 | €31,228 | ▼ 22.5% |
| Furniture and vehicles24 | - | €4,717 | €3,617 | €2,728 | ▼ 24.6% |
| Leasing and similar rights25 | - | - | €36,672 | €28,500 | ▼ 22.3% |
| Current assets29/58 | €33,447 | €56,084 | €106,142 | €137,559 | ▲ 29.6% |
| Amounts receivable within one year40/41 | €10,285 | €11,769 | €22,653 | €22,653 | = |
| Trade receivables40 | €10,285 | €10,639 | €22,569 | €20,570 | ▼ 8.9% |
| Other amounts receivable41 | - | €1,130 | €83 | €2,083 | ▲ 2,405% |
| Current investments50/53 | - | €4,514 | €4,514 | €4,514 | = |
| Cash at bank and in hand54/58 | €23,162 | €38,642 | €75,496 | €107,924 | ▲ 43.0% |
| Deferred charges and accrued income490/1 | - | €1,159 | €3,479 | €2,468 | ▼ 29.1% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €33,447 | €60,801 | €146,431 | €168,787 | ▲ 15.3% |
| Equity10/15 | €22,551 | €49,081 | €77,484 | €106,602 | ▲ 37.6% |
| Reserves13 | €22,551 | €49,081 | €77,484 | €106,602 | ▲ 37.6% |
| Distributable reserves133 | €22,551 | €49,081 | €77,484 | €106,602 | ▲ 37.6% |
| Amounts payable17/49 | €10,896 | €11,720 | €68,946 | €62,185 | ▼ 9.8% |
| Amounts payable after more than one year17 | - | - | €27,358 | €18,072 | ▼ 33.9% |
| Financial debts170/4 | - | - | €27,358 | €18,072 | ▼ 33.9% |
| Amounts payable within one year42/48 | €10,896 | €11,720 | €41,588 | €42,315 | ▲ 1.7% |
| Current portion of amounts payable after more than one year42 | - | - | €9,633 | €9,286 | ▼ 3.6% |
| Trade debts44 | €238 | €0 | €6,530 | €2,405 | ▼ 63.2% |
| Suppliers440/4 | €238 | €0 | €6,530 | €2,405 | ▼ 63.2% |
| Taxes, remuneration and social security45 | €10,249 | €11,720 | €19,086 | €13,329 | ▼ 30.2% |
| Taxes450/3 | €9,280 | €11,720 | €18,106 | €13,029 | ▼ 28.0% |
| Remuneration and social security454/9 | €969 | €0 | €980 | €300 | ▼ 69.4% |
| Other amounts payable47/48 | €409 | €0 | €6,339 | €17,295 | ▲ 173% |
| Accrued charges and deferred income492/3 | - | - | - | €1,798 | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,551 | €26,530 | €28,404 | €29,118 | ▲ 2.5% |
| + Depreciation and write-downs630 | - | €783 | €5,287 | €9,561 | ▲ 80.9% |
| Operating cash flow (approximation) | €22,551 | €27,313 | €33,690 | €38,679 | ▲ 14.8% |
| Investment in fixed assets (approximation) | - | - | -€40,859 | -€500 | ▲ 98.8% |
| Change in cash | - | €15,480 | €36,855 | €32,428 | ▼ 12.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €29,118 ▲2.5%
Operating result €40,328, net result €29,118, both a record.
31-12
Financial
Equity above €100,000Eq €106,602 ▲37.6%
4 profitable years in a row build equity to €106,602.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Ground area
435 m²
Building footprint
233 m²
Volume, LiDAR
3,068 m³
Parcel 11809I2139/00Y003, Flanders · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Ebenco
since 20212.314.289.643
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2139/00Y003 | Flanders | 435 m² | 1 · 233 m² | 16.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500AE97567650B080
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 12,475 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Contact
E-mail
miguel@argentoressayeurs.be
Phone
0486123648
E-invoicing
Reachable via Peppol
Peppol ID
0208:0763511546
Also
9925:BE0763511546
Registered
24-11-2023
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.