Ebemo Invest
ActiveEbemo Invest has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241k and a net result of €-2k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-1
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
short-term debt: 0.1% and cash: 0% of total assets, and 0.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
4 d late
2024
40 d late
2023
68 d late
2022
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€241k▼ 0.7%
2024 · €243k
2022: €146k
2023: €243k
2024: €243k
2022 → 2025
Total assets
€241k▼ 16.5%
2024 · €289k
2022: €183k
2023: €318k
2024: €289k
2022 → 2025
Net result
€-2k▼ 257%
2024 · €-479
2022: €145k
2023: €97k
2024: €-479
2022 → 2025
Working capital
€241k▼ 0.7%
2024 · €243k
2022: €146k
2023: €243k
2024: €243k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€146k-€243k▲ 66.5%€243k▼ 0.2%€241k▼ 0.7%
Operating result€213k-€143k▼ 32.9%€-244€-754▼ 209%
Net result€145k-€97k▼ 33.1%€-479€-2k▼ 257%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €754 in 2025 against €244 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €241k
Equity
€241k▼ 0.7%
Debt
€175▼ 99.6%
The debt ratio falls from 15.9% to 0.1%. Equity and debt are lower.
Key figures and ratios
Solvency
99.9%▲
2024 · 84.1%
Debt / equity
0.00▼
2024 · 0.19
ROE
-0.7%▼
2024 · -0.2%
ROA
-0.7%▼
2024 · -0.2%
Debt
€175▼
2024 · €46k
Debt ≤ 1 year
€175▼
2024 · €46k
Income taxes
€836▲
2024 · €113
A ratio outside any meaningful range has been withheld (balance sheet total €241k, equity €241k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€289k€241k▼
Current assets29/58€289k€241k▼
Amounts receivable within one year40/41€282k€241k▼
Trade receivables40€282k€241k▼
Other amounts receivable41€30€49▲
Cash at bank and in hand54/58€7k€108▼
Equity and liabilities
Total equity and liabilities10/49€289k€241k▼
Equity10/15€243k€241k▼
Contributions10/11€1k€1k=
Reserves13€242k€242k=
Distributable reserves133€242k€242k=
Profit (loss) carried forward14€-479€-2k▼
Amounts payable17/49€46k€175▼
Amounts payable within one year42/48€46k€175▼
Trade debts44€175€175=
Suppliers440/4€175€175=
Taxes, remuneration and social security45€46k€0▼
Taxes450/3€46k€0▼
Income statement
Code20242025
Other operating charges640/8-€540
Gross operating margin9900€-244€-214▲
Operating profit (loss)9901€-244€-754▼
Financial charges65/66B€122€121▼
Recurring financial charges65€122€121▼
Profit (loss) for the period before taxes9903€-366€-875▼
Income taxes67/77€113€836▲
Profit (loss) for the period9904€-479€-2k▼
Profit (loss) for the period to be appropriated9905€-479€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-479€-2k▼
Profit (loss) brought forward from the previous period14P-€-479
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series.
31-12
Financial
Liquidity times 219current ratio 1375.74
Current ratio from 6.28 to 1375.74; short-term debt falls from €46k to €175.
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Equity above €200kEq €243k ▲66.5%
2 profitable years in a row build equity to €243k.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Donklaan 539290 BerlareGround area
732 m²
Building footprint
419 m²
Volume, LiDAR
2,978 m³
Parcel 42003A0498/00D002, Flanders · tallest building 13.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ebemo Invest
since 20222.331.847.435
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42003A0498/00D002 | Flanders | 732 m² | 1 · 419 m² | 13.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GENERATIONS RECRUITMENT
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 39,063 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.