EBD
ActiveEBD is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.14M and a net result of €-60k. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 78% of 5491 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
15 d early
2023
30 d late
2022
28 d early
2021
12 d early
2020
30 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.14M▼ 9.0%
2024 · €1.25M
2018: €397k
2019: €520k
2020: €638k
2021: €778k
2022: €978k
2023: €1.31M
2024: €1.25M
2018 → 2025
Net result
€-60k▲ 3.5%
2024 · €-62k
2018: €88k
2019: €123k
2020: €117k
2021: €140k
2022: €200k
2023: €332k
2024: €-62k
2018 → 2025
Total assets
€1.37M▼ 10.4%
2024 · €1.53M
2018: €1.15M
2019: €1.15M
2020: €1.14M
2021: €1.27M
2022: €1.39M
2023: €1.63M
2024: €1.53M
2018 → 2025
Solvency
82.6%▲ 1.3pp
2024 · 81.4%
2018: 34.6%
2019: 45.3%
2020: 55.9%
2021: 61.4%
2022: 70.5%
2023: 80.5%
2024: 81.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€778k-€978k▲ 25.7%€1.31M▲ 33.9%€1.25M▼ 4.7%€1.14M▼ 9.0%
Operating result€202k-€294k▲ 45.5%€444k▲ 51.0%€-60k€-57k▲ 5.6%
Net result€140k-€200k▲ 43.0%€332k▲ 65.9%€-62k€-60k▲ 3.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €57k in 2025 against €60k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.37M
Fixed assets
€667k▲ 20.3%
Current assets
€707k▼ 27.8%
Equity and liabilities €1.37M
Equity
€1.14M▼ 9.0%
Debt
€238k▼ 16.6%
The debt ratio falls from 18.6% to 17.4%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
82.6%▲
2024 · 81.4%
ROE
-5.3%▼
2024 · -5.0%
ROA
-4.3%▼
2024 · -4.0%
Debt
€238k▼
2024 · €286k
Debt ≤ 1 year
€50k▼
2024 · €72k
Debt > 1 year
€189k▼
2024 · €214k
Income taxes
€182▲
2024 · €169
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.53M€1.37M▼
Fixed assets21/28€554k€667k▲
Tangible fixed assets22/27€464k€437k▼
Land and buildings22€423k€396k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€14k€14k▼
Other tangible fixed assets26€24k€24k=
Financial fixed assets28€90k€230k▲
Current assets29/58€979k€707k▼
Amounts receivable after more than one year29€150k€215k▲
Other amounts receivable291€150k€215k▲
Amounts receivable within one year40/41€232k€68k▼
Trade receivables40€45k€5k▼
Other amounts receivable41€187k€63k▼
Current investments50/53€300k€412k▲
Cash at bank and in hand54/58€292k€11k▼
Deferred charges and accrued income490/1€5k€714▼
Equity and liabilities
Total equity and liabilities10/49€1.53M€1.37M▼
Equity10/15€1.25M€1.14M▼
Contributions10/11€100k€100k=
Reserves13€1.15M€1.04M▼
Distributable reserves133€1.15M€1.04M▼
Profit (loss) carried forward14-€0
Amounts payable17/49€286k€238k▼
Amounts payable after more than one year17€214k€189k▼
Financial debts170/4€214k€189k▼
Amounts payable within one year42/48€72k€50k▼
Current portion of amounts payable after more than one year42€24k€25k▲
Financial debts43€2k€33▼
Credit institutions430/8€2k€33▼
Trade debts44€20k€19k▼
Suppliers440/4€20k€19k▼
Taxes, remuneration and social security45€26k€5k▼
Taxes450/3€22k€5k▼
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€182€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€32k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€10k€6k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€-18k€-19k▼
Operating profit (loss)9901€-60k€-57k▲
Financial income75/76B€11k€10k▼
Recurring financial income75€11k€10k▼
Financial charges65/66B€13k€13k▲
Recurring financial charges65€13k€13k▲
Profit (loss) for the period before taxes9903€-62k€-60k▲
Income taxes67/77€169€182▲
Profit (loss) for the period9904€-62k€-60k▲
Profit (loss) for the period to be appropriated9905€-62k€-60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-62k€-60k▲
Transfer from equity791/2€62k€112k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7-€53k
Return on contributions (dividend)694-€53k
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-62k ▼119%
Net result drops to €-62k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €332k ▲65.9%
Operating result €444k, net result €332k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 12.72
Current ratio from 5.62 to 12.72; short-term debt falls from €149k to €78k.
31-12
Financial
Equity above €1MEq €1.31M ▲33.9%
6 profitable years in a row build equity to €1.31M.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
2019
31-12
Financial
Equity above €500kEq €520k ▲31%
2 profitable years in a row build equity to €520k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maria van Bourgondiëlaan 338000 BruggeGround area
192 m²
Building footprint
81 m²
Volume, LiDAR
628 m³
Parcel 31808M0513/03S000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EBD
since 20152.244.013.341
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31808M0513/03S000 | Flanders | 192 m² | 1 · 81 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 371 EUR awarded · 371 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 371 EUR | 371 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 12,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.