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EBCS ZIRCON

Active
Private limited companyfounded 200619 years activePersilstraat 51G, 3020 Herent, BelgiumKBO/BCE: BE 0884.093.830
Summary

EBCS ZIRCON has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67,302 and a net result of €2,526. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 52% of 15,579 sector peers (NACE 69, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Certified accountants and tax accountants
NACE 69201
1 site
Size
€114,868total assets 2025
Equity
€67,302
Profit
€2,526
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy probability, 12 months
< 0.1%
Structure
Parent
ACTA CONSULT · 51%
Accounts 18 days early0 of 3 deeds read
Why 93+ Liquidity: current ratio 2.41, cash €110,191+ Sector Legal and accounting activities (NACE 69)+ Size: total assets €114,868+ Equity €67,302 (58.6% of total assets)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 45% of its sector peers (NACE 69, micro)
Financial strength · tick = 2024
Strong
Solvency 84-12
equity 58.6% of total assets
Liquidity 80-8
short-term debt 41.4% · cash 95.9%
Profitability 43-2
return on assets 2.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,004 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 2.41 against 3.43 in 2024; short-term debt: 41.4% and cash: 95.9% of total assets), and 41.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 55% on solvency, 70% on liquidity, 9% on profitability and 46% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 2.41, cash €110,191
NBB · annual accounts
lowers risk · Sector Legal and accounting activities (NACE 69)
KBO
lowers risk · Size: total assets €114,868
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €67,302 (58.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
3 days early
2023
28 days early
2022
20 days early
2021
40 days early
2020
1 day early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Financials · fiscal year 2025, micro schema

Equity
€67,302▲ 3.9%
2024 · €64,776
Total assets
€114,868▲ 25.7%
2024 · €91,406
Net result
€2,526▼ 8.4%
2024 · €2,758
Working capital
€67,302▲ 3.9%
2024 · €64,794
Trend over the years

2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years

The operating result has fallen three years in a row; 2025 is 7% below 2024 and is the lowest result in the available series.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result€3,613 2025 Net result€2,526 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€3,238-€4,840▲ 49.5%€6,535▲ 35.0%€5,675▼ 13.2%€6,509▲ 14.7%€4,027▼ 38.1%€3,895▼ 3.3%€3,613▼ 7.2%
Net result€2,194-€3,149▲ 43.5%€4,816below the sector's middle half▲ 52.9%€4,081below the sector's middle half▼ 15.3%€4,730below the sector's middle half▲ 15.9%€2,788below the sector's middle half▼ 41.1%€2,758below the sector's middle half▼ 1.1%€2,526below the sector's middle half▼ 8.4%
Equity€42,454-€45,603▲ 7.4%€50,419within the sector's middle half▲ 10.6%€54,500within the sector's middle half▲ 8.1%€59,230within the sector's middle half▲ 8.7%€62,018within the sector's middle half▲ 4.7%€64,776within the sector's middle half▲ 4.4%€67,302within the sector's middle half▲ 3.9%
Total assets€48,688-€98,083▲ 101%€91,235below the sector's middle half▼ 7.0%€85,241below the sector's middle half▼ 6.6%€102,314within the sector's middle half▲ 20.0%€110,101within the sector's middle half▲ 7.6%€91,406within the sector's middle half▼ 17.0%€114,868within the sector's middle half▲ 25.7%
Debt€6,235-€52,480▲ 742%€40,816▼ 22.2%€30,741▼ 24.7%€43,084▲ 40.2%€48,083▲ 11.6%€26,630▼ 44.6%€47,566▲ 78.6%
Working capital€42,678-€45,850▲ 7.4%€50,478within the sector's middle half▲ 10.1%€54,546within the sector's middle half▲ 8.1%€59,248within the sector's middle half▲ 8.6%€62,044within the sector's middle half▲ 4.7%€64,794within the sector's middle half▲ 4.4%€67,302within the sector's middle half▲ 3.9%
Solvency87.2%-46.5%▼ 40.7pp55.3%within the sector's middle half▲ 8.8pp63.9%within the sector's middle half▲ 8.7pp57.9%within the sector's middle half▼ 6.0pp56.3%within the sector's middle half▼ 1.6pp70.9%within the sector's middle half▲ 14.5pp58.6%within the sector's middle half▼ 12.3pp
Current ratio8.10-1.88▼ 6.222.24within the sector's middle half▲ 0.362.78within the sector's middle half▲ 0.542.38within the sector's middle half▼ 0.402.29within the sector's middle half▼ 0.083.43within the sector's middle half▲ 1.142.41within the sector's middle half▼ 1.02
Return on assets (ROA)4.5%-3.2%▼ 1.3pp5.3%within the sector's middle half▲ 2.1pp4.8%within the sector's middle half▼ 0.5pp4.6%within the sector's middle half▼ 0.2pp2.5%below the sector's middle half▼ 2.1pp3.0%below the sector's middle half▲ 0.5pp2.2%below the sector's middle half▼ 0.8pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €114,868
Equity €67,302 ▲ 3.9%
Debt €47,566 ▲ 78.6%
Debt's share of the balance-sheet total rises from 29.1% to 41.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.71▲
2024 · 0.41
ROE
3.8%▼
2024 · 4.3%
Debt ≤ 1 year
€47,566▲
2024 · €26,613
Income taxes
€858▼
2024 · €919
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.7% went bankrupt
4.0% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€91,406€114,868▲
Current assets29/58€91,406€114,868▲
Amounts receivable within one year40/41€29,184€4,032▼
Trade receivables40€28,032€3,310▼
Other amounts receivable41€1,151€723▼
Cash at bank and in hand54/58€62,223€110,191▲
Deferred charges and accrued income490/1€0€645▲
Equity and liabilities
Total equity and liabilities10/49€91,406€114,868▲
Equity10/15€64,776€67,302▲
Contributions10/11€20,000€20,000=
Reserves13€2,000€2,000=
Distributable reserves133€2,000€2,000=
Profit (loss) carried forward14€42,776€45,302▲
Amounts payable17/49€26,630€47,566▲
Amounts payable within one year42/48€26,613€47,566▲
Trade debts44€26,613€47,566▲
Suppliers440/4€26,613€47,566▲
Accrued charges and deferred income492/3€17€0▼
Income statement Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€4,282€4,012▼
Operating profit (loss)9901€3,895€3,613▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€217€229▲
Recurring financial charges65€217€229▲
Profit (loss) for the period before taxes9903€3,678€3,384▼
Income taxes67/77€919€858▼
Profit (loss) for the period9904€2,758€2,526▼
Profit (loss) for the period to be appropriated9905€2,758€2,526▼
Appropriation of the result
Profit (loss) to be appropriated9906€42,776€45,302▲
Profit (loss) brought forward from the previous period14P€40,018€42,776▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Other operating charges640/8---€348€348€384€387€400▲ 3.2%
Gross operating margin9900€3,585€5,188€6,882€6,022€6,857€4,412€4,282€4,012▼ 6.3%
Operating profit (loss)9901€3,238€4,840€6,535€5,675€6,509€4,027€3,895€3,613▼ 7.2%
Financial income75/76B---€0€0€0€0--
Recurring financial income75€315€0€0€0€0€0€0--
Financial charges65/66B---€236€208€310€217€229▲ 5.4%
Recurring financial charges65€447€248€61€236€208€310€217€229▲ 5.4%
Profit (loss) for the period before taxes9903€3,106€4,593€6,474€5,438€6,302€3,717€3,678€3,384▼ 8.0%
Income taxes67/77€913€1,444€1,658€1,357€1,572€929€919€858▼ 6.7%
Profit (loss) for the period9904€2,194€3,149€4,816€4,081€4,730€2,788€2,758€2,526▼ 8.4%
Profit (loss) for the period to be appropriated9905€2,194€3,149€4,816€4,081€4,730€2,788€2,758€2,526▼ 8.4%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€48,688€98,083€91,235€85,241€102,314€110,101€91,406€114,868▲ 25.7%
Current assets29/58€48,688€98,083€91,235€85,241€102,314€110,101€91,406€114,868▲ 25.7%
Amounts receivable within one year40/41€17,884€12,141€12,873€19,523€36,309€50,654€29,184€4,032▼ 86.2%
Trade receivables40---€17,880€34,666€50,083€28,032€3,310▼ 88.2%
Other amounts receivable41---€1,643€1,643€571€1,151€723▼ 37.2%
Cash at bank and in hand54/58€30,805€85,942€77,367€64,720€66,006€58,835€62,223€110,191▲ 77.1%
Deferred charges and accrued income490/1---€997€0€613€0€645-
Equity and liabilities
Total equity and liabilities10/49€48,688€98,083€91,235€85,241€102,314€110,101€91,406€114,868▲ 25.7%
Equity10/15€42,454€45,603€50,419€54,500€59,230€62,018€64,776€67,302▲ 3.9%
Contributions10/11€20,000€20,000-€20,000€20,000€20,000€20,000€20,000=
Reserves13€2,000€2,000€2,000€2,000€2,000€2,000€2,000€2,000=
Non-distributable reserves130/1---€2,000€2,000€0---
Reserves not available under the articles1311---€2,000€2,000€0---
Distributable reserves133-----€2,000€2,000€2,000=
Profit (loss) carried forward14€20,454€23,603€28,419€32,500€37,230€40,018€42,776€45,302▲ 5.9%
Amounts payable17/49€6,235€52,480€40,816€30,741€43,084€48,083€26,630€47,566▲ 78.6%
Amounts payable within one year42/48€6,011€52,233€40,756€30,695€43,067€48,057€26,613€47,566▲ 78.7%
Trade debts44€6,011€42,105€39,155€30,060€42,995€48,057€26,613€47,566▲ 78.7%
Suppliers440/4---€30,060€42,995€48,057€26,613€47,566▲ 78.7%
Taxes, remuneration and social security45---€0€72€0---
Taxes450/3---€0€72€0---
Other amounts payable47/48---€635€0----
Accrued charges and deferred income492/3---€46€17€26€17€0▼ 100%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€2,194€3,149€4,816€4,081€4,730€2,788€2,758€2,526▼ 8.4%
Operating cash flow (approximation)€2,194€3,149€4,816€4,081€4,730€2,788€2,758€2,526▼ 8.4%
Change in cash-€55,138-€8,576-€12,646€1,285-€7,171€3,388€47,968▲ 1,316%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Similar companies · same sector, comparable size

Of 12,178 companies in this sector we hold annual accounts for 7,764. 6,316 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Directors

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →

Owners and capital

Owners

2 owners

Chain of control

  1. EXCELLENT BUSINESS SERVICES 60%
  2. ACTA CONSULT 51%
  3. EBCS ZIRCON

Highest known parent: EXCELLENT BUSINESS SERVICES. The sources do not say who stands above it.

Owners 2

According to the annual accounts of the companies, the acts in the Belgian Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Companies Code and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Group and network

Connections & network

No directors read yet: 0 of 3 Gazette acts processed.

History

EBCS ZIRCON was incorporated on 9 October 2006.1 Total assets rose from €48,688 in 2018 to €114,868 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €4,816 ▲52.9%
Operating result €6,535, net result €4,816, both a record.
24-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded09-10-2006
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0884093830
Also 9925:BE0884093830
Registered 24-11-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 7 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
1.2 ha
Building footprint
4,651 m²
Volume, LiDAR
91,322 m³
Parcel 24423H0194/00Z000, Flanders · tallest building 34.7 m, ±7 floors. Linked by address, not a title deed.
13 companies at this address See who is registered here
1 establishment unit
Persilstraat 51G, 3020 Herent
NACE 74121
since 2006unit no. 2.188.895.367
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24423H0194/00Z000 Flanders 1.2 ha 1 · 4,651 m² 34.7 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.