Equity
€194,448 ▼ 63.1%
EBC² paid out €500,000 in dividends. That is 298% of the 2025 profit.
EBC²
Lifetime
6 annual accounts with figures on one time axispeak €350,818 (2020)
€231,540▼ 18.6%
peak €244,446 (2020)
€167,900▼ 13.3%
peak €566,224 (2022)
€194,448▼ 63.1%
€624,936▲ 556%
Board2 names since 2019
2 directorsBERGER Elfriede and 1 other
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €284,560 to €231,540Dividend €500,000Equity from €526,548 to €194,448Debts from €95,312 to €624,936Investments €67,328Cash from €467,889 to €707,404
Key points
from the 2025 annual accountsDebts
€624,936 ▲ 556%
Debts rose by €529,624 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€73,328 9.4 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.25 was 6.22 in 2024
Short-term debts rose from €95,276 to €585,963.
Filings
6 annual accounts 4 late
The 2021 accounts came latest: 30 days after the end of the period.
Position in the sector
€167,900
Higher net result than 93% of companies in head offices and management consultancy. Sector median €27,138 · 39,380 companies.
Checked score
92
Excellent
Financially stronger than 38% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025highest value
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €819,384
Liquidity: current ratio 1.25, cash €707,404
Figures for financial year 2025 (filed on 31-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 26% of them on solvency, 53% on liquidity, 64% on profitability and 10% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,684 companies had the same profile as EBC² has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
1.2%
stopped another way
1.3%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of EBC² itself is lower: < 0.1% within 12 months. It rests on far more data about EBC² than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,684 companies, not a prediction for EBC². The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.25 (6.22 in 2024), below the usual 1.5. Short-term debt is 71.5% and cash 86.3% of total assets. 76.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
29 days late
2023
27 days late
2022
4 days early
2021
30 days late
2020
20 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 17 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- TIMMERMAN Jan 50 sharesdeed of 14-10-2019
- BERGER Elfriede 50 sharesdeed of 14-10-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0735919402
Incorporation
Founding capital of €20,000, 100 shares · Founders: TIMMERMAN Jan (comparant) and BERGER Elfriede (comparant) · Appointments: TIMMERMAN Jan (statutory director) and BERGER Elfriede (statutory director) · published on 14-10-2019 · Gazette deed
First establishment
Rijvers 33, Lievegem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EBC² Lievegem | €819,384 | €231,540 | 23.7% | - |
| Bernard Dierinck Laarne | €808,774 | €211,232 | 53.6% | - |
| Meuninck Marketing Company Aalter | €715,633 | €228,142 | 94.6% | - |
| HANS VAN DROOGENBROECK Ghent | €748,024 | €224,404 | 60.3% | - |
| DALCON Zottegem | €769,220 | €215,356 | 10.1% | - |
| LAWOTI Sint-Gillis-Waas | €775,206 | €228,487 | 27.9% | - |
| Kaaiman Ghent | €819,468 | €272,423 | 25.4% | - |
These companies have the same main activity as EBC²: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €716,000 and €819,000, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 10-10-2019Normal situation
- Activity
- Business and other management consultancyNACE 70200and 4 others
- Establishment unit
- 2.295.988.7139930 Lievegem, since 10-10-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2025
Annual accounts 2025
- ≈ €390,000estimated
- €819,384▲ 31.8%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on EBC²
EBC² files the micro format. That format states no turnover. The gross margin fell from €350,818 in 2020 to €231,540 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EBC²
- What is the company number of EBC²?
- The company number of EBC² is 0735.919.402. The VAT number is the same number with BE in front: BE 0735.919.402.
- Where is EBC² based?
- The registered office is at Rijvers 33, 9930 Lievegem.Company details
- What does EBC² do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of EBC²?
- EBC² is a private limited company (BV).
- When was EBC² founded?
- EBC² was founded on 10-10-2019.
- Is EBC² still active?
- Yes, EBC² is an active enterprise in the KBO register.
- What is the turnover of EBC²?
- The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €231,540 and 109 comparable companies (NACE 70200). It probably lies between €330,000 and €470,000.Financials
- Is EBC² profitable?
- In financial year 2025, EBC² made a profit of €167,900.
- Where can I find the annual accounts of EBC²?
- EBC² filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EBC² due?
- EBC² must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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