EBB CONSULT
ActiveSummary
EBB CONSULT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.0m and a net result of €172,157. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 3321 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-25
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260,000 at 30 days acceptable
Liquidity ample (current ratio 36.56 against 10.05 in 2024; short-term debt: 2.2% and cash: 21.2% of total assets), and 18.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.4%
Return on assets
4.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-10-2025, 96 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
96 d early
2024
105 d early
2022
132 d early
2021
94 d early
2020
80 d early
2019
14 d late
2018
50 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 78 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#1 company by equity in Beauraing, Professional and technical services sector#2 company by total assets in Beauraing, Professional and technical services sector#4 oldest company in Beauraing, Professional and technical services sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€172,157▼ 88.2%
2024 · €1.5m
Working capital
€2.9m▲ 5.5%
2024 · €2.8m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220242025
Operating result€695,283▲ 46.6%€565,540▼ 18.7%€455,661▼ 19.4%€2.1m-€217,752▼ 89.7%
Net result€476,511above the sector's middle half▲ 58.8%€386,470above the sector's middle half▼ 18.9%€305,118above the sector's middle half▼ 21.1%€1.5mabove the sector's middle half-€172,157within the sector's middle half▼ 88.2%
Equity€1.1mabove the sector's middle half▼ 21.2%€1.4mabove the sector's middle half▲ 22.5%€1.7mabove the sector's middle half▲ 21.4%€2.8mabove the sector's middle half-€3.0mabove the sector's middle half▲ 6.1%
Total assets€8.2mabove the sector's middle half▼ 25.2%€2.6mabove the sector's middle half▼ 68.7%€2.7mabove the sector's middle half▲ 5.4%€3.7mabove the sector's middle half-€3.7mabove the sector's middle half▼ 2.2%
Debt€7.1m▼ 25.8%€1.2m▼ 83.3%€1.0m▼ 13.3%€935,974-€682,127▼ 27.1%
Working capital€961,249▼ 29.3%€1.2m▲ 21.2%€1.5m▲ 27.1%€2.8m-€2.9m▲ 5.5%
Solvency13.8%within the sector's middle half▲ 0.7pp53.9%within the sector's middle half▲ 40.1pp62.1%within the sector's middle half▲ 8.2pp75.0%above the sector's middle half-81.4%above the sector's middle half▲ 6.4pp
Staff (FTE)7.8within the sector's middle half=9within the sector's middle half▲ 15.4%9.7above the sector's middle half▲ 7.8%3.5within the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result -88% on 2024. The previous fiscal year ran 18 months, this one 12.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.7m
Fixed assets
€664,564 ▼ 1.5%
Current assets
€3.0m ▼ 2.3%
Equity and liabilities €3.7m
Equity
€3.0m ▲ 6.1%
Debt
€682,127 ▼ 27.1%
Debt's share of the balance-sheet total falls from 25.0% to 18.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€248,293▼
2024 · €2.2m
Cash flow
€202,699▼
2024 · €1.5m
Current ratio
36.56▲
2024 · 10.05
Debt to equity
0.23▼
2024 · 0.33
ROE
5.8%▼
2024 · 52.1%
ROA
4.7%▼
2024 · 39.1%
Interest coverage
2137.51▲
2024 · 442.08
Debt ≤ 1 year
€82,127▼
2024 · €305,974
Debt > 1 year
€600,000▼
2024 · €630,000
Income taxes
€78,495▼
2024 · €687,884
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,684 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €603,827 | €670,294 | €375,972 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €71,906 | €72,903 | €63,859 | €45,000 | €30,541 | ▼ 32.1% |
| Other operating charges640/8 | - | €9,141 | €9,513 | €8,701 | €4,010 | ▼ 53.9% |
| Gross operating margin9900 | €1.2m | €1.3m | €1.2m | €2.6m | €252,303 | ▼ 90.1% |
| Operating profit (loss)9901 | €695,283 | €565,540 | €455,661 | €2.1m | €217,752 | ▼ 89.7% |
| Financial income75/76B | - | €42 | €51 | €33,723 | €33,016 | ▼ 2.1% |
| Recurring financial income75 | €708 | €42 | €51 | €33,723 | €33,016 | ▼ 2.1% |
| Financial charges65/66B | - | €3,539 | €2,836 | €4,906 | €116 | ▼ 97.6% |
| Recurring financial charges65 | €4,405 | €3,539 | €2,836 | €4,906 | €116 | ▼ 97.6% |
| Profit (loss) for the period before taxes9903 | €691,586 | €562,043 | €452,876 | €2.2m | €250,652 | ▼ 88.4% |
| Income taxes67/77 | €215,075 | €175,573 | €147,758 | €687,884 | €78,495 | ▼ 88.6% |
| Profit (loss) for the period9904 | €476,511 | €386,470 | €305,118 | €1.5m | €172,157 | ▼ 88.2% |
| Profit (loss) for the period to be appropriated9905 | €514,011 | €386,470 | €305,118 | €1.5m | €172,157 | ▼ 88.2% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.2m | €2.6m | €2.7m | €3.7m | €3.7m | ▼ 2.2% |
| Fixed assets21/28 | €956,760 | €947,903 | €913,990 | €675,000 | €664,564 | ▼ 1.5% |
| Tangible fixed assets22/27 | €956,760 | €947,903 | €913,990 | €675,000 | €664,564 | ▼ 1.5% |
| Land and buildings22 | - | €890,870 | €883,207 | €675,000 | - | - |
| Furniture and vehicles24 | - | €53,536 | €29,016 | - | - | - |
| Leasing and similar rights25 | - | €3,497 | - | - | - | - |
| Other tangible fixed assets26 | - | - | €1,767 | - | €664,564 | - |
| Current assets29/58 | €7.2m | €1.6m | €1.8m | €3.1m | €3.0m | ▼ 2.3% |
| Amounts receivable after more than one year29 | - | - | €100,000 | €1.7m | €1.5m | ▼ 12.5% |
| Trade receivables290 | - | - | €100,000 | - | - | - |
| Other amounts receivable291 | - | - | - | €1.7m | €1.5m | ▼ 12.5% |
| Amounts receivable within one year40/41 | €495,962 | €89,954 | €52,890 | €815,824 | €692,914 | ▼ 15.1% |
| Trade receivables40 | - | €73,954 | €52,883 | €21,000 | €172,000 | ▲ 719% |
| Other amounts receivable41 | - | €16,000 | €7 | €794,824 | €520,914 | ▼ 34.5% |
| Cash at bank and in hand54/58 | €6.7m | €1.5m | €1.6m | €508,062 | €777,840 | ▲ 53.1% |
| Deferred charges and accrued income490/1 | - | €11,155 | €11,720 | €5,659 | €5,561 | ▼ 1.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.2m | €2.6m | €2.7m | €3.7m | €3.7m | ▼ 2.2% |
| Equity10/15 | €1.1m | €1.4m | €1.7m | €2.8m | €3.0m | ▲ 6.1% |
| Contributions10/11 | - | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Reserves13 | €1.1m | €1.3m | €1.6m | €2.8m | €2.9m | ▲ 6.2% |
| Distributable reserves133 | - | €1.3m | €1.6m | €2.8m | €2.9m | ▲ 6.2% |
| Profit (loss) carried forward14 | €256 | €276 | €30 | €762 | €919 | ▲ 20.6% |
| Amounts payable17/49 | €7.1m | €1.2m | €1.0m | €935,974 | €682,127 | ▼ 27.1% |
| Amounts payable after more than one year17 | €783,833 | €732,782 | €696,579 | €630,000 | €600,000 | ▼ 4.8% |
| Financial debts170/4 | - | €732,782 | €696,579 | €630,000 | €600,000 | ▼ 4.8% |
| Amounts payable within one year42/48 | €6.3m | €447,766 | €305,160 | €305,974 | €82,127 | ▼ 73.2% |
| Current portion of amounts payable after more than one year42 | - | €51,051 | €36,203 | €30,000 | €30,000 | = |
| Financial debts43 | - | - | - | €43,260 | - | - |
| Credit institutions430/8 | - | - | - | €43,260 | - | - |
| Trade debts44 | €5.8m | €53,557 | €20,122 | €4,165 | €122 | ▼ 97.1% |
| Suppliers440/4 | - | €53,557 | €20,122 | €4,165 | €122 | ▼ 97.1% |
| Taxes, remuneration and social security45 | - | €232,173 | €238,132 | €8,549 | €52,005 | ▲ 508% |
| Taxes450/3 | - | €172,650 | €171,372 | €8,549 | €52,005 | ▲ 508% |
| Remuneration and social security454/9 | - | €59,523 | €66,760 | - | - | - |
| Other amounts payable47/48 | - | €110,985 | €10,703 | €220,000 | - | - |
| Accrued charges and deferred income492/3 | - | €561 | €22,600 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €476,511 | €386,470 | €305,118 | €1.5m | €172,157 | ▼ 88.2% |
| + Depreciation and write-downs630 | €71,906 | €72,903 | €63,859 | €45,000 | €30,541 | ▼ 32.1% |
| Operating cash flow (approximation) | €548,417 | €459,373 | €368,977 | €1.5m | €202,699 | ▼ 86.6% |
| Investment in fixed assets (approximation) | - | -€64,046 | -€29,946 | - | -€20,105 | - |
| Change in cash | - | -€5.2m | €109,396 | - | €269,779 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Weakest financial yearnet €172,157 ▼88.2%
Net result drops to €172,157, the lowest in the series.
30-06
Financial
Liquidity quadruplescurrent ratio 36.56
Current ratio from 10.05 to 36.56; short-term debt falls from €305,974 to €82,127.
2024
18-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Highest result since 2018net €1.5m ▲380%
Operating result €2.1m, net result €1.5m, both a record.
30-06
Financial
Equity above €2mEq €2.8m ▲67.9%
6 profitable years in a row build equity to €2.8m.
2023
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity triplescurrent ratio 3.60
Current ratio from 1.15 to 3.60; short-term debt falls from €6.3m to €447,766.
12-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Show earlier events
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 14 days late
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beauraing · 1 establishment unit since 2000
Ground area
573 m²
Building footprint
417 m²
Volume, LiDAR
1,473 m³
2 parcels, Wallonia · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Rue de Dinant 95, 5570 Beauraing
since 20002.190.708.673
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91013B0015/00C000 | Wallonia | 315 m² | 1 · 129 m² | 13.7 m · 4 fl. |
| 91013B0005/00S000 | Wallonia | 258 m² | 1 · 288 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,261 companies in sector 69102 we hold annual accounts for 1,755. 792 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-12-2000
Fiscal year end30-06
Activities, NACEBEL 2025
69102Activities of notaries
Contact
E-mail
etienne.beguin@belnot.be
E-mail
etienne.beguin@notaire.be
Phone
082/71.14.06
E-invoicing
Reachable via Peppol
Peppol ID
0208:0473492830
Also
9925:BE0473492830
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.