EB&JJ
ActiveEB&JJ has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €37k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.4 against 5.42 in 2024; short-term debt: 21.5% and cash: 58.3% of total assets), and 21.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.5%
Return on assets
24.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
65 d early
2023
62 d early
2022
66 d early
2021
67 d early
2020
60 d early
2019
74 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▼ 2.4%
2024 · €122k
2018: €30k
2019: €38k
2020: €52k
2021: €66k
2022: €76k
2023: €95k
2024: €122k
2018 → 2025
Total assets
€151k▲ 1.9%
2024 · €149k
2018: €45k
2019: €64k
2020: €65k
2021: €93k
2022: €94k
2023: €122k
2024: €149k
2018 → 2025
Net result
€37k▲ 36.0%
2024 · €27k
2018: €6k
2019: €8k
2020: €13k
2021: €19k
2022: €10k
2023: €26k
2024: €27k
2018 → 2025
Working capital
€111k▼ 6.4%
2024 · €118k
2018: €26k
2019: €28k
2020: €44k
2021: €50k
2022: €67k
2023: €89k
2024: €118k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€76k▲ 14.7%€95k▲ 24.2%€122k▲ 28.8%€119k▼ 2.4%
Operating result€24k-€15k▼ 37.0%€37k▲ 146%€44k▲ 20.0%€56k▲ 26.3%
Net result€19k-€10k▼ 47.4%€26k▲ 164%€27k▲ 5.8%€37k▲ 36.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €151k
Fixed assets
€8k▲ 139%
Current assets
€144k▼ 1.2%
Equity and liabilities €151k
Equity
€119k▼ 2.4%
Debt
€33k▲ 21.7%
The debt ratio rises from 18.0% to 21.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€57k▲
2024 · €47k
Cash flow
€38k▲
2024 · €30k
Solvency
78.5%▼
2024 · 82.0%
Current ratio
4.40▼
2024 · 5.42
Quick ratio
4.26▼
2024 · 5.27
Debt / equity
0.27▲
2024 · 0.22
ROE
31.2%▲
2024 · 22.3%
ROA
24.4%▲
2024 · 18.3%
Interest coverage
35.10▼
2024 · 68.75
Debt
€33k▲
2024 · €27k
Debt ≤ 1 year
€33k▲
2024 · €27k
Income taxes
€20k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€149k€151k▲
Fixed assets21/28€3k€8k▲
Tangible fixed assets22/27€774€5k▲
Plant, machinery and equipment23€774€2k▲
Furniture and vehicles24€0€3k▲
Financial fixed assets28€3k€3k=
Current assets29/58€145k€144k▼
Stocks and contracts in progress3€4k€5k▲
Stocks30/36€4k€5k▲
Amounts receivable within one year40/41€4k€27k▲
Trade receivables40€3k€21k▲
Other amounts receivable41€491€6k▲
Current investments50/53€110k€21k▼
Cash at bank and in hand54/58€25k€88k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€149k€151k▲
Equity10/15€122k€119k▼
Contributions10/11€6k€6k=
Reserves13€116k€113k▼
Distributable reserves133€116k€113k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€27k€33k▲
Amounts payable within one year42/48€27k€33k▲
Trade debts44€8k€11k▲
Suppliers440/4€8k€11k▲
Taxes, remuneration and social security45€12k€21k▲
Taxes450/3€12k€21k▲
Other amounts payable47/48€6k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€694▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€50k€59k▲
Operating profit (loss)9901€44k€56k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€684€2k▲
Recurring financial charges65€684€2k▲
Profit (loss) for the period before taxes9903€45k€57k▲
Income taxes67/77€18k€20k▲
Profit (loss) for the period9904€27k€37k▲
Profit (loss) for the period to be appropriated9905€27k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€37k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0€40k▲
Transfer to equity691/2€27k€37k▲
To other reserves6921€27k€37k▲
Profit to be distributed694/7€0€40k▲
Return on contributions (dividend)694€0€40k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €37k ▲36%
Operating result €56k, net result €37k, both a record.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €122k ▲28.8%
7 profitable years in a row build equity to €122k.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 5.39
Current ratio from 2.28 to 5.39; short-term debt falls from €22k to €10k.
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putsebaan 253140 KeerbergenGround area
91 m²
Building footprint
78 m²
Volume, LiDAR
347 m³
Parcel 24048B0128/00N000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Putsebaan 25, 3140 Keerbergen
since 20132.223.761.919
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24048B0128/00N000 | Flanders | 91 m² | 1 · 78 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKeerbergen2.223.761.919
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I-Roots
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TURN ON
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Seneffe · Eq €119k
Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 3,558 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2013
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
77392Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.