EB-A
ActiveEB-A has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241k and a net result of €111k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 49% of 723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+6
Solvency67▲+21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.69 in 2024; short-term debt: 55.6% and cash: 52.9% of total assets), and 57.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.1%
Return on assets
19.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €241k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
29 d late
2022
26 d late
2021
30 d late
2020
31 d late
2019
126 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€111k▲ 26.6%
2024 · €88k
2018: €-55k
2019: €-8k
2020: €12k
2021: €28k
2022: €19k
2023: €9k
2024: €88k
2018 → 2025
Working capital
€-4k▲ 97.3%
2024 · €-147k
2018: €-88k
2019: €-100k
2020: €-110k
2021: €-114k
2022: €-142k
2023: €-231k
2024: €-147k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€33k▲ 140%€42k▲ 26.2%€129k▲ 212%€241k▲ 86.0%
Operating result€46k-€34k▼ 25.5%€23k▼ 32.5%€125k▲ 437%€151k▲ 20.7%
Net result€28k-€19k▼ 32.6%€9k▼ 55.1%€88k▲ 922%€111k▲ 26.6%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €571k
Fixed assets
€257k▼ 11.0%
Current assets
€314k▼ 3.6%
Equity and liabilities €571k
Equity
€241k▲ 86.0%
Provisions
€13k=
Debt
€318k▼ 32.7%
The debt ratio falls from 76.9% to 55.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€220k▲
2024 · €194k
Cash flow
€181k▲
2024 · €157k
Solvency
42.1%▲
2024 · 21.1%
Current ratio
0.99▲
2024 · 0.69
Quick ratio
0.99▲
2024 · 0.69
Debt / equity
1.32▼
2024 · 3.65
ROE
46.2%▼
2024 · 67.9%
ROA
19.5%▲
2024 · 14.3%
Interest coverage
198.88▲
2024 · 153.18
Debt
€318k▼
2024 · €472k
Debt ≤ 1 year
€318k▼
2024 · €472k
Income taxes
€38k▲
2024 · €36k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€615k€571k▼
Fixed assets21/28€289k€257k▼
Tangible fixed assets22/27€289k€257k▼
Land and buildings22€239k€216k▼
Furniture and vehicles24€48k€39k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€326k€314k▼
Amounts receivable within one year40/41€8k€12k▲
Trade receivables40€8k€12k▲
Cash at bank and in hand54/58€317k€302k▼
Equity and liabilities
Total equity and liabilities10/49€615k€571k▼
Equity10/15€129k€241k▲
Contributions10/11€15k€15k=
Capital10€15k€15k=
Issued capital100€19k€19k=
Uncalled capital101€4k€4k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€113k€224k▲
Provisions and deferred taxes16€13k€13k=
Provisions for liabilities and charges160/5€13k€13k=
Other liabilities and charges164/5€13k€13k=
Amounts payable17/49€472k€318k▼
Amounts payable within one year42/48€472k€318k▼
Current portion of amounts payable after more than one year42€69k-
Trade debts44€41k€51k▲
Suppliers440/4€41k€51k▲
Taxes, remuneration and social security45€45k€52k▲
Taxes450/3€45k€52k▲
Remuneration and social security454/9-€57
Other amounts payable47/48€318k€215k▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€70k▲
Other operating charges640/8€4k€2k▼
Non-recurring operating charges66A€13k-
Gross operating margin9900€210k€225k▲
Operating profit (loss)9901€125k€151k▲
Financial income75/76B€6-
Recurring financial income75€6-
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€124k€150k▲
Income taxes67/77€36k€38k▲
Profit (loss) for the period9904€88k€111k▲
Profit (loss) for the period to be appropriated9905€88k€111k▲
Appropriation of the result
Profit (loss) to be appropriated9906€113k€224k▲
Profit (loss) brought forward from the previous period14P€25k€113k▲
Social balance
Average headcount (FTE)9087-1.0
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €111k ▲26.6%
Operating result €151k, net result €111k, both a record.
31-12
Financial
Equity above €200kEq €241k ▲86%
6 profitable years in a row build equity to €241k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Equity above €100kEq €129k ▲212%
5 profitable years in a row build equity to €129k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 26 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
04-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 126 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Hubertusdreef 443090 OverijseGround area
2,367 m²
Building footprint
281 m²
Volume, LiDAR
1,961 m³
Parcel 23062M0070/00D003, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EB-A
since 20032.301.840.088
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062M0070/00D003 | Flanders | 2,367 m² | 1 · 281 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Virens
BE 0700.957.137
Schoten · Eq €241k
Ante Architecten
BE 0893.536.977
Sint-Niklaas · Eq €241k
BUREAU D'ARCHITECTURE GREISCH
BE 0898.022.238
Herstal · Eq €241k
COSAMA
BE 0773.515.216
Merelbeke-Melle · Eq €241k
Architectenburo Rijcken Adrien
BE 0808.898.044
Hamont-Achel · Eq €241k
Of 18,252 companies in sector 71111 we hold annual accounts for 6,319. 4,944 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2003
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.