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EAY

Active
Private limited companyfounded 20187 yrs activeKeizerslaan 10, 1000 Brussel, BelgiumKBO/BCE: BE 0715.400.239
Summary

The computed 12-month bankruptcy probability of EAY is 5.0% (elevated). The 2025 annual accounts show equity of €57,381 and a net result of -€4,445. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 84% of 4664 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-13
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
5.0% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.01 against 0.36 in 2024; short-term debt: 22.8% and cash: 23.1% of total assets), and 22.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
77.2%
Return on assets
-6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
on the day
2024
10 d late
2023
96 d late
2022
27 d early
2021
24 d early
2020
26 d early
2019
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

EAY was incorporated on 3 December 2018.1 Total assets rose from EUR 33,738 in 2019 to EUR 74,292 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€57,381▼ 7.2%
2024 · €61,826
Total assets
€74,292▼ 10.2%
2024 · €82,775
Net result
-€4,445
2024 · €3,537
Working capital
€239
2024 · -€13,364
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€13,394€11,865▼ 11.4%€23,757▲ 100%€6,798▼ 71.4%-€4,282
Net result€8,395€8,358▼ 0.4%€18,110▲ 117%€3,537▼ 80.5%-€4,445
Equity€31,821▲ 35.8%€40,179▲ 26.3%€58,289▲ 45.1%€61,826▲ 6.1%€57,381▼ 7.2%
Total assets€33,388▲ 42.5%€63,919▲ 91.4%€84,828▲ 32.7%€82,775▼ 2.4%€74,292▼ 10.2%
Debt€1,567€23,740▲ 1,415%€26,539▲ 11.8%€20,950▼ 21.1%€16,911▼ 19.3%
Working capital€31,821€14,946▼ 53.0%-€19,197-€13,364▲ 30.4%€239
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2021: €13,394€13,394Net result 2021: €8,395€8,395Operating result 2022: €11,865€11,865Net result 2022: €8,358€8,358Operating result 2023: €23,757€23,757Net result 2023: €18,110€18,110Operating result 2024: €6,798€6,798Net result 2024: €3,537€3,537Operating result 2025: -€4,282-€4,282Net result 2025: -€4,445-€4,44520212022202320242025-€10,000€0€10,000€20,000Operating result 2023: €23,757€23,800Net result 2023: €18,110€18,100Operating result 2024: €6,798€6,800Net result 2024: €3,537€3,540Operating result 2025: -€4,282-€4,280Net result 2025: -€4,445-€4,440202320242025
The operating result turns negative in 2025: a loss of €4,282 after €6,798 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74,292
Fixed assets €57,142 ▼ 24.0%
Current assets €17,150 ▲ 126%
Equity and liabilities €74,292
Equity €57,381 ▼ 7.2%
Debt €16,911 ▼ 19.3%
Debt's share of the balance-sheet total falls from 25.3% to 22.8%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€15,785▼
2024 · €23,356
Cash flow
€15,622▼
2024 · €20,095
Current ratio
1.01▲
2024 · 0.36
Debt to equity
0.29▼
2024 · 0.34
ROE
-7.7%▼
2024 · 5.7%
ROA
-6.0%▼
2024 · 4.3%
Interest coverage
96.68▲
2024 · 95.07
Debt ≤ 1 year
€16,911▼
2024 · €20,950
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€82,775€74,292▼
Fixed assets21/28€75,190€57,142▼
Tangible fixed assets22/27€75,190€57,142▼
Furniture and vehicles24€75,190€57,142▼
Current assets29/58€7,586€17,150▲
Amounts receivable within one year40/41-€10
Other amounts receivable41-€10
Cash at bank and in hand54/58€7,586€17,140▲
Equity and liabilities
Total equity and liabilities10/49€82,775€74,292▼
Equity10/15€61,826€57,381▼
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14€43,226€38,781▼
Amounts payable17/49€20,950€16,911▼
Amounts payable within one year42/48€20,950€16,911▼
Trade debts44€508€824▲
Suppliers440/4€508€824▲
Taxes, remuneration and social security45€2,845€650▼
Taxes450/3€2,845€650▼
Other amounts payable47/48€17,597€15,437▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,558€20,067▲
Other operating charges640/8€4,464€4,758▲
Non-recurring operating charges66A€2,493-
Gross operating margin9900€30,313€20,543▼
Operating profit (loss)9901€6,798-€4,282▼
Financial charges65/66B€246€163▼
Recurring financial charges65€246€163▼
Profit (loss) for the period before taxes9903€6,552-€4,445▼
Income taxes67/77€3,015-
Profit (loss) for the period9904€3,537-€4,445▼
Profit (loss) for the period to be appropriated9905€3,537-€4,445▼
Appropriation of the result
Profit (loss) to be appropriated9906€43,226€38,781▼
Profit (loss) brought forward from the previous period14P€39,689€43,226▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€7,806€1,782€8,566---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,967€6,673€12,945€16,558€20,067▲ 21.2%
Other operating charges640/8€640€1,346€4,839€4,464€4,758▲ 6.6%
Non-recurring operating charges66A---€2,493--
Gross operating margin9900€21,000€19,884€41,541€30,313€20,543▼ 32.2%
Operating profit (loss)9901€13,394€11,865€23,757€6,798-€4,282▼ 163%
Financial income75/76B€281-----
Recurring financial income75€281-----
Financial charges65/66B€2,753€163€176€246€163▼ 33.5%
Recurring financial charges65€2,753€163€176€246€163▼ 33.5%
Profit (loss) for the period before taxes9903€10,922€11,702€23,581€6,552-€4,445▼ 168%
Income taxes67/77€2,527€3,345€5,471€3,015--
Profit (loss) for the period9904€8,395€8,358€18,110€3,537-€4,445▼ 226%
Profit (loss) for the period to be appropriated9905€8,395€8,358€18,110€3,537-€4,445▼ 226%
Line20212022202320242025Change
Assets
Total assets20/58€33,388€63,919€84,828€82,775€74,292▼ 10.2%
Fixed assets21/28-€25,233€77,486€75,190€57,142▼ 24.0%
Tangible fixed assets22/27-€25,233€77,486€75,190€57,142▼ 24.0%
Furniture and vehicles24-€25,233€77,486€75,190€57,142▼ 24.0%
Current assets29/58€33,388€38,685€7,342€7,586€17,150▲ 126%
Amounts receivable within one year40/41€7,218€7,140€922-€10-
Trade receivables40€2,166€9----
Other amounts receivable41€5,051€7,131€922-€10-
Cash at bank and in hand54/58€25,477€30,667€6,421€7,586€17,140▲ 126%
Deferred charges and accrued income490/1€694€879----
Equity and liabilities
Total equity and liabilities10/49€33,388€63,919€84,828€82,775€74,292▼ 10.2%
Equity10/15€31,821€40,179€58,289€61,826€57,381▼ 7.2%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14€13,221€21,579€39,689€43,226€38,781▼ 10.3%
Amounts payable17/49€1,567€23,740€26,539€20,950€16,911▼ 19.3%
Amounts payable within one year42/48€1,567€23,740€26,539€20,950€16,911▼ 19.3%
Trade debts44€1,567€5,869€11,189€508€824▲ 62.0%
Suppliers440/4€1,567€5,869€11,189€508€824▲ 62.0%
Taxes, remuneration and social security45-€14,603€13,436€2,845€650▼ 77.2%
Taxes450/3-€10,699€8,816€2,845€650▼ 77.2%
Remuneration and social security454/9-€3,904€4,620---
Other amounts payable47/48-€3,268€1,914€17,597€15,437▼ 12.3%
Line20212022202320242025Change
Profit (loss) for the period9904€8,395€8,358€18,110€3,537-€4,445▼ 226%
+ Depreciation and write-downs630€6,967€6,673€12,945€16,558€20,067▲ 21.2%
Operating cash flow (approximation)€15,362€15,031€31,055€20,095€15,622▼ 22.3%
Investment in fixed assets (approximation)---€65,198-€14,262-€2,019▲ 85.8%
Change in cash-€5,190-€24,246€1,165€9,554▲ 720%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity triplescurrent ratio 1.01
Current ratio from 0.36 to 1.01; short-term debt falls from €20,950 to €16,911.
10-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
04-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 96 days late
2023
31-12
Financial Highest result since 2019net €18,110 ▲117%
Operating result €23,757, net result €18,110, both a record.
04-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €8,395
Net result €8,395 after one loss-making year.
05-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet -€6,871
Net result drops to -€6,871, the lowest in the series; recovery starts the following year.
17-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 20 acts read
About the unread acts

We know of 20 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
20 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
670 m²
Building footprint
488 m²
Volume, LiDAR
11,099 m³
Parcel 21808H1778/00D000, Brussels · tallest building 27.7 m, ±8 floors. Linked by address, not a title deed.
469 companies at this address See who is registered here
1 establishment unit
EAY
Scheduled passenger transport by road
since 20192.283.540.643
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21808H1778/00D000 Brussels 670 m² 1 · 488 m² 27.7 m · 8 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 963 companies in sector 49310 we hold annual accounts for 487. 338 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
49310Scheduled passenger transport by road
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle

Scores and ratios are computed by Checked and are not a credit decision.