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EASYWRITER

Active
Private limited companyfounded 199531 yrs activeRuddershove 21, 8530 Harelbeke, BelgiumKBO/BCE: BE 0454.866.157

EASYWRITER has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182k and a net result of €10k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 6956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
86 / 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▼-30
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 35.29 against 72.52 in 2024), and 5.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 31 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
94.9%
Return on assets
5.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
84 d early
2024
56 d early
2023
20 d late
2022
83 d early
2021
41 d early
2020
26 d early
2019
116 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€182k▲ 5.7%
2024 · €173k
2018: €96k 2019: €111k 2020: €138k 2021: €136k 2022: €130k 2023: €153k 2024: €173k
2018 → 2025
Total assets
€192k▲ 10.1%
2024 · €175k
2018: €129k 2019: €154k 2020: €178k 2021: €156k 2022: €173k 2023: €167k 2024: €175k
2018 → 2025
Net result
€10k▼ 49.7%
2024 · €20k
2018: €17k 2019: €14k 2020: €27k 2021: €-2k 2022: €22k 2023: €24k 2024: €20k
2018 → 2025
Working capital
€168k▲ 11.3%
2024 · €151k
2018: €83k 2019: €93k 2020: €123k 2021: €122k 2022: €118k 2023: €133k 2024: €151k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€136k-€130k▼ 4.5%€153k▲ 18.2%€173k▲ 12.8%€182k▲ 5.7%
Operating result€-7k-€35k€38k▲ 9.4%€28k▼ 27.6%€11k▼ 61.4%
Net result€-2k-€22k€24k▲ 7.3%€20k▼ 17.1%€10k▼ 49.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €-7k€-7kNet result 2021: €-2k€-2kOperating result 2022: €35k€35kNet result 2022: €22k€22kOperating result 2023: €38k€38kNet result 2023: €24k€24kOperating result 2024: €28k€28kNet result 2024: €20k€20kOperating result 2025: €11k€11kNet result 2025: €10k€10k20212022202320242025
The operating result has fallen two years in a row; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €192k
Fixed assets €19k▼ 10.1%
Current assets €173k▲ 12.9%
Equity and liabilities €192k
Equity €182k▲ 5.7%
Debt €10k▲ 369%
The debt ratio rises from 1.2% to 5.1%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€14k
2024 · €31k
Cash flow
€13k
2024 · €23k
Solvency
94.9%
2024 · 98.8%
Current ratio
35.29
2024 · 72.52
Quick ratio
35.29
2024 · 72.52
Debt / equity
0.05
2024 · 0.01
ROE
5.4%
2024 · 11.3%
ROA
5.1%
2024 · 11.2%
Interest coverage
31.49
2024 · 50.59
Debt
€10k
2024 · €2k
Debt ≤ 1 year
€5k
2024 · €2k
Income taxes
€4k
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€175k€192k
Fixed assets21/28€22k€19k
Tangible fixed assets22/27€22k€19k
Land and buildings22€17k€16k
Plant, machinery and equipment23€155€1k
Furniture and vehicles24€5k€3k
Current assets29/58€153k€173k
Amounts receivable after more than one year29€111k€111k=
Other amounts receivable291€111k€111k=
Amounts receivable within one year40/41€14k€32k
Trade receivables40€3k€8k
Other amounts receivable41€11k€24k
Cash at bank and in hand54/58€25k€28k
Deferred charges and accrued income490/1€3k€2k
Equity and liabilities
Total equity and liabilities10/49€175k€192k
Equity10/15€173k€182k
Contributions10/11€19k€19k=
Reserves13€125k€125k=
Distributable reserves133€125k€125k=
Profit (loss) carried forward14€29k€39k
Amounts payable17/49€2k€10k
Amounts payable within one year42/48€2k€5k
Trade debts44€2k€5k
Suppliers440/4€2k€5k
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€0-
Accrued charges and deferred income492/3-€5k
Income statement Code20242025
Non-recurring operating income76A€0€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k
Other operating charges640/8€1k€1k
Gross operating margin9900€32k€15k
Operating profit (loss)9901€28k€11k
Financial income75/76B€3k€4k
Recurring financial income75€3k€4k
Financial charges65/66B€608€447
Recurring financial charges65€608€447
Profit (loss) for the period before taxes9903€30k€14k
Income taxes67/77€11k€4k
Profit (loss) for the period9904€20k€10k
Profit (loss) for the period to be appropriated9905€20k€10k
Appropriation of the result
Profit (loss) to be appropriated9906€49k€39k
Profit (loss) brought forward from the previous period14P€29k€29k
Transfer to equity691/2€20k€0
To other reserves6921€20k€0

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity times 7current ratio 72.52
Current ratio from 10.80 to 72.52; short-term debt falls from €14k to €2k.
20-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial Liquidity triplescurrent ratio 10.80
Current ratio from 3.70 to 10.80; short-term debt falls from €44k to €14k.
31-12
Financial Equity above €150kEq €153k ▲18.2%
2 profitable years in a row build equity to €153k.
09-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €22k
Net result €22k after one loss-making year.
20-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €-2k ▼109%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
05-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €27k ▲89.1%
Net result €27k, the highest in the series.
24-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 116 days late
2019
31-12
Financial Equity above €100kEq €111k ▲15.1%
2 profitable years in a row build equity to €111k.
09-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
08-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 39 days late
2017
29-05
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 directors, no change since 2023
DENEEF Dirk Daniel
Statutair bestuurder · since 05-05-2023
Current
LAMON Rita Georgette
Statutair bestuurder · since 05-05-2023
Current
05-05-2023 DENEEF Dirk Daniel: Appointed as Statutair bestuurder
05-05-2023 LAMON Rita Georgette: Appointed as Statutair bestuurder
05-05-2023 DENEEF Dirk: Resigned as Statutair bestuurder
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 1995
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ruddershove 218530 Harelbeke
Ground area
360 m²
Building footprint
128 m²
Volume, LiDAR
570 m³
Parcel 34323D0173/00N010, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VECTOR IT
Ruddershove 21, 8530 HarelbekeNACE 7440101
since 19952.071.555.061
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34323D0173/00N010 Flanders 360 m² 1 · 128 m² 8.1 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,807 companies in sector 73110 we hold annual accounts for 3,724. 2,834 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-03-1995
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
43211General electrical installation work
46150Agents in the wholesale of furniture, household goods and hardware
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:Dirk.deneef@telenet.be
Enterprise