EASY BUILD
ActiveSummary
The computed 12-month bankruptcy probability of EASY BUILD is 1.6% (moderate). The 2025 annual accounts show equity of €48k and a net result of €24k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 16% of 27786 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+61
Solvency38▼-5
Growth65▲+16
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.2 in 2024; short-term debt: 73.5% and cash: 18.8% of total assets), and 87% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
6.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
31 d early
2024
on the day
2023
31 d late
2022
9 d late
2021
151 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€546k▼ 3.8%
2024 · €568k
2018: €477k
2019: €777k
2020: €777k
2021: €1.33M
2022: €1.46M
2024: €568k
2018 → 2025
EBIT margin
6.8%▲ 25.0pp
2024 · -18.2%
2018: 3.1%
2019: 4.0%
2020: 4.0%
2021: 11.5%
2022: 13.6%
2024: -18.2%
2018 → 2025
Net result
€24k
2024 · €-122k
2018: €5k
2019: €11k
2020: €11k
2021: €111k
2022: €134k
2023: €-130k
2024: €-122k
2018 → 2025
Working capital
€96k▲ 151%
2024 · €38k
2018: €35k
2019: €44k
2020: €44k
2021: €148k
2022: €282k
2023: €147k
2024: €38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.33M-€1.46M▲ 9.9%€568k€546k▼ 3.8%
Equity€162k-€296k▲ 83.1%€166k▼ 43.8%€44k▼ 73.7%€48k▲ 10.0%
Operating result€153k-€199k▲ 29.6%€-122k€-103k▲ 15.3%€37k
Net result€111k-€134k▲ 20.7%€-130k€-122k▲ 5.5%€24k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €37k after a loss of €103k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €370k
Fixed assets
€2k ▼ 63.2%
Current assets
€368k ▲ 57.9%
Equity and liabilities €370k
Equity
€48k ▲ 10.0%
Debt
€322k ▲ 65.3%
Debt's share of the balance-sheet total rises from 81.6% to 87.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▲
2024 · €-97k
Cash flow
€28k▲
2024 · €-117k
Current ratio
1.35▲
2024 · 1.20
Quick ratio
1.33▲
2024 · 1.17
Debt to equity
6.69▲
2024 · 4.45
ROE
50.6%▲
2024 · -279.9%
ROA
6.6%▲
2024 · -51.4%
Interest coverage
4.81▲
2024 · -6.52
Debt ≤ 1 year
€272k▲
2024 · €195k
Debt > 1 year
€50k▲
2024 · €0
Income taxes
€4k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€238k€370k▲
Fixed assets21/28€5k€2k▼
Tangible fixed assets22/27€5k€2k▼
Plant, machinery and equipment23€735-
Furniture and vehicles24€498-
Other tangible fixed assets26€4k€2k▼
Current assets29/58€233k€368k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Stocks and contracts in progress3€5k€5k▲
Stocks30/36€5k€5k▲
Amounts receivable within one year40/41€187k€292k▲
Trade receivables40€109k€207k▲
Other amounts receivable41€78k€85k▲
Cash at bank and in hand54/58€41k€70k▲
Deferred charges and accrued income490/1€345€1k▲
Equity and liabilities
Total equity and liabilities10/49€238k€370k▲
Equity10/15€44k€48k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€121k€123k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Other1319€0-
Distributable reserves133€121k€123k▲
Profit (loss) carried forward14€-83k€-81k▲
Amounts payable17/49€195k€322k▲
Amounts payable after more than one year17€0€50k▲
Financial debts170/4€0€50k▲
Amounts payable within one year42/48€195k€272k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€75k-
Credit institutions430/8€75k-
Trade debts44€120k€259k▲
Suppliers440/4€120k€259k▲
Taxes, remuneration and social security45€0€4k▲
Taxes450/3€0€4k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€0€9k▲
Income statement
Code20242025
Turnover70€568k€546k▼
Goods, raw materials, services and sundry goods60/61€707k€478k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€3k▼
Other operating charges640/8€3k€28k▲
Gross operating margin9900€-94k€69k▲
Operating profit (loss)9901€-103k€37k▲
Financial charges65/66B€15k€8k▼
Recurring financial charges65€15k€8k▼
Profit (loss) for the period before taxes9903€-118k€29k▲
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€-122k€24k▲
Profit (loss) for the period to be appropriated9905€-122k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-83k€-59k▲
Profit (loss) brought forward from the previous period14P€39k€-83k▼
Transfer from equity791/2-€20k
Transfer to equity691/2-€23k
To contributions691-€23k
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-09
Financial
Weakest financial yearnet €-130k ▼196%
Net result drops to €-130k, the lowest in the series; recovery starts the following year.
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
30-09
Financial
Highest result since 2018net €134k ▲20.7%
Operating result €199k, net result €134k, both a record.
30-09
Financial
Equity above €200kEq €296k ▲83.1%
5 profitable years in a row build equity to €296k.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 151 days late
2021
30-09
Financial
Equity above €150kEq €162k ▲341%
4 profitable years in a row build equity to €162k.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Show earlier events
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marsveldplein 51050 ElseneGround area
3,724 m²
Building footprint
1,306 m²
Volume, LiDAR
98,133 m³
Parcel 21009A0769/00S002, Brussels · tallest building 99.0 m, ±27 floors. Linked by address, not a title deed.
1 establishment unit
Marsveldplein 5, 1050 Elsene
since 20142.239.556.784
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0769/00S002 | Brussels | 3,724 m² | 1 · 1,306 m² | 99.0 m · 27 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Heyse Interieur
BE 0748.386.375
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UN MOT, UN GESTE, TOUS TRAVAUX
BE 0647.654.647
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SMEETS INTERIEURBOUW
BE 0798.466.782
Peer · Eq €48,164
Reya Interiors
BE 1025.357.405
Antwerpen · Eq €48,085
NEW ESPACE PLUS
BE 0896.814.587
Soignies · Eq €48,189
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,365 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2014
Fiscal year end30-09
Activities, NACEBEL 2025
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:easybuildsprl@gmail.com