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EArcha

Active
Private limited companyfounded 201511 yrs activeDe Campagne 8, 9030 Gent, BelgiumKBO/BCE: BE 0631.806.233

EArcha has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €80k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 70% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
100 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 4.12 against 8.21 in 2024), and 25.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
74.5%
Return on assets
36.8%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €162k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 d early
2024
8 d early
2023
27 d early
2022
21 d early
2021
47 d early
2020
38 d early
2019
29 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€162k▲ 18.2%
2024 · €137k
2018: €217k 2019: €73k 2020: €70k 2021: €73k 2022: €64k 2023: €73k 2024: €137k
2018 → 2025
Total assets
€217k▲ 39.8%
2024 · €155k
2018: €273k 2019: €109k 2020: €154k 2021: €148k 2022: €146k 2023: €154k 2024: €155k
2018 → 2025
Net result
€80k▲ 25.1%
2024 · €64k
2018: €49k 2019: €50k 2020: €58k 2021: €53k 2022: €41k 2023: €49k 2024: €64k
2018 → 2025
Working capital
€163k▲ 22.7%
2024 · €133k
2018: €183k 2019: €72k 2020: €69k 2021: €71k 2022: €63k 2023: €67k 2024: €133k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€73k-€64k▼ 12.1%€73k▲ 13.6%€137k▲ 87.6%€162k▲ 18.2%
Operating result€65k-€54k▼ 17.1%€65k▲ 20.2%€87k▲ 34.7%€99k▲ 13.2%
Net result€53k-€41k▼ 21.9%€49k▲ 18.4%€64k▲ 31.2%€80k▲ 25.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €65k€65kNet result 2021: €53k€53kOperating result 2022: €54k€54kNet result 2022: €41k€41kOperating result 2023: €65k€65kNet result 2023: €49k€49kOperating result 2024: €87k€87kNet result 2024: €64k€64kOperating result 2025: €99k€99kNet result 2025: €80k€80k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 13% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets €2k▼ 53.8%
Current assets €215k▲ 42.2%
Equity and liabilities €217k
Equity €162k▲ 18.2%
Debt €55k▲ 200%
The debt ratio rises from 11.9% to 25.5%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€101k
2024 · €90k
Cash flow
€82k
2024 · €66k
Solvency
74.5%
2024 · 88.1%
Current ratio
4.12
2024 · 8.21
Quick ratio
4.12
2024 · 8.21
Debt / equity
0.34
2024 · 0.13
ROE
49.4%
2024 · 46.7%
ROA
36.8%
2024 · 41.1%
Interest coverage
235.48
2024 · 119.36
Debt
€55k
2024 · €18k
Debt ≤ 1 year
€52k
2024 · €18k
Income taxes
€23k
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€155k€217k
Fixed assets21/28€4k€2k
Tangible fixed assets22/27€4k€2k
Furniture and vehicles24€4k€2k
Current assets29/58€151k€215k
Amounts receivable within one year40/41€11k€14k
Trade receivables40€11k€14k
Other amounts receivable41€5€0
Current investments50/53€101k€36k
Cash at bank and in hand54/58€40k€165k
Equity and liabilities
Total equity and liabilities10/49€155k€217k
Equity10/15€137k€162k
Contributions10/11€20k€20k=
Reserves13€117k€142k
Distributable reserves133€117k€142k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€18k€55k
Amounts payable within one year42/48€18k€52k
Trade debts44€2k€0
Suppliers440/4€2k€0
Taxes, remuneration and social security45€16k€20k
Taxes450/3€16k€20k
Remuneration and social security454/9€0-
Other amounts payable47/48€372€32k
Accrued charges and deferred income492/3-€3k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k
Other operating charges640/8€528€144
Gross operating margin9900€90k€101k
Operating profit (loss)9901€87k€99k
Financial income75/76B€2k€4k
Recurring financial income75€2k€4k
Financial charges65/66B€750€429
Recurring financial charges65€750€429
Profit (loss) for the period before taxes9903€88k€102k
Income taxes67/77€24k€23k
Profit (loss) for the period9904€64k€80k
Profit (loss) for the period to be appropriated9905€64k€80k
Appropriation of the result
Profit (loss) to be appropriated9906€64k€80k
Transfer from equity791/2€0-
Transfer to equity691/2€64k€25k
To other reserves6921€64k€25k
Profit to be distributed694/7€0€55k
Return on contributions (dividend)694€0€55k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €80k ▲25.1%
Operating result €99k, net result €80k, both a record.
31-12
Financial Equity above €150kEq €162k ▲18.2%
8 profitable years in a row build equity to €162k.
23-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity times 5current ratio 8.21
Current ratio from 1.82 to 8.21; short-term debt falls from €82k to €18k.
31-12
Financial Equity above €100kEq €137k ▲87.6%
7 profitable years in a row build equity to €137k.
04-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €41k ▼21.9%
Net result drops to €41k, the lowest in the series; recovery starts the following year.
14-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
21-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2015
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

De Campagne 89030 Gent
Ground area
829 m²
Building footprint
124 m²
Volume, LiDAR
998 m³
Parcel 44038A0708/00Y002, Flanders · tallest building 24.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EArcha
De Campagne 8, 9030 GentAgents specialised in the wholesale of other particular products
since 20152.243.296.828
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44038A0708/00Y002 Flanders 828 m² 1 · 124 m² 24.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 40,604 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-06-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.