EAC CONSTRUCT
ActiveEAC CONSTRUCT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €10k. Equity is growing by ~44.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 11206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
93
/ 100
Excellent▲ +4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-31
Solvency100▲+16
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.07 against 1.93 in 2024), and 30.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
9.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
12 d early
2024
45 d late
2023
99 d late
2022
73 d late
2021
32 d late
2020
165 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 16.1%
2024 · €62k
2020: €12k
2021: €17k
2022: €30k
2023: €39k
2024: €62k
2020 → 2025
Total assets
€104k▼ 30.6%
2024 · €150k
2020: €34k
2021: €21k
2022: €75k
2023: €83k
2024: €150k
2020 → 2025
Net result
€10k▼ 57.8%
2024 · €24k
2020: €11k
2021: €5k
2022: €13k
2023: €9k
2024: €24k
2020 → 2025
Working capital
€76k▲ 9.1%
2024 · €70k
2020: €12k
2021: €17k
2022: €30k
2023: €42k
2024: €70k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€30k▲ 79.1%€39k▲ 28.9%€62k▲ 61.6%€72k▲ 16.1%
Operating result€6k-€18k▲ 191%€15k▼ 18.7%€51k▲ 245%€15k▼ 71.2%
Net result€5k-€13k▲ 163%€9k▼ 34.5%€24k▲ 175%€10k▼ 57.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€3k▼ 35.6%
Current assets
€101k▼ 30.4%
Equity and liabilities €104k
Equity
€72k▲ 16.1%
Debt
€32k▼ 63.9%
The debt ratio falls from 58.4% to 30.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€16k▼
2024 · €52k
Cash flow
€12k▼
2024 · €24k
Solvency
69.6%▲
2024 · 41.6%
Current ratio
4.07▲
2024 · 1.93
Quick ratio
4.07▲
2024 · 1.93
Debt / equity
0.44▼
2024 · 1.40
ROE
13.8%▼
2024 · 38.1%
ROA
9.6%▼
2024 · 15.9%
Interest coverage
8.82▲
2024 · 2.02
Debt
€32k▼
2024 · €87k
Debt ≤ 1 year
€25k▼
2024 · €75k
Debt > 1 year
€7k▼
2024 · €12k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€150k€104k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€5k€3k▼
Current assets29/58€145k€101k▼
Amounts receivable within one year40/41€142k€99k▼
Trade receivables40€4k€24k▲
Other amounts receivable41€138k€75k▼
Cash at bank and in hand54/58€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€150k€104k▼
Equity10/15€62k€72k▲
Contributions10/11€500€500=
Profit (loss) carried forward14€62k€72k▲
Amounts payable17/49€87k€32k▼
Amounts payable after more than one year17€12k€7k▼
Financial debts170/4€12k€7k▼
Amounts payable within one year42/48€75k€25k▼
Trade debts44€62k€15k▼
Suppliers440/4€62k€15k▼
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€13k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€315€2k▲
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€815-
Gross operating margin9900€54k€18k▼
Operating profit (loss)9901€51k€15k▼
Financial charges65/66B€26k€2k▼
Recurring financial charges65€26k€2k▼
Profit (loss) for the period before taxes9903€26k€13k▼
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€24k€10k▼
Profit (loss) for the period to be appropriated9905€24k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€72k▲
Profit (loss) brought forward from the previous period14P€38k€62k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 4.07
Current ratio from 1.93 to 4.07; short-term debt falls from €75k to €25k.
14-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 45 days late
2024
31-12
Financial
Highest result since 2020net €24k ▲175%
Operating result €51k, net result €24k, both a record.
07-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 99 days late
2023
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 73 days late
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
12-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 165 days late
2021
31-12
Financial
Weakest financial yearnet €5k ▼55%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 4.95
Current ratio from 1.52 to 4.95; short-term debt falls from €22k to €4k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 1181730 AsseGround area
1.1 ha
Building footprint
2,351 m²
Volume, LiDAR
15,598 m³
2 parcels, Flanders, Wallonia · tallest building 14.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EAC CONSTRUCT
since 20202.307.081.454
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002F0049/00Z005 | Flanders | 1.1 ha | 1 · 2,214 m² | 14.5 m · 2 fl. |
| 56033A0029/00L002 | Wallonia | 481 m² | 1 · 137 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,431 companies in sector 46180 we hold annual accounts for 1,887. 1,403 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2020
Fiscal year end31-12
Activities, NACEBEL
45112
46180Agents specialised in the wholesale of other particular products
41001General construction of residential buildings
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
81210General cleaning of buildings
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:eac.construct@gmail.com
Phone:+32 455 11 79 41
Website:eac-construct.be/construction/
Phone:0455117941