Financials
- Fiscal year
- 2025
- Turnover
- €14.2m
- Profit
- €2.6m
- Solvency
- 36.7%
Turnover▼ 1.9%
Net result
20192025
EA Life
ActiveSummary
EA Life has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.8m and a net result of €2.6m. Equity is shrinking by ~17.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 51% of 436 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
What they do
Accommodation
NACE 55300
#7 company by equity in the province of Antwerp, Accommodation sector1 site
How big
€14.2mturnover 2025
- Equity
- €5.8m
- Profit
- €2.6m
Who decides
- Parent
- M&M Management · 100%
Accounts 3 d early0 of 6 deeds read
Why 70- Liquidity: current ratio 1.63, cash €4,696- 1 change of registered office in 24 months+ Founded in 2010+ Figures for FY 2025 (filed 28-07-2026)Show the evidence
Checked score
Score 2025
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 55% of its sector peers (NACE 55, medium-sized)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
62+13
equity 36.7% of total assets
Liquidity
18+8
short-term debt 61.1% · cash 0.0%
Profitability
79-13
return on assets 16.8%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 0.7%highest value
09-2026: 0.7%● 0.0% vs 08-2026highest value
10-2026: 0.7%● 0.0% vs 09-2026highest value
- Liquidity: current ratio 1.63, cash €4,696 raises the probability
- 1 change of registered office in 24 months raises the probability
- Founded in 2010 lowers the probability for this profile
- Figures for FY 2025 (filed 28-07-2026) lowers the probability
Credit up to €400,000 at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.36 in 2024; short-term debt: 61.1% and cash: 0% of total assets), but 63.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 55, medium-sized). Better than this share of them on solvency 62%, liquidity 12%, profitability 82%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €5.8m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
42 d early
2023
28 d early
2022
on the day
2021
2 d early
2020
30 d early
2019
68 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Equity above €5mEq €5.8m ▲84%
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Board & ownership
- Parent
- M&M Management · 100%
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 28-07-2026Annual accounts filed
- 31-12-2025Equity above €5m
- 19-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- AccommodationNACE 55300
- Founded
- 19-03-2010
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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