E4B
ActiveE4B has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.13M and a net result of €422k. Equity is growing by ~61.3% per year across the filed fiscal years. Its solvency ranks better than 43% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-1
Solvency73▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
short-term debt: 0.1% and cash: 6.4% of total assets, and 51.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.1%
Return on assets
9.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
1 d early
2022
39 d early
2021
4 d early
2019
14 d early
2018
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.13M▲ 24.7%
2024 · €1.71M
2018: €24k
2019: €25k
2021: €457k
2022: €738k
2023: €1.16M
2024: €1.71M
2018 → 2025
Total assets
€4.42M▼ 13.9%
2024 · €5.14M
2018: €27k
2019: €26k
2021: €4.18M
2022: €4.51M
2023: €4.87M
2024: €5.14M
2018 → 2025
Net result
€422k▼ 23.2%
2024 · €549k
2018: €-1k
2019: €2k
2021: €432k
2022: €280k
2023: €421k
2024: €549k
2018 → 2025
Working capital
€1.59M▼ 28.6%
2024 · €2.23M
2018: €24k
2019: €25k
2021: €154k
2022: €494k
2023: €831k
2024: €2.23M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€457k-€738k▲ 61.3%€1.16M▲ 57.0%€1.71M▲ 47.4%€2.13M▲ 24.7%
Operating result€623k-€443k▼ 28.9%€624k▲ 41.0%€724k▲ 16.0%€552k▼ 23.8%
Net result€432k-€280k▼ 35.1%€421k▲ 50.0%€549k▲ 30.5%€422k▼ 23.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.42M
Fixed assets
€2.83M▼ 0.1%
Current assets
€1.60M▼ 30.9%
Equity and liabilities €4.42M
Equity
€2.13M▲ 24.7%
Debt
€2.30M▼ 33.1%
The debt ratio falls from 66.8% to 51.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€554k▼
2024 · €726k
Cash flow
€425k▼
2024 · €552k
Solvency
48.1%▲
2024 · 33.2%
Debt / equity
1.08▼
2024 · 2.01
ROE
19.8%▼
2024 · 32.2%
ROA
9.5%▼
2024 · 10.7%
Interest coverage
5204.78▼
2024 · 6227.49
Debt
€2.30M▼
2024 · €3.43M
Debt ≤ 1 year
€5k▼
2024 · €81k
Debt > 1 year
€2.29M▼
2024 · €3.35M
Income taxes
€132k▼
2024 · €177k
A ratio outside any meaningful range has been withheld (balance sheet total €4.42M, equity €2.13M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.14M€4.42M▼
Fixed assets21/28€2.83M€2.83M▼
Tangible fixed assets22/27€7k€4k▼
Furniture and vehicles24€7k€4k▼
Financial fixed assets28€2.83M€2.83M=
Current assets29/58€2.31M€1.60M▼
Amounts receivable within one year40/41€2.00M€1.30M▼
Trade receivables40€52k€20k▼
Other amounts receivable41€1.95M€1.28M▼
Current investments50/53€13k€13k=
Cash at bank and in hand54/58€43k€283k▲
Deferred charges and accrued income490/1€250k-
Equity and liabilities
Total equity and liabilities10/49€5.14M€4.42M▼
Equity10/15€1.71M€2.13M▲
Contributions10/11€80k€80k=
Reserves13€1.63M€2.05M▲
Tax-exempt reserves132€568k€568k=
Distributable reserves133€1.06M€1.48M▲
Amounts payable17/49€3.43M€2.30M▼
Amounts payable after more than one year17€3.35M€2.29M▼
Financial debts170/4€3.35M€2.29M▼
Amounts payable within one year42/48€81k€5k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€77k-
Taxes450/3€74k-
Remuneration and social security454/9€3k-
Other amounts payable47/48€2k€1k▼
Accrued charges and deferred income492/3€6k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€728k€556k▼
Operating profit (loss)9901€724k€552k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€117€107▼
Recurring financial charges65€117€107▼
Profit (loss) for the period before taxes9903€726k€553k▼
Income taxes67/77€177k€132k▼
Profit (loss) for the period9904€549k€422k▼
Transfer to tax-exempt reserves689€421k-
Profit (loss) for the period to be appropriated9905€128k€422k▲
Appropriation of the result
Profit (loss) to be appropriated9906€128k€422k▲
Transfer to equity691/2€128k€422k▲
To other reserves6921€128k€422k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity times 10current ratio 297.68
Current ratio from 28.67 to 297.68; short-term debt falls from €81k to €5k.
30-06
Financial
Equity above €2MEq €2.13M ▲24.7%
6 profitable years in a row build equity to €2.13M.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2018net €549k ▲30.5%
Operating result €724k, net result €549k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €1MEq €1.16M ▲57%
4 profitable years in a row build equity to €1.16M.
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Liquidity times 8current ratio 67.12
Current ratio from 8.45 to 67.12; short-term debt falls from €21k to €7k.
30-06
Financial
Equity above €500kEq €738k ▲61.3%
3 profitable years in a row build equity to €738k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €200kEq €457k ▲1707%
2 profitable years in a row build equity to €457k.
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity times 7current ratio 51.62
Current ratio from 7.69 to 51.62; short-term debt falls from €4k to €500.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-07-2020
Lambrecht J.: Resigned as Director
01-07-2020
MIV4N: Resigned as Director
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugsestraat 2308210 ZedelgemGround area
4,967 m²
Building footprint
1,218 m²
Volume, LiDAR
8,267 m³
Parcel 31040D0207/00X000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
E4B
since 20162.252.007.923
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31040D0207/00X000 | Flanders | 4,967 m² | 1 · 1,218 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,691 companies in sector 70100 we hold annual accounts for 3,491. 1,565 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2016
Fiscal year end30-06
Activities, NACEBEL
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.