E.W.O.
ActiveE.W.O. has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €-39k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 79% of 1898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.81 against 1.15 in 2024; short-term debt: 17.5% and cash: 6.9% of total assets), and 17.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.5%
Return on assets
-28.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-39k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
12 d late
2023
28 d late
2022
38 d early
2021
34 d early
2020
40 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€113k▼ 25.9%
2024 · €152k
2018: €132k
2019: €95k
2020: €93k
2021: €107k
2022: €169k
2023: €191k
2024: €152k
2018 → 2025
Total assets
€136k▼ 31.5%
2024 · €199k
2018: €209k
2019: €136k
2020: €107k
2021: €109k
2022: €198k
2023: €209k
2024: €199k
2018 → 2025
Net result
€-39k▼ 0.3%
2024 · €-39k
2018: €-31k
2019: €-37k
2020: €-2k
2021: €14k
2022: €63k
2023: €22k
2024: €-39k
2018 → 2025
Working capital
€-5k
2024 · €7k
2018: €99k
2019: €53k
2020: €43k
2021: €57k
2022: €123k
2023: €144k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€107k-€169k▲ 58.9%€191k▲ 13.0%€152k▼ 20.6%€113k▼ 25.9%
Operating result€14k-€70k▲ 382%€28k▼ 60.2%€-39k€-39k▼ 0.1%
Net result€14k-€63k▲ 357%€22k▼ 65.0%€-39k€-39k▼ 0.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €39k in 2025 against €39k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€117k▼ 19.0%
Current assets
€19k▼ 64.7%
Equity and liabilities €136k
Equity
€113k▼ 25.9%
Debt
€24k▼ 49.5%
The debt ratio falls from 23.7% to 17.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-11k▲
2024 · €-13k
Cash flow
€-12k▲
2024 · €-14k
Solvency
82.5%▲
2024 · 76.3%
Current ratio
0.81▼
2024 · 1.15
Quick ratio
0.81▼
2024 · 1.15
Debt / equity
0.21▼
2024 · 0.31
ROE
-35.0%▼
2024 · -25.9%
ROA
-28.9%▼
2024 · -19.7%
Interest coverage
-49.66▲
2024 · -79.24
Debt
€24k▼
2024 · €47k
Debt ≤ 1 year
€24k▼
2024 · €47k
Income taxes
€382▲
2024 · €379
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€199k€136k▼
Fixed assets21/28€145k€117k▼
Tangible fixed assets22/27€144k€117k▼
Land and buildings22€39k€38k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€105k€79k▼
Financial fixed assets28€413€413=
Current assets29/58€55k€19k▼
Amounts receivable within one year40/41€40k€4k▼
Trade receivables40€40k€3k▼
Other amounts receivable41€0€465▲
Current investments50/53€6k€6k▼
Cash at bank and in hand54/58€8k€9k▲
Deferred charges and accrued income490/1€638€288▼
Equity and liabilities
Total equity and liabilities10/49€199k€136k▼
Equity10/15€152k€113k▼
Contributions10/11€20k€20k=
Reserves13€79k€79k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€77k€77k=
Profit (loss) carried forward14€53k€14k▼
Amounts payable17/49€47k€24k▼
Amounts payable within one year42/48€47k€24k▼
Financial debts43€27€118▲
Credit institutions430/8€27€0▼
Other loans439-€118
Trade debts44€26k€17k▼
Suppliers440/4€26k€17k▼
Taxes, remuneration and social security45€16k€720▼
Taxes450/3€16k€720▼
Other amounts payable47/48€4k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€28k▲
Other operating charges640/8€935€911▼
Gross operating margin9900€-12k€-10k▲
Operating profit (loss)9901€-39k€-39k▼
Financial income75/76B€96€96▲
Recurring financial income75€96€96▲
Financial charges65/66B€169€230▲
Recurring financial charges65€169€230▲
Profit (loss) for the period before taxes9903€-39k€-39k▼
Income taxes67/77€379€382▲
Profit (loss) for the period9904€-39k€-39k▼
Profit (loss) for the period to be appropriated9905€-39k€-39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€14k▼
Profit (loss) brought forward from the previous period14P€93k€53k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €63k ▲357%
Operating result €70k, net result €63k, both a record.
31-12
Financial
Equity above €150kEq €169k ▲58.9%
2 profitable years in a row build equity to €169k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after 3 loss-making years.
31-12
Financial
Liquidity times 5current ratio 21.20
Current ratio from 4.15 to 21.20; short-term debt falls from €14k to €3k.
31-12
Financial
Equity above €100kEq €107k ▲14.8%
Equity rises from €93k to €107k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterhoflaan 111750 LennikGround area
737 m²
Building footprint
218 m²
Volume, LiDAR
1,103 m³
Parcel 23075B0259/00Y009, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
iTree
since 19972.081.540.915
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23075B0259/00Y009 | Flanders | 737 m² | 1 · 218 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
96760011Y0TT35131R38
Similar companies · same sector, comparable size
DeepAnt
BE 0765.500.343
Herent · Eq €113k
LIXUSS
BE 0885.011.271
Beersel · Eq €113k
PayTalent
BE 0792.636.092
Puurs-Sint-Amands · Eq €112k
B.J. Knulst
BE 0439.821.358
Antwerpen · Eq €112k
INTOMOTIVE
BE 0505.607.055
Hoogstraten · Eq €113k
Of 3,153 companies in sector 63920 we hold annual accounts for 1,522. 1,249 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-04-1997
Fiscal year end31-12
Activities, NACEBEL
51850
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
46500Wholesale of information and communication equipment
46660Wholesale trade
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.