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E&W FINANCE

Active
Private limited companyfounded 2023active for 3 yearsAarschotsesteenweg 554, 3012 Leuven, BelgiumKBO/BCE: BE 0803.573.932
Summary

E&W FINANCE is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€3,256) and a net result of -€7,194. Its solvency ranks better than 5% of 1,853 sector peers (NACE 66, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

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E&W FINANCEActive
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Overview

Official details

Source: KBO
Status
Active since 04-07-2023 Normal situation
Activity
Activities auxiliary to financial services and insurance activities NACE 66300and 1 other
Joint committees
200 Aanvullend Paritair Comité voor de bedienden
341 Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten · annual accounts 2025
Establishment unit
2.346.802.063 3012 Leuven, since 04-07-2023
Financial year end
31 December
Peppol
Reachable since 24-11-2023
Company details

Board and ownership

Board
Shareholders
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Loss
€7,194
▲ 578%
Equity
-€3,256
Total assets
€92,393
▲ 19.1%
Employees on 31-12-2025
1
=
  • Negative equity on 31-12-2025
Financials
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1853 sector peers (2025).
NBB · sector comparison
Position among 1853 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
57 days early
2024
57 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 57 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€3,256 View
  • Caution: Lower solvency than 95% of companies in auxiliary financial servicessector median 38.6% · 1,853 companies -3.5% View

Recent changes

  1. · Gazette deed Appointment: BV Wim Ceelen (director)Permanent representatives: Wim Ceeelen and Evert Lissens
  2. · Gazette deed Purpose change · Amendment of the articles“Beleggings- of nevendiensten promoten bij cliënten of potentiële cliënten binnen de grenzen van de bepalingen…” (deed in Dutch)
  3. · Gazette deed Purpose change“Beleggings- of nevendiensten promoten bij cliënten of potentiële cliënten binnen de grenzen van de bepalingen…” (deed in Dutch)
All 6 events

Comparable companies

These companies have the same main activity as E&W FINANCE: activities auxiliary to financial services and insurance activities (NACE 66300). They are comparable in size and age: total assets between €89,300 and €126,000, founded between 2022 and 2024.

CompanyTotal assetsGross margin
E&W FINANCE Leuven€92,393€84,897
Edateam Sint-Pieters-Woluwe€114,267€221,526
MV-CONNECT Meise€105,133€56,315
NDL Invest Haaltert€111,538€60,017
TUYCO Poperinge€126,385€61,726
Unoya Gent€89,329€49,763
CYPER Management Overijse€105,369€67,083
Full comparison

Key facts about E&W FINANCE
What is the company number of E&W FINANCE?
The company number of E&W FINANCE is 0803.573.932. The VAT number is the same number with BE in front: BE 0803.573.932.
Where is E&W FINANCE based?
The registered office is at Aarschotsesteenweg 554, 3012 Leuven.Company details
What does E&W FINANCE do?
According to the KBO register, the main activity is activities auxiliary to financial services and insurance activities (NACE 66300).
What is the legal form of E&W FINANCE?
The legal form of E&W FINANCE is Private limited company (BV).
When was E&W FINANCE founded?
E&W FINANCE was founded on 04-07-2023.
Is E&W FINANCE still active?
Yes, E&W FINANCE is an active enterprise in the KBO register.
How many employees does E&W FINANCE have?
E&W FINANCE had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does E&W FINANCE fall under?
In its 2025 annual accounts, E&W FINANCE states joint committees 200 (Aanvullend Paritair Comité voor de bedienden) and 341 (Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten).
What is the turnover of E&W FINANCE?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €84,897 and 1,292 comparable companies of the same size. It probably lies between €150,000 and €450,000. It is a rough estimate.
Is E&W FINANCE profitable?
In financial year 2025, E&W FINANCE made a loss of €7,194.
Where can I find the annual accounts of E&W FINANCE?
E&W FINANCE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of E&W FINANCE due?
E&W FINANCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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