E.V.K.
ActiveThe computed 12-month bankruptcy probability of E.V.K. is 1.8% (moderate). The 2025 annual accounts show negative equity (€-6k) and a net result of €-7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 18237 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-9
Solvency0▼-28
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.54 against 0.77 in 2024; short-term debt: 125.6% and cash: 44.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-31.1%
Return on assets
-35.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-6k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
21 d early
2023
5 d late
2022
18 d early
2021
26 d early
2020
26 d late
2019
72 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-6k
2024 · €917
2018: €-8k
2019: €3k
2020: €6k
2021: €19k
2022: €15k
2023: €7k
2024: €917
2018 → 2025
Total assets
€21k▼ 39.8%
2024 · €35k
2018: €23k
2019: €42k
2020: €37k
2021: €41k
2022: €58k
2023: €38k
2024: €35k
2018 → 2025
Net result
€-7k▼ 29.1%
2024 · €-6k
2018: €9k
2019: €11k
2020: €3k
2021: €896
2022: €-4k
2023: €-8k
2024: €-6k
2018 → 2025
Working capital
€-12k▼ 79.6%
2024 · €-7k
2018: €-8k
2019: €3k
2020: €6k
2021: €19k
2022: €2k
2023: €-3k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€15k▼ 22.6%€7k▼ 54.5%€917▼ 86.2%€-6k
Operating result€2k-€-3k€-6k▼ 87.3%€-4k▲ 36.4%€-5k▼ 30.4%
Net result€896-€-4k€-8k▼ 86.4%€-6k▲ 28.1%€-7k▼ 29.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €4k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21k
Fixed assets
€7k▼ 44.6%
Current assets
€14k▼ 37.2%
Key figures and ratios
EBITDA
€-1▼
2024 · €1k
Cash flow
€-2k▼
2024 · €-345
Solvency
-31.1%▼
2024 · 2.7%
Current ratio
0.54▼
2024 · 0.77
Quick ratio
0.54▼
2024 · 0.77
Debt / equity
-4.22
ROA
-35.5%▼
2024 · -16.6%
Interest coverage
0.00▼
2024 · 1.10
Debt
€27k▼
2024 · €34k
Debt ≤ 1 year
€26k▼
2024 · €29k
Debt > 1 year
€1k▼
2024 · €4k
Income taxes
€-39▼
2024 · €457
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€21k▼
Fixed assets21/28€12k€7k▼
Tangible fixed assets22/27€12k€7k▼
Furniture and vehicles24€12k€7k▼
Current assets29/58€23k€14k▼
Amounts receivable within one year40/41€5k€5k▲
Trade receivables40€4k€4k▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€18k€9k▼
Equity and liabilities
Total equity and liabilities10/49€35k€21k▼
Equity10/15€917€-6k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-20k€-27k▼
Amounts payable17/49€34k€27k▼
Amounts payable after more than one year17€4k€1k▼
Financial debts170/4€4k€1k▼
Amounts payable within one year42/48€29k€26k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€833€5k▲
Suppliers440/4€833€5k▲
Taxes, remuneration and social security45€105-
Taxes450/3€105-
Other amounts payable47/48€25k€18k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€329€650▲
Gross operating margin9900€2k€650▼
Operating profit (loss)9901€-4k€-5k▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-5k€-7k▼
Income taxes67/77€457€-39▼
Profit (loss) for the period9904€-6k€-7k▼
Profit (loss) for the period to be appropriated9905€-6k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-27k▼
Profit (loss) brought forward from the previous period14P€-14k€-20k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
11-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 72 days late
2019
31-12
Financial
Highest result since 2018net €11k ▲23.4%
Net result €11k, the highest in the series.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2015
15-06
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Bernardusstraat 1451060 Sint-Gillis (bij-Brussel)Ground area
235 m²
Building footprint
141 m²
Volume, LiDAR
1,151 m³
Parcel 21013B0324/00M004, Brussels · tallest building 15.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
E.V.K.
since 20002.094.078.263
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0324/00M004 | Brussels | 235 m² | 1 · 141 m² | 15.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,720 companies in sector 47521 we hold annual accounts for 1,288. 46 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-12-1999
Fiscal year end31-12
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
52462
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.