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E.V.C.

Active
Private limited companyfounded 200818 yrs activeOude Geelsebaan 102, 2431 Laakdal, BelgiumKBO/BCE: BE 0897.713.422
Summary

E.V.C. has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€316) and a net result of -€2,401. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 28281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability27▼-32
Solvency25▼-1
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.95 against 1.01 in 2024; short-term debt: 100.3% and cash: 6.3% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-0.3%
Return on assets
-2.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€316
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
59 d early
2024
46 d late
2023
60 d late
2022
44 d late
2021
75 d late
2020
54 d late
2019
118 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

E.V.C. was incorporated on 29 April 2008.1 Total assets fell from EUR 142,077 in 2018 to EUR 103,917 in 2025 and headcount from 1.3 to 1.7 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€316
2024 · €2,085
Total assets
€103,917▼ 27.7%
2024 · €143,705
Net result
-€2,401
2024 · €11,952
Working capital
-€5,322
2024 · €1,414
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€11,293€16,375-€15,205€18,158€5,414▼ 70.2%
Net result-€21,366below the sector's middle half€9,417within the sector's middle half-€23,221below the sector's middle half€11,952within the sector's middle half-€2,401below the sector's middle half
Equity€3,936below the sector's middle half▼ 84.4%€13,354below the sector's middle half▲ 239%-€9,867below the sector's middle half€2,085below the sector's middle half-€316below the sector's middle half
Total assets€144,780within the sector's middle half▼ 4.1%€175,002within the sector's middle half▲ 20.9%€119,390within the sector's middle half▼ 31.8%€143,705within the sector's middle half▲ 20.4%€103,917within the sector's middle half▼ 27.7%
Debt€140,844▲ 12.1%€161,649▲ 14.8%€129,257▼ 20.0%€141,620▲ 9.6%€104,233▼ 26.4%
Working capital€20,645within the sector's middle half▼ 56.4%€19,744within the sector's middle half▼ 4.4%-€6,916below the sector's middle half€1,414below the sector's middle half-€5,322below the sector's middle half
Solvency2.7%below the sector's middle half▼ 14.0pp7.6%below the sector's middle half▲ 4.9pp-8.3%below the sector's middle half▼ 15.9pp1.5%below the sector's middle half▲ 9.7pp-0.3%below the sector's middle half▼ 1.8pp
Current ratio1.19within the sector's middle half▼ 0.341.14within the sector's middle half▼ 0.050.94below the sector's middle half▼ 0.201.01below the sector's middle half▲ 0.070.95below the sector's middle half▼ 0.06
Return on assets (ROA)-14.8%below the sector's middle half▼ 29.8pp5.4%within the sector's middle half▲ 20.1pp-19.4%below the sector's middle half▼ 24.8pp8.3%within the sector's middle half▲ 27.8pp-2.3%below the sector's middle half▼ 10.6pp
Staff (FTE)1.5▲ 150%1.1▼ 26.7%2▲ 81.8%2=1.7▼ 15.0%
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2021: -€11,293-€11,293Net result 2021: -€21,366-€21,366Operating result 2022: €16,375€16,375Net result 2022: €9,417€9,417Operating result 2023: -€15,205-€15,205Net result 2023: -€23,221-€23,221Operating result 2024: €18,158€18,158Net result 2024: €11,952€11,952Operating result 2025: €5,414€5,414Net result 2025: -€2,401-€2,40120212022202320242025-€40,000-€20,000€0€20,000Operating result 2023: -€15,205-€15,200Net result 2023: -€23,221-€23,200Operating result 2024: €18,158€18,200Net result 2024: €11,952€12,000Operating result 2025: €5,414€5,410Net result 2025: -€2,401-€2,400202320242025
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103,917
Fixed assets €5,006 ▼ 26.1%
Current assets €98,911 ▼ 27.8%
Key figures and ratios
2025 value · change against 2024
EBITDA
€10,002▼
2024 · €22,513
Cash flow
€2,187▼
2024 · €16,307
Quick ratio
0.58▼
2024 · 0.72
Interest coverage
1.28▼
2024 · 3.61
Debt ≤ 1 year
€104,233▼
2024 · €135,513
Staff costs
€18,801▼
2024 · €42,076
Equity ratios withheld: equity of -€316 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,332 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a small loss
2.8% went bankrupt
5.8% stopped otherwise
91% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,332 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet Code20242025
Assets
Total assets20/58€143,705€103,917▼
Fixed assets21/28€6,778€5,006▼
Tangible fixed assets22/27€5,702€3,930▼
Plant, machinery and equipment23€172€1,886▲
Furniture and vehicles24€3,175€2,044▼
Other tangible fixed assets26€2,355-
Financial fixed assets28€1,076€1,076=
Current assets29/58€136,927€98,911▼
Stocks and contracts in progress3€39,813€38,929▼
Stocks30/36€39,813€38,929▼
Amounts receivable within one year40/41€96,255€52,604▼
Trade receivables40€89,431€48,645▼
Other amounts receivable41€6,823€3,959▼
Cash at bank and in hand54/58€498€6,542▲
Deferred charges and accrued income490/1€361€836▲
Equity and liabilities
Total equity and liabilities10/49€143,705€103,917▼
Equity10/15€2,085-€316▼
Contributions10/11€18,600€18,600=
Reserves13€4,926€4,926=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€3,066€3,066=
Profit (loss) carried forward14-€21,441-€23,842▼
Amounts payable17/49€141,620€104,233▼
Amounts payable after more than one year17€6,106-
Financial debts170/4€6,106-
Amounts payable within one year42/48€135,513€104,233▼
Current portion of amounts payable after more than one year42€7,978€6,106▼
Financial debts43€19,032€30,244▲
Credit institutions430/8€19,032€30,244▲
Trade debts44€46,340€31,054▼
Suppliers440/4€46,340€31,054▼
Advances received on contracts in progress46€1,458-
Taxes, remuneration and social security45€6,774€2,618▼
Remuneration and social security454/9€6,774€2,618▼
Other amounts payable47/48€53,931€34,211▼
Income statement Code20242025
Non-recurring operating income76A€2,186€1,001▼
Remuneration, social security and pensions62€42,076€18,801▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,355€4,588▲
Other operating charges640/8€1,698€894▼
Gross operating margin9900€66,286€29,697▼
Operating profit (loss)9901€18,158€5,414▼
Financial income75/76B€25€1▼
Recurring financial income75€25€1▼
Financial charges65/66B€6,231€7,816▲
Recurring financial charges65€6,231€7,816▲
Profit (loss) for the period before taxes9903€11,952-€2,401▼
Profit (loss) for the period9904€11,952-€2,401▼
Profit (loss) for the period to be appropriated9905€11,952-€2,401▼
Appropriation of the result
Profit (loss) to be appropriated9906-€21,441-€23,842▼
Profit (loss) brought forward from the previous period14P-€33,394-€21,441▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A---€2,186€1,001▼ 54.2%
Remuneration, social security and pensions62€30,753€29,360€44,445€42,076€18,801▼ 55.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,920€4,187€4,355€4,355€4,588▲ 5.4%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3,563----
Other operating charges640/8€718€444€415€1,698€894▼ 47.3%
Gross operating margin9900€24,098€53,929€34,010€66,286€29,697▼ 55.2%
Operating profit (loss)9901-€11,293€16,375-€15,205€18,158€5,414▼ 70.2%
Financial income75/76B€420€262€420€25€1▼ 97.1%
Recurring financial income75€420€262€420€25€1▼ 97.1%
Financial charges65/66B€10,492€7,220€8,436€6,231€7,816▲ 25.4%
Recurring financial charges65€10,492€7,220€8,436€6,231€7,816▲ 25.4%
Profit (loss) for the period before taxes9903-€21,366€9,417-€23,221€11,952-€2,401▼ 120%
Profit (loss) for the period9904-€21,366€9,417-€23,221€11,952-€2,401▼ 120%
Profit (loss) for the period to be appropriated9905-€21,366€9,417-€23,221€11,952-€2,401▼ 120%
Line20212022202320242025Change
Assets
Total assets20/58€144,780€175,002€119,390€143,705€103,917▼ 27.7%
Fixed assets21/28€15,150€15,487€11,133€6,778€5,006▼ 26.1%
Tangible fixed assets22/27€14,074€14,411€10,057€5,702€3,930▼ 31.1%
Plant, machinery and equipment23€1,305€687€429€172€1,886▲ 998%
Furniture and vehicles24€3,347€6,658€4,916€3,175€2,044▼ 35.6%
Other tangible fixed assets26€9,422€7,066€4,711€2,355--
Financial fixed assets28€1,076€1,076€1,076€1,076€1,076=
Current assets29/58€129,630€159,515€108,257€136,927€98,911▼ 27.8%
Stocks and contracts in progress3€41,620€40,079€40,079€39,813€38,929▼ 2.2%
Stocks30/36€41,620€40,079€40,079€39,813€38,929▼ 2.2%
Amounts receivable within one year40/41€87,525€118,448€64,479€96,255€52,604▼ 45.3%
Trade receivables40€64,063€102,146€56,333€89,431€48,645▼ 45.6%
Other amounts receivable41€23,463€16,302€8,146€6,823€3,959▼ 42.0%
Cash at bank and in hand54/58€484€988€3,700€498€6,542▲ 1,213%
Deferred charges and accrued income490/1---€361€836▲ 132%
Equity and liabilities
Total equity and liabilities10/49€144,780€175,002€119,390€143,705€103,917▼ 27.7%
Equity10/15€3,936€13,354-€9,867€2,085-€316▼ 115%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€4,926€4,926€4,926€4,926€4,926=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Distributable reserves133€3,066€3,066€3,066€3,066€3,066=
Profit (loss) carried forward14-€19,590-€10,173-€33,394-€21,441-€23,842▼ 11.2%
Amounts payable17/49€140,844€161,649€129,257€141,620€104,233▼ 26.4%
Amounts payable after more than one year17€29,493€21,878€14,084€6,106--
Financial debts170/4€29,493€21,878€14,084€6,106--
Amounts payable within one year42/48€108,985€139,770€115,173€135,513€104,233▼ 23.1%
Current portion of amounts payable after more than one year42€7,440€7,615€7,794€7,978€6,106▼ 23.5%
Financial debts43€21,216€27,407€24,669€19,032€30,244▲ 58.9%
Credit institutions430/8€21,216€27,407€24,669€19,032€30,244▲ 58.9%
Trade debts44€16,865€29,432€22,886€46,340€31,054▼ 33.0%
Suppliers440/4€16,865€29,432€22,886€46,340€31,054▼ 33.0%
Advances received on contracts in progress46--€1,458€1,458--
Taxes, remuneration and social security45€50,689€59,078€50,591€6,774€2,618▼ 61.4%
Taxes450/3€1,783€1,136€1,839---
Remuneration and social security454/9€48,906€57,942€48,752€6,774€2,618▼ 61.4%
Other amounts payable47/48€12,776€16,238€7,775€53,931€34,211▼ 36.6%
Accrued charges and deferred income492/3€2,366-----
Line20212022202320242025Change
Profit (loss) for the period9904-€21,366€9,417-€23,221€11,952-€2,401▼ 120%
+ Depreciation and write-downs630€3,920€4,187€4,355€4,355€4,588▲ 5.4%
Operating cash flow (approximation)-€17,446€13,604-€18,866€16,307€2,187▼ 86.6%
Investment in fixed assets (approximation)--€4,525€0€0-€2,817-
Change in cash-€504€2,712-€3,202€6,044▲ 289%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
15-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
31-12
Financial Back to profitnet €11,952
Net result €11,952 after one loss-making year.
29-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial Weakest financial yearnet -€23,221
Net result drops to -€23,221, the lowest in the series; recovery starts the following year.
13-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 44 days late
2022
31-12
Financial Back to profitnet €9,417
Net result €9,417 after one loss-making year.
14-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
23-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2020
31-12
Financial Highest result since 2018net €22,641 ▲1,206%
Operating result €33,262, net result €22,641, both a record.
26-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
2019
31-12
Financial Back to profitnet €1,734
Net result €1,734 after one loss-making year.
Show earlier events
23-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 84 days late
20-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 232 days late
2017
28-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
2,050 m²
Building footprint
929 m²
Volume, LiDAR
216 m³
Parcel 13042A0265/00X000, Flanders · tallest building 4.2 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
E.V.C.
Oude Geelsebaan 102, 2431 LaakdalGeneral electrical installation work
since 20082.171.986.683
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13042A0265/00X000 Flanders 2,050 m² 1 · 929 m² 4.2 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,829 companies in sector 43211 we hold annual accounts for 10,334. 1,873 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-04-2008
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43990Other specialised construction activities
46643Wholesale of electrical equipment, including installation materials
E-invoicing
Reachable via Peppol
Peppol ID 0208:0897713422
Also 9925:BE0897713422
Registered 02-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.