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E.V.C.

Active
Private limited companyfounded 1991active for 35 yearsMatenstraat 23, 2845 Niel, BelgiumKBO/BCE: BE 0442.514.592
Summary

The computed 12-month bankruptcy probability of E.V.C. is 2.5% (moderate). The annual accounts of E.V.C. for financial year 2025 show a net loss of 68% of total assets and of 75% of the equity at the start of that year. The 2025 annual accounts show equity of €35,971 and a net result of -€106,062. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 9,592 sector peers (NACE 43, financial year 2025). The company has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Joinery installation
NACE 43320Manufacture of fabricated metal products, except machinery and equipment NACE 25120
6th oldest company in Niel, Construction sector1 site
Size
€156,262total assets 2025
Staff
6.3 FTE
Equity
€35,971
Loss
-€106,062
Turnover not published (abbreviated or micro format)
Financial health
51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Structure
Parent
DN CONSTRUCTION · 99.9%
Accounts filed 21 days late0 of 1 deed read
Why 51raises riskLoss of €106,062, the second in a row (financial year 2025)Sector: Specialised construction activities (NACE 43)Equity €35,971 (23.0% of total assets)lowers riskLiquidity: current ratio 1.01, cash €49,224, halvedShow the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 21% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency 48-28
equity 23.0% of total assets
Liquidity 54-22
short-term debt 66.6% · cash 31.5%
Profitability 0-18
return on assets -67.9%
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,550 companies, NACE 43, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.6%▼ -0.1 percentage points vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025 09-2025: 0.5%▼ -0.4 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.4%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 2.5%▲ +1.8 percentage points vs 08-2026highest value 10-2026: 2.5%● unchanged vs 09-2026highest value
Credit of up to €1,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.01, compared with 1.83 in 2024, below the usual 1.5; short-term debt: 66.6% and cash: 31.5% of total assets), and 77% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 25% on solvency, 50% on liquidity, 4% on profitability and 6% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Loss of €106,062, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.01, cash €49,224, halved
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Equity €35,971 (23.0% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€106,062
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9592 sector peers (2025).
NBB · sector comparison
Position among 9592 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
19 days late
2023
58 days late
2022
4 days late
2021
3 days late
2020
31 days late
2019
88 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
13-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€106,062
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Risk: 4 loss-making years in a rowloss financial year 2025 -€106,062 View
  • Caution: Result fell in 2025from -€21,681 to -€106,062 ▼ 389% View
  • Caution: Among the weakest 5% on net resultsector median €27,675 · 9,585 companies -€106,062 View
  • Controlled by DN CONSTRUCTION 99.9% View

By topic

Financials

Financial year
2025
Total assets
€156,262
Loss
-€106,062
Solvency
23.0%
Go to Financials

Timeline

Events
40
Since
1992
Next accounts
by 31-07-2027
  1. 27-09-2024Annual accounts filed
  2. 31-12-2023Liquidity more than doubled
  3. 04-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
10-01-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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