E&U LOGISTICS
ActiveThe computed 12-month bankruptcy probability of E&U LOGISTICS is 5.3% (elevated). The 2025 annual accounts show equity of €104k and a net result of €4k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 469 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+5
Solvency83▲+11
Growth52=
Track record94
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.99 against 1.25 in 2024; short-term debt: 39.3% and cash: 0.3% of total assets), and 42.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.9%
Return on assets
2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
34 d late
2023
129 d late
2022
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▲ 3.6%
2024 · €100k
2022: €75k
2023: €105k
2024: €100k
2022 → 2025
Total assets
€180k▼ 15.3%
2024 · €212k
2022: €162k
2023: €171k
2024: €212k
2022 → 2025
Net result
€4k
2024 · €-5k
2022: €60k
2023: €31k
2024: €-5k
2022 → 2025
Working capital
€-472
2024 · €25k
2022: €59k
2023: €89k
2024: €25k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€75k-€105k▲ 41.5%€100k▼ 4.8%€104k▲ 3.6%
Operating result€84k-€40k▼ 51.9%€1k▼ 96.8%€7k▲ 420%
Net result€60k-€31k▼ 48.0%€-5k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 420% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180k
Fixed assets
€110k▲ 29.6%
Current assets
€70k▼ 45.0%
Equity and liabilities €180k
Equity
€104k▲ 3.6%
Debt
€76k▼ 32.3%
The debt ratio falls from 52.6% to 42.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▲
2024 · €18k
Cash flow
€23k▲
2024 · €11k
Solvency
57.9%▲
2024 · 47.4%
Current ratio
0.99▼
2024 · 1.25
Quick ratio
0.93▼
2024 · 1.21
Debt / equity
0.73▼
2024 · 1.11
ROE
3.5%▲
2024 · -5.1%
ROA
2.0%▲
2024 · -2.4%
Interest coverage
15.34▲
2024 · 14.69
Debt
€76k▼
2024 · €112k
Debt ≤ 1 year
€71k▼
2024 · €102k
Debt > 1 year
€5k▼
2024 · €10k
Income taxes
€1k▼
2024 · €9k
Staff costs
€41k▼
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€212k€180k▼
Fixed assets21/28€85k€110k▲
Tangible fixed assets22/27€83k€108k▲
Land and buildings22-€39k
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€559€1k▲
Leasing and similar rights25€23k€13k▼
Other tangible fixed assets26€53k€50k▼
Financial fixed assets28€2k€2k=
Current assets29/58€127k€70k▼
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€112k€62k▼
Trade receivables40€43k€37k▼
Other amounts receivable41€69k€25k▼
Cash at bank and in hand54/58€3k€488▼
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€212k€180k▼
Equity10/15€100k€104k▲
Contributions10/11€15k€15k=
Reserves13€60k€60k=
Distributable reserves133€60k€60k=
Profit (loss) carried forward14€26k€30k▲
Amounts payable17/49€112k€76k▼
Amounts payable after more than one year17€10k€5k▼
Financial debts170/4€10k€5k▼
Amounts payable within one year42/48€102k€71k▼
Current portion of amounts payable after more than one year42€7k€5k▼
Trade debts44€19k€17k▼
Suppliers440/4€19k€17k▼
Advances received on contracts in progress46€16k-
Taxes, remuneration and social security45€61k€49k▼
Taxes450/3€56k€47k▼
Remuneration and social security454/9€5k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€77k€41k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€19k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€97k€68k▼
Operating profit (loss)9901€1k€7k▲
Financial income75/76B€4k-
Recurring financial income75€4k-
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€4k€5k▲
Income taxes67/77€9k€1k▼
Profit (loss) for the period9904€-5k€4k▲
Profit (loss) for the period to be appropriated9905€-5k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€30k▲
Profit (loss) brought forward from the previous period14P€31k€26k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 34 days late
2024
31-12
Financial
Weakest financial yearnet €-5k ▼116%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
07-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 129 days late
2023
31-12
Financial
Equity above €100kEq €105k ▲41.5%
2 profitable years in a row build equity to €105k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
375 m²
Building footprint
310 m²
Volume, LiDAR
2,114 m³
2 parcels, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
E&U Logistics
since 20212.313.301.926
Trattoria di Umi
since 20242.358.712.079
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73066A0312/00P002 | Flanders | 227 m² | 1 · 206 m² | 10.4 m · 2 fl. |
| 71053G0320/00C003 | Flanders | 147 m² | 1 · 104 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRiemst2.358.712.079
Similar companies · same sector, comparable size
POSTILION
BE 0458.390.029
Scherpenheuvel-Zichem · Eq €105k
NOY SPEED
BE 0677.870.939
Vorst · Eq €103k
FAST MG
BE 0765.503.907
Liège · Eq €105k
NSIS COMPANY
BE 0805.022.992
Ternat · Eq €105k
Reflections
BE 0729.881.943
Rumst · Eq €103k
Of 4,908 companies in sector 53200 we hold annual accounts for 1,329. 1,034 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2021
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.