E-TORCH

Active

Private limited companyfounded 20251 yr activeTorenstraat 78, 3384 Glabbeek, BelgiumKBO/BCE: BE 1020.569.662

E-TORCH has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €3k. Its solvency ranks better than 62% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

86 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability25

Solvency100

Growth-

Stability67

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 39.11), and 28.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

71.1%

Return on assets

3.6%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

21 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€58k

Total assets

€81k

Net result

€3k

Working capital

€75k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €81k

93.9%

Fixed assets €5k

Current assets €76k

Equity and liabilities €81k

71.1%

28.9%

Equity €58k

Debt €24k

Debt finances 28.9% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€4k

Cash flow

€4k

Solvency

71.1%

Current ratio

39.11

Quick ratio

39.11

Debt / equity

0.41

ROE

5.1%

ROA

3.6%

Interest coverage

52.80

Debt

€24k

Debt ≤ 1 year

€2k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€81k

Fixed assets21/28€5k

Intangible fixed assets21€4k

Financial fixed assets28€798

Current assets29/58€76k

Amounts receivable within one year40/41€874

Other amounts receivable41€874

Cash at bank and in hand54/58€74k

Deferred charges and accrued income490/1€1k

Equity and liabilities

Total equity and liabilities10/49€81k

Equity10/15€58k

Contributions10/11€55k

Reserves13€3k

Distributable reserves133€3k

Amounts payable17/49€24k

Amounts payable within one year42/48€2k

Trade debts44€2k

Suppliers440/4€2k

Accrued charges and deferred income492/3€22k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k

Other operating charges640/8€597

Gross operating margin9900€5k

Operating profit (loss)9901€3k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€77

Recurring financial charges65€77

Profit (loss) for the period before taxes9903€3k

Profit (loss) for the period9904€3k

Profit (loss) for the period to be appropriated9905€3k

Appropriation of the result

Profit (loss) to be appropriated9906€3k

Transfer to equity691/2€3k

To the legal reserve6920€3k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

10-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

0 of 2 acts read

About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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