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E&S vastgoed

Active
Private limited companyfounded 2025active for 1 yearBedrijvenlaan 10, 9080 Lochristi, BelgiumKBO/BCE: BE 1021.679.422
Summary

E&S vastgoed has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,217 and a net result of -€16,783. Its solvency ranks better than 23% of 16,933 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Development of non-residential building projects
NACE 68122
1 site
Size
€1.8mtotal assets 2025
Equity
€33,217
Loss
-€16,783
Turnover not published (micro format)
Financial health
82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Largest shareholder
AquaS · 10%
Accounts filed 31 days late
Why 82raises riskLatest accounts 31 days late; 1 of the last 3 latelowers riskSize: total assets €1.8mSector: Real estate activities (NACE 68)Figures for financial year 2025 (filed 31-08-2026)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 35% of its sector peers (NACE 68, micro)
Financial strength
Weak
Solvency 27
equity 1.8% of total assets
Liquidity 51
short-term debt 3.0% · cash 0.7%
Profitability 34
return on assets -0.9%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,601 companies, NACE 68, micro)
Last 24 months 04-2026: 0.7% 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.4%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.24, below 1; short-term debt: 3% and cash: 0.7% of total assets), and 98.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 22% on solvency, 55% on liquidity and 29% on profitability.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.8m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Latest accounts 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Figures for financial year 2025 (filed 31-08-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 16933 sector peers (2025).
NBB · sector comparison
Position among 16933 sector peers
Solvency
better than 23%
← weakest strongest →
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: VDE Beheer B.V. (gewone…

Key points

  • Caution: Among the weakest 19% on net resultsector median €6,029 · 16,922 companies -€16,783 View
  • Total assets 2025first financial year filed €1.8m View
  • Active since 2025founded 31-03-2025 1 years View

By topic

Financials

Financial year
2025
Total assets
€1.8m
Loss
-€16,783
Solvency
1.8%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Development of non-residential building projectsNACE 68122
Founded
31-03-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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